NatWest Reviews 7,722

TrustScore 1.5 out of 5

1.4

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Customers express widespread dissatisfaction with various facets of the company's services. Many reviewers report negative experiences with customer service, citing long wait times and unhelpful interactions. Consumers also frequently mention issues with the staff, payments, and the mobile application. The app is described as difficult to use, and people report problems with contacting the company through different channels. These issues appear to contribute to a general sense of frustration and disappointment among individuals, leading some to consider switching to other providers.

Based on these reviews

Rated 1 out of 5 stars

Terrible customer service. Cant get through on phone, Whatsapp chats give you additional phone numbers that have you in endless queues. Still not actually been able to speak to anyone. Had a sainsbury... See more

Rated 1 out of 5 stars

Absolutely awful experience with no human interaction and no support whatsoever. Where do I start: was approved for a loan (excellent credit rating) and it all fell apart as system declared proof of i... See more

Rated 1 out of 5 stars

Oh my God, i've been trying to get through to some sort of customer service in regards to my new credit card. This has been the most unfriendly, user experience. Attempting to log into app and g... See more

Rated 1 out of 5 stars

Wrongly flagged a transaction as 'potential fraud', and froze access to all my accounts. After 5 phone calls over a 24-hour period they have still not restored access to my accounts, and I have to tr... See more

Rated 1 out of 5 stars

I have raised a credit dispute request. Every time I answer the follow-up question from NW, they took 10 business days to reply. At some point they rejected my claim without grounds and stopped replyi... See more

Rated 1 out of 5 stars

I have spent twenty minutes trying to find out what the Probate limit is for Nat West or Royal Bank of Scotland. Each time automated telephone agent requires information about my account. I don't h... See more

Rated 2 out of 5 stars

Asked for advice on which accounts would best suit my saving needs. I was told I needed to see a special advisor so booked an appointment. It turned out to be a selling opportunity for Natwest. The... See more

Rated 1 out of 5 stars

Would only recommend to people I hate. Not enough space to detail every complaint against this bank. Worst customer service I've experienced from any financial institution and an insult to your digni... See more

Rated 1 out of 5 stars

The application process is frustrating. The Mitek link on the phone does not have an option to allow camera access, yet it worked on an old ipad using an old ios. The sign in process is a challenge. T... See more

Rated 1 out of 5 stars

Went for help using WhatsApp. Agent just abandoned me. No help. Useless UPDATE.. Tried the telephone helpline.... Gave up after , 30 mins. Tried all available contact methods and NON... See more

Rated 1 out of 5 stars

I switched, giving up a good account. From start account limited due to excessive biometrics, cant transfer my own money of any quality. Got a credit card. Low limit short deal. Now tried to cancel... See more

Rated 1 out of 5 stars

Another month another block of account when money enters. I was hoping to end it over time, but they seem just to be too mental to figure out that money comes in for a reason that is just normal work... See more

Rated 1 out of 5 stars

Well done Nat West you have done it again. Forced an update on your mobile app that requires more memory and there can no longer use. When I reported this a year ago you responded saying "... See more

Rated 1 out of 5 stars

I think NatWest is where all the failed bank staff go when they can’t find a job with anyone else. How can you sell a car that you own to a car dealership, they transfer you money to your account by... See more

Rated 1 out of 5 stars

All I want to do is roll over a matured Fixed cash ISA into another Fixed term cash ISA. The process is so painful, I'm giving up and moving elsewhere. Been back and forth with the Support chat which... See more

Rated 1 out of 5 stars

Went on Money Supermarket looking for a 0% purchase credit card. Natwest came up as a good option, and credit limit etc. was pre-approved. I filled in application. and was told I needed to upload proo... See more

Rated 1 out of 5 stars

What a terrible bank this is. Mortgage department is full of incompetent people who are incapable of doing their job properly. We have been lied to several times by Natwest and their so-called mortgag... See more

Rated 1 out of 5 stars

My fixed rate cash ISA is going end on23rd October. This should be a one year term but they had the money on 5th September 2024. So that is best part of two months longer than specified. This followed... See more

Rated 1 out of 5 stars

Absolutely useless bank Stay away from NatWest business or personal accounts. Can’t write all the story, they won’t fit here Horrible bank Customer service is rubbish Don’t even bother to... See more

