mar dea

I'm a new customer ( 6 weeks). Decided to transfer my credit card to the NatWest because I was given a good deal BUT my word the online banking and the app is the stuff of nightmares.
Trying to make additional payments is horrendous. Its in built payment system doesn't support the Co op bank?? What that about? So I have to transfer money from Co Op to a NatWest account and sort code but the Co Op says NatWest wont verify when I send the money....Going to switch my credit card to the Co Op just to make life easy...the app maybe simple but at least its straight forward.

It's great fun....loving the little prizes, or should I say my other half does as she picks them.

I've had no issues with Octopus. Customer service is even better than Bulbs my previous supplier which was excellent.
Probably will switch next month for no other reason than my partner works for the 2nd biggest supplier so will get a discount so will be saving money. Customer service however.......

Ordering was easy and excellent online help if you need it

Positives they have a Branch in my town centre Macclesfield which is very handy for obvious reasons. the staff are lovely people always friendly and helpful.
Negatives the Banking App. Compared to say Natwest its pretty limited what you can do. Also online payments are an issue for me. At the moment I've switched to using my Sainsburys Mastercard for most of my online stuff because co op are making life very difficult on this front and I don't have time to keep phoning them up to unblock it.
Basically I've had enough now so today I'm researching switching my main current account to another bank, however I will keep my saving account with them for now.

Bank account,Credit Card, insurance & mortgage. Where do I start? Halifax have an image they like to portray through ads of the " Nice Guys" . As a bank they were awful, not the branch staff, the organisation itself. Nearly ruined my credit rating through no fault of my own. My previous and my new bank though not perfect are like chalk & cheese compared to the Halifax
I should've left much sooner than i did but you know what its like to much effort. When I did switch they messed it up and i missed a mortgage payment to them because they failed to transfer the direct debit to the new bank...oh what fun that was. I got a nasty call off them. In the end i ran around sorting out there **** up
The final straw was the virtue signalling last year. That was it for Me/Him/it/They...you get the picture. Bank account was already switched, Mortgage was next, Insurance moved and credit card balance moved. They get 2 stars because of branch staff being nice but that's it!

Never heard of them till recently. God knows how they got my number but they just keep cold calling me. I am considering replacing some widows but having read the reviews there is no way what so ever i would use these Cowboys. I just wish there was a law against being harrassed like this

Being part of my daily commute they continue to make my life hell. They are unquestionably garbage. But what do expect they are after all run by First . Poor staff were once happy Virgin Employees

Previous customer. On the plus side great coverage in the areas i live and work. Down side missing the mark on pricing. Saving at least 30% by switching

I switched from the O2 network and instantly noticed 3 things.
1) I was saving money, deffo getting more for my Poundage when it came to DATA from Three

2) There was a noticeable drop in 4G coverage in "some" areas ( parts of Manchester/Odham & Cheshire ) but that's the trade off for the money saved.

3) One BIG negative and one you should be aware of before you join is this. I have multiple accounts/numbers for family members and I wrongly assumed I'd be able run/maintain these accounts from one master account like my previous supplier. Well you cant but I only discovered this after I transferred. You have to have separate logins for each number which as you can imagine...ain't exactly a barrel of laughs and really, REALLY annoying if your the bill payer texting your kids asking them for codes to manage an account that you pay for??

Would I re sign when my contracts are up? Quite possibly...it's a bargain

I use Avanti for my daily commute home 6.15 Manchester to London. If it wasn't for the different logo on the seats to remind you then you'd think you were still traveling with Virgin Trains. Same trains and even the same staff by the looks of it.
I do like the ordering drinks at your seat service though ( when you can get it to work).And maybe the upgrade for £25 to a better seat might come in handy on a crowded train one day?
Is it good value? God no. If you've spent anytime at all living or travelling in Europe you'll be aware of just how much we are being ripped off in the uk which is why companies are offering big bucks for the franchise but Avant are no worse or better than any other uk train franchise for that.

Good fit for me being 32 waist with short legs, Next jeans fit me perfectly however been waiting over 5 weeks for a pair now, didn't know they custom made them to order the on the moon.

I, like the majority of people I guess, missed the Three minute window in which you could opt out of the Nest Pension because I have a busy life. This was done deliberately ofcourse because the people who were auto enrolled in general probably couldn't afford a pension. Which of course is why they didn't have one in the first place and so would never of voluntarily signed up for it if left to there own devices.
So what you might say, it's free money? Well it's not really to be honest because if your on a low wage your 3% contribution might buy you a couple of pints and a kebab now but in 30 years it might equal a loaf of bread if your lucky. you'd be better off investing your 3% at the bookies to be brutally honest, much better returns and you access your pot immediately. Or, if your sold on the pension thing....there better options out there people's.

Used Ratesetter before, so when the name popped up on a comparison site when I was looking for a loan it was a no brainer. Instant approval and a great rate of interest. Easy and quick. Highly recommended.

My new Hemsworth shower developed a fault as it turns out this Brand is a subsidiary of Bristan. I contacted Bristan about the fault and really cant fault the customer service. A week later an engineer arrived to fix the fault no question asked. Happy days!! But then it did it again and the above procedure was repeated...just waiting to see if it breaks again before the 12month warrenty runs out?

More a shop of convenience for me based purely on its location. Always wary of buying chicken from them though as had quite a few bad experiences of product smelling like a rotten corpse when opened! Overall though its ok quality.

Its good...when it works.
In my first 3 months I've had 2 internet outages...and on other occasions had teenage kids waiting for me when I got home to tell me the wi fi has gone off again! Now this is simply fixed by rebooting or turning the "SuperHub?" off and on again... However..combine the above with the fact the wi fi coverage is pretty average compared to my old Sky Hub. I doubt I will renew my contract.

Easy to run your account via the app . Coverage is decent though I do have more issues with 4g signal than my old supplier. That said for the money its good value compared to the big boys!

Was with virgin/ntl for 14 years but thought I'd give another supplier a bash.
Never had any major issues with Sky broadband even though I've gone from cable to old school broadband. No problems streaming Netflix, Now TV etc even while everyone else in the house is using the WiFi on mobiles.
Also when my initial deal was finished and I contacted them to cancel they gave me a new contract for peanuts...I mean so low the virgin media rep didn't believe me when I told him what I was paying. I had to show him my account on my phone to prove I wasn't liying....he was flabbergasted. :)