Monument Reviews 

1,908
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 734 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the mobile application is exceptionally user-friendly, well-designed, and simple to navigate for everyday banking needs. Consumers also appreciate the straightforward account setup process, noting that transferring funds and opening accounts is remarkably fast and efficient. However, some reviewers were not happy with dropping interest rates and felt that existing clients received lower returns compared to new customers. People noted that these unexpected rate reductions happened quickly after opening accounts, leading to noticeable disappointment regarding long-term savings performance and overall value.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, consistently praising the app as intuitive,... See more

Application

Customers had positive experiences with the app, praising it as intuitive, well-designed, and very... See more

Price

People report positive experiences with price, often highlighting great and competitive savings and ISA... See more

Payment

Clients share positive opinions on payment, highlighting that transactions and transfers are processed... See more

Service

Reviewers mention positive feedback about service, highlighting quick transactions and helpful staff.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I’m currently very happy with my ISA (although the interest rate has fallen considerably since I opened it, but it’s still competitive). I transferred in from a dormant TSB ISA account and Monumen... See more

Rated 5 out of 5 stars

All enquiries are handled quickly and efficiently. Transactions are processed correctly and at lightning speed, with immediate text and email confirmation. App is simple to use, clear and concise,... See more

Rated 5 out of 5 stars

Well designed app, everything works, does what it says on the tin. I like it when products and companies deliver on their service, becoming rarer these days. Would fully recommend. Well done Monument.... See more

Rated 5 out of 5 stars

I registered an account with Monument with no problems whatsoever and as I’m nearly 91 that’s quite an achievement for me as lots of other websites have me baffled half way through. Gettto my account... See more


Company details

  1. #6 of 19 best companies in Savings Bank
  2. #4 of 51 best companies in Bank
  3. #34 of 105 best companies in Financial Institution
  4. #3 of 4 best companies in Private Sector Bank

About Monument

Written by the company

Centered Image

Save. Build. Live.

At Monument, we understand wealth means more than money. It's about the rewarding life it helps you live.

Since 2021, we've been redefining banking for our clients with exceptional client service, straightforward savings and a Membership service to grow and enjoy your wealth - all within one app.

Trusted with over £5 billion in savings, we are regulated by the Financial Conduct Authority, Prudential Regulation Authority, and are protected by the Financial Services Compensation Scheme (up to £85,000).

Our UK-based Client Services team can be contacted via in-app live chat, call, video, or email. We also reply to reviews on Trustpilot and we appreciate your feedback.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2k reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(1,908)

738 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great bank

Great bank, easy ui, amazing interest%. Have been with them for months with no issues

27 November 2025
Rated 5 out of 5 stars

Good user experience and efficient service

Clear and straightforward onboarding process. Nice choice of fixed term and instant access savings products. Responsive customer service via live chat through app (also by other methods but I haven’t tried those). Very good.

4 September 2026
Unprompted review
Rated 5 out of 5 stars

We Cannot Fault the Service Here

My husband and I both opened our easy access savings account about a year or so ago as it’s a great place to keep your go to emergency stash and at the time with the best interest rates in town and safe in the knowledge that you can TRUST this company ( a very important attribute in this somewhat uncertain world). Service has been second to none - nice helpful knowledgeable people who answer the phone to speak to you - yes, they do have human interaction at this bank, once again a very important attribute in this ever changing world. In short I cannot fault this bank - can highly recommend these very good people to look after your money.

3 September 2026
Unprompted review
Rated 5 out of 5 stars

What a great banking experience!

Monument have come up with a really good banking package which puts the old institutions to shame. The app is intuitive and the account easy to set up. The money transfers are quick and you get notifications to say they are done. Customer service is friendly and efficient. If only all banking was this enjoyable!

2 September 2026
Unprompted review
Rated 5 out of 5 stars

Stress-Busters

I found dealing with Monument staff was a delight as I am nearing 70 and am fairly flummoxed by computers, endless passwords and code numbers (but also because I have been autistic since birth) and it was like dealing with a fast and efficient, kind family member!
Need I say more? I will definitely save with them again in the future.

2 September 2026
Unprompted review
Rated 5 out of 5 stars

Excellent ISA provider

Excellent sign up process, rate and account opening. Cannot fault the process, it is clear, concise and all completed from initial identification of ISA to transferring in within 2 days.
Easy app, easy layout, not cluttered and no advertising - highly recommend.

19 August 2026
Rated 5 out of 5 stars

5 stars all the way

5 stars all the way, great customer service!!
V fast responses and got my form to me within 1 hour even though it shouldve have take 3 business days

27 August 2026
Unprompted review
Rated 5 out of 5 stars

Great bank

Great bank. So easy to navigate the app. Excellent communication. Transfers and deposits confirmed instantly. Happy customer. 😊

27 August 2026
Unprompted review
Rated 5 out of 5 stars

Recommended

Well designed app, everything works, does what it says on the tin. I like it when products and companies deliver on their service, becoming rarer these days. Would fully recommend. Well done Monument.

17 August 2026

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