Rated 1 out of 5 stars

I went into the Tunbridge Wells branch to ask if I could open an ISA by a transfer from my current account. I was told “we haven’t opened an account in branch for over 5 years.” I replied that I opene... See more

Rated 1 out of 5 stars

I went from barclays to natwest due to going bankrupt. Can't get hold of them via phone, can't log in to my account because I have a different number. Also my money don't go into my account at 12. Whe... See more

Rated 1 out of 5 stars

Everything about Natwest is just poor. Takes 7 weeks to set up a business bank account. When you finally get your account you do not have access to your account... you then need to apply again to... See more

Rated 1 out of 5 stars

Whenever you try and contact this so-called bank you find you have a very long queue and wait. In this modern age it is completely unacceptable as they could easily solve this problem by employing mor... See more

Rated 1 out of 5 stars

I wanted to report potential fraud on my credit card. I called them but their system will not allow me to speak to someone unless I input my CC number, which I didn't have with me. I later g... See more

Rated 1 out of 5 stars

Have been a customer for over 50 years. Until recently was happy with their customer services Now really appalled by their poor service and a "take it or leave it attitude" Now am relieved to see t... See more

Rated 1 out of 5 stars

I have a sainsburys credit card and recently been moved to Nat West bank to run it . Nat west send me emails to ask me to use their app which i downloaded but i need the activation code to proceed t... See more

Rated 1 out of 5 stars

Trying to open a ISA with them for 6 days. Filled in the forms on Tuesday. Since then have uploaded passport 3 times, and driving licence 3 times (including once at branch) via Mitek. Had another... See more

Rated 1 out of 5 stars

So basically Sunday the 19th I rang NastWest forwarding a fraud investigation they spoke to me for a while on the phone and agreed to give me my money back. The told me the money would be back in my a... See more

Rated 1 out of 5 stars

Credit card with Sainsbury’s Bank transferred to Nat West. Payments worked seemlessly, but registering for online banking with this shower has been painful. I have never known a more useless bank th... See more

Rated 2 out of 5 stars

So many bad experiences with this bank I can't believe it. First off I moved to the UK from Norway, so being that I was fresh in I had no utilities bill or rental agreement to open a bank account.... See more

Rated 1 out of 5 stars

I’ve been trying to open a business account with Network Base Bank for over a month, and the experience has been extremely frustrating. Every time I contact support, they tell me they’ll get back... See more

Rated 1 out of 5 stars

They protect racist staff, I’ve made a complaint about my experience at my local branch in east London. I’ve made two complaints about the situation & the conclusion was that I fabricated the situatio... See more

Rated 1 out of 5 stars

I have an issue with my Fixed Term Savings Account and wanted to discuss this with an actual human being - considering they close all their branches, they should then have more staff to help with webc... See more

Rated 1 out of 5 stars

Ex-Sainsburys credit card customer, now transferred to NatWest. I've been trying to pay mt credit card but waiting for my one-time pin but no show after a week. Had a 2 hour saga with the AI assistant... See more

Rated 1 out of 5 stars

Sainsbury’s Nectar card customer recently migrated to NatWest. Received all notifications, set up banking app on phone and tablet. So far so good. My payment was due today. NO REMINDER SENT. Wanted t... See more

Rated 1 out of 5 stars

Whatever your problem is, they don't want to help, they just send you round in circles. And that Cora is a joke - doesn't understand simple English, doesn't put you through to anyone. Worst bank ever... See more

Rated 1 out of 5 stars

*29th October and i still cannot access my credit card balance via the web or app interface. Absolutely terrible company. I've spent 5 hours trying to resolve this, i have submitted a formal complai... See more

Rated 2 out of 5 stars

Visited the Leeds city centre branch today to make a simple transaction that I did not feel comfortable using the app for. We waited 20 minutes on the 'green' chairs like a doctors surgery. Then... See more

Rated 1 out of 5 stars

Absolutely horrific app and horrific customer service. I didn’t choose to be with this bank, Sainsburys sold their credit card services to Nat West. Absolutely hideous bank.

Rated 1 out of 5 stars

I'm a new customer. First call to Natwest and the automated service tells me that the wait time to speak to someone is 57 minutes! If the wait time is 57 minutes, that is OBVIOUSLY where demand is and... See more

Rated 1 out of 5 stars

I used my Nat West credit card to pay a deposit on a holiday in France. The deposit was for £2,546.02. I was charged a over £70 by this cowboy outfit as it was a "non sterling transaction" because t... See more

Rated 1 out of 5 stars

Unbelievable. Logged into my Natwest bank app and got 4 points not to do with my account. 1said never share bank details with anyone. Yet Natewest illegally share your details and account with both dw... See more

Rated 1 out of 5 stars

Avoid as the customer service is rubbish. They played around with my online banking which resulted in being blocked when I tried to access my accounts. When I complained they acknowledged there mistak... See more

Rated 1 out of 5 stars

Biggest clowns around they all need sacking and the bank need closing down the staff are all going against their guidelines and that’s illegal so that means we can do illegal things and no one can do... See more

Rated 1 out of 5 stars

I’ve closed my account and won’t be returning. NatWest’s decision to track customers’ carbon footprints is deeply unsettling. Why is a financial institution monitoring personal lifestyle data? It fe... See more

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Company details

  1. Insurance agency
  2. Bank
  3. Financial Institution
  4. Savings Bank

Information provided by various external sources

Personal banking, online banking, savings, investments and more. Helpful Banking from NatWest.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

8K reviews

5-star
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2-star
1-star


Rated 1 out of 5 stars

Living in 2001!

All I want to do is pay mt credit card online with a debit card..... Apparently, in 2025, thats not thing!! Are you kidding me? Talk about actively trying to make things difficult for customers!

30 October 2025
Unprompted review
Rated 1 out of 5 stars

Did the switch over to NatWest from…

Did the switch over to NatWest from Barclays. They assured me everything would be sent across. BUT NO gets to pay day & my salary is not paid into my account. Payments are being declined AND NO ONE CAN TELL ME WHERE MY MONEY IS. AWFUL AWFUL SERVICE.

30 October 2025
Unprompted review
Rated 4 out of 5 stars

Not a bad bank really

Not a bad bank really.
Once again the fraud team at this bank wanted to block my card so I done bank switch. The bank was quick to unblock my card but I'm already moved and thank you for the inconvenience, by david

3 September 2025
Unprompted review
Rated 1 out of 5 stars

Cora & auto robot phone service number awful..

Tried to just check an entry on my account but I faced appalling service from cora, and then I tried the automated phone number that was absolutely poor, it asks questions that irrelevant. It does not allow to skip and allow to talk to a human it just very very poor.

29 October 2025
Unprompted review
Rated 1 out of 5 stars

Poor online services

The chat with Cora does not solve queries then when get put through to an agent waiting 5 hrs for them to reply I have waited 4 hrs I can’t be bothered. My other bank account is online only with someone else and talking to an agent is within minutes such a better service than NatWest online. They can’t be that busy as so many go over to other online banks now not the walk in ones. Which I will need too do, walk in too NatWest to get face to face help as online is appauling .Get with it NatWest

29 October 2025
Unprompted review
Rated 1 out of 5 stars

This bank has cause me more mental…

This bank has cause me more mental health and anxiety everyday I ring for a update on my complaint and they make things worse and lie to me and my anxiety is getting worse and I hate my life atm

29 October 2025
Unprompted review
Rated 1 out of 5 stars

Very weak security

Made complaint about sending new card and pin to my communal flat that arrived at same time, bank said it’s not there error, blamed post office ? Wow, banked at Nat west for 45 years, pass the book attitude, very weak security exposing me to another fraud.so I think sadly it’s time to move banks.

29 October 2025
Unprompted review
Rated 2 out of 5 stars

I'm a new customer regret

I'm a new customer ( 6 weeks). Decided to transfer my credit card to the NatWest because I was given a good deal BUT my word the online banking and the app is the stuff of nightmares.
Trying to make additional payments is horrendous. Its in built payment system doesn't support the Co op bank?? What that about? So I have to transfer money from Co Op to a NatWest account and sort code but the Co Op says NatWest wont verify when I send the money....Going to switch my credit card to the Co Op just to make life easy...the app maybe simple but at least its straight forward.

29 October 2025
Unprompted review
Rated 1 out of 5 stars

Awful

Sold a packaged account many years ago. Never used the benefits but the account came with a £100 overdraft facility. Paid over £20 per month for the account and then about 3 years ago, called to see if I could downgrade account as unaffordable. Was told no as I was using overdraft. Recently found out I could have downloaded so raised a complaint to be told they have no record of me calling so won't uphold the complaint. Now having to contact phone company and try and prove I called them, absolutely disgraceful.

29 October 2025
Unprompted review
Rated 4 out of 5 stars

I hold a Sainsbury’s credit card

I hold a Sainsbury’s credit card, which has now moved over to NatWest. I had no problem with downloading the App or logging on to check my account now it is with NatWest. I notice that I can see all previous statements for previous year, even though Sainsbury’s advise that I should download them before downloading their App. The problem I had was that i was owing 2 refunds from Amazon, and could not see them in my transactions. I tried using Cora their AI customer helper which was a waste of time, phoning them on the customer helpline you just keep holding on. But what i found was that when calling request a call back, (not hang on). 30 minutes later i received a call back and the staff member checked the account and advise me where to look on the app statements. She was very helpful and polite, whilst mentioning that they were still learning how the transfer and different ways between the Sainsbury’s and NatWest accounts are. So suggest NatWest re look at their so called online help Cora and improve their response time on the phone the 4 stars would have been 5.

29 October 2025
Unprompted review
Rated 1 out of 5 stars

Poor service

25 minute wait to talk to a member of the telephone banking team today, 15 minute wait last week.
Ongoing issues with payments using my debit card, they are happy as its their automated fraud system but offer no real help in making payments other than say to use a different payment method.
Based on the time to get through and the lack of solutions you get the distinct feeling they don,t want to talk to anyone.

29 October 2025
Unprompted review
Rated 1 out of 5 stars

10 days to deliver a debit card!!???

In this day and age they still need 10 (!!!) days to deliver a card!! How is this even possible? How do they think people can survive without a card for 10 days?? In most shops it we can't pay in cash anymore. This is pathetic! I will move to another bank!

28 October 2025
Unprompted review
Rated 1 out of 5 stars

Awful customer services

Awful customer services. Waited 30 minutes to speak to an advisor, then gave up. I will be moving away from NatWest, this is not acceptable.

28 October 2025
Unprompted review
Rated 1 out of 5 stars

I would have rated them 0 but I…

I would have rated them 0 but I couldn’t. The worse customer service I’ve ever had. On the phone to them over 3 days and each day I was in a queue for over an hour and half each day in the end I gave up trying to get through to someone to speak to. Absolutely no clue about customer service. I will close my accounts.

28 October 2025
Unprompted review
Rated 1 out of 5 stars

Awful closing all the accounts…

The NatWest blocked my credit card while I was on holiday in Thailand, even though I had reported my travel dates and location before my departure specifically to avoid this kind of problem. While in Thailand, I was simply trying to top up my SIM card with some credit when I received a notification in the NatWest app asking me to approve the transaction. I approved it, but despite that, the card was immediately blocked. Strangely, the card account also disappeared from my NatWest app.

There are important transactions I need to retrieve, but I can’t call or receive calls on my UK number while I’m in Thailand. I tried to contact customer service through the app — what a waste of time. They kept telling me to call customer service in the UK, even after I explained several times that I cannot make or receive calls here. My chat sessions were repeatedly closed without any help at all.

As a result, I’ve been left in Thailand with only a small amount of cash. So far, I’ve managed to raise a formal complaint, but this experience has been beyond frustrating. Once I return, I’ll be closing my account — I’ve had enough of this bunch of puppets. Simply disgusting.

28 October 2025
Unprompted review
Rated 1 out of 5 stars

Court order for statements. Shocking service

I need historical bank statements from Natwest. I spent two days trying to get through on the phone. My weight dropped, I became dehydrated and had the first stirrings of malnutrition. I attempted to go online but that was like The Bermuda Triangle-both deeply unfathomable and troubling to boot. It made my nerves bad, I spent 2 days in bed after that. Don't name your first born Cora.
I spent two mornings on field trips to down to the Margate branch in Kent. The staff there (to my astonishment) were impotent and moribund. They can't: ring, get in touch or email head office for me nor can they order bank statements. I thought it was the law? All the other banks have done it for me. I now have to pay for a court order to get them and last but not least. Who has ever tried to complain? Who needs the fat-jab? I spent...sorry, wasted 4 hours trying to find a way to complain. It is totally frustratingly, futile. I shifted a stone at least in frustration.. If NatWest were a beer it'd be urine.

28 October 2025
Unprompted review

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