PayPal UK Reviews 

8,739
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 2,728 reviews, reviewers had a great experience with this company. Customers consistently express deep appreciation for how remarkably easy, secure, and fast it is to send money to family and pay for online purchases safely. Consumers frequently mention that the platform is dependable, making everyday financial transactions completely straightforward and hassle free. However, some people mentioned experiencing frustrating issues with customer support agents when trying to resolve account problems. Others were disappointed when dealing with unexpected transaction fees or difficult payment verification hurdles during checkouts. Reviewers also noted occasional difficulties involving delayed refunds and getting prompt assistance from representatives.

What people talk about most

Payment

People report ambiguous experiences with payment, as many consumers praise the platform for offering a safe... See more

User experience

Reviewers highlight positive aspects of user experience, frequently describing the platform as a quick, safe,... See more

Service

Customers consistently note positive experiences with service, highlighting that money transfers are fast,... See more

Customer service

Reviewers mention negative feedback about customer service, highlighting a severe lack of communication,... See more

Product

Customers had ambiguous experiences with product purchases, as while some reviewers reported receiving items... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Not 5 star because you’ve changed the format. It was much simpler before. Think about elderly subscribers.

Rated 3 out of 5 stars

This was a good option to use when I did not want to give someone my bank details. However, I had no idea I was going to be charged a fee to use this service. In this instance, the payment was a refun... See more

Rated 5 out of 5 stars

I have been using PayPal to make purchases for over 20 yrs. Infact, for as long as I can remember and I've never had any problems with them! I trust in them to do their upmost best in keeping my... See more

Rated 3 out of 5 stars

I was sent money from a person because I was selling them my old coat and the sender put down business or commercial so PayPal charged me a fee


Company details

  1. Payment Service
  2. also in
  3. Bank
  4. e-Commerce Solution Provider

Written by the company

PayPal is the UK's most trusted way to pay, get paid, and manage your money, for customers and businesses alike. For customers, PayPal makes everyday spending smarter. Shop at millions of retailers online or in-store with Buyer Protection on every eligible purchase. Earn points on your everyday spend with PayPal+, split purchases into manageable instalments with buy-now pay-later, or spread costs further with PayPal Credit. Send money to friends and family instantly for free, spend your balance anywhere with the PayPal Debit Card, or explore crypto, all from one app. Whether you're paying for your weekly shop, booking travel, buying fashion, or picking up electronics, PayPal is accepted at thousands of UK retailers and millions of businesses worldwide, making it the flexible, secure payment method for every part of your life. For businesses, PayPal helps you get paid faster and sell with confidence. Accept payments online, in-person, or via invoice, offer customers flexible Pay Later options at no risk to you, and benefit from Seller Protection on eligible transactions. Access your business balance on the go with the PayPal Business Debit Mastercard. Whether you're a sole trader or a scaling enterprise, PayPal has the tools to grow with you. From freelancers and sole traders to restaurants, retailers, and fast-growing e-commerce brands, PayPal supports UK businesses of every size and sector. Integrate PayPal into your website, send payment links in seconds, or take in-person payments, with fast settlements and the reporting tools to keep your finances under control. Your security is at the heart of everything we do. PayPal uses advanced encryption and industry-leading fraud detection to protect every transaction. We're authorised and regulated by the Financial Conduct Authority (FCA) in the UK, so you can shop, send, and sell with complete confidence. Backed by 25 years of experience, operating in 200+ markets, and trusted by over 400 million customers worldwide, PayPal is built to make money movement simple, secure, and seamless.


Contact info

4.0

Great

TrustScore 4 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

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Hasn’t replied to negative reviews

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4.0

All reviews

(8,739)

2,720 reviews in the last 12 months

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Rated 1 out of 5 stars

First time using Paypal and not impressed

First time using PayPal and I fail to understand why one would use this method of payment. The recipient company were given the confirmation of payment and the transaction number but they cannot trace this, thus delaying my order by at least 24-48 hours. I am far from impressed. Not good enough PayPal.

4 November 2026
Unprompted review
Rated 1 out of 5 stars

I'm absolutely furious

I'm absolutely furious. I returned an item that was larger than stated and queried where my refund was. No refund arrived so I contacted PayPal. I was offered a refund not including my postage which is consumer right to have refunded if the item isn't as advertised. I provided details of the EVRI tracking for my return.
PayPal did not uphold my request and closed the dispute so I now have no jacket or money back. I called to discuss this with an advisor who just fobbed me off and failed to grasp what I was trying to explain. The site is a nightmare to negotiate, sending you around and around in circles. Once my PayPal is all paid, I will NEVER use you again.

4 November 2026
Unprompted review
Rated 5 out of 5 stars

I have been sending money to family and…

I have been sending money to family and friends for number of years via PayPal app. Absolutely delighted with the brilliant instant transfer of my money. No charge if based in the UK which is a bonus for me.
Very happy to recommend the potential users *****

3 November 2026
Unprompted review
Rated 1 out of 5 stars

Paypal+ does not honour it's offers.

Joined Paypal+. Special offer of 10points for every £1 spent on ebay (in the Paypal app). Clicked on the button, made an ebay purchase of £72.50. Was given 73 points. Should be 730 points. Wasted time trying to find customer service. Eventually got through to a foreign call centre where the Paypal agent had ABSOLUTELY NO CLUE. She went off to consult someone else , returned and just kept repeating that you have been given 73 points. Made a complaint - Zero response. Been with paypal for years, now I will be cutting my debit card up and closing my account!

13 October 2026
Unprompted review
Rated 1 out of 5 stars

My PayPal debit card is declined…

My PayPal debit card is declined roughly every other time I use it. The money is there and the card is fine. The same card works elsewhere, so the problem is PayPal’s own system.

I contacted customer support to get it sorted. Over several messages, I was told how “frustrating” this must be, then advised to use a different payment method, as if that hadn’t occurred to me. Finally, I was told nothing could be done because the declines come from their security system.

That’s not support. If your security system keeps blocking a legitimate customer’s genuine purchases and your support team can neither review nor override it, the system is broken. A card that only works half the time is no use for everyday spending, so I’m moving my money elsewhere.

3 November 2026
Unprompted review
Rated 1 out of 5 stars

Extremely disappointed – abandoning PayPal for good

I am deeply disappointed with PayPal and I will no longer be using their services.
I have been a loyal user and have consistently used the "Pay in 3" option, always paying on time—very often even ahead of schedule. However, out of nowhere and for completely unknown reasons, my "Pay in 3" option was declined without any prior notice or explanation.
When you rely on a service and maintain a flawless payment history, a sudden, unexplained restriction like this is frustrating and completely unprofessional. There is a total lack of transparency and communication with customers. Because of this poor experience, I am closing my account and taking my business elsewhere.

1 November 2026
Unprompted review
Rated 5 out of 5 stars

A safe purchase platform with fantastic payment options.

I have been using PayPal to make purchases for over 20 yrs. Infact, for as long as I can remember and I've never had any problems with them! I trust in them to do their upmost best in keeping my personal details as safe as possible!

I particularly like the various repayment services they offer and love the recent introduction of reward points with use of their debit card.

I've only ever had to request intervention with (I think)3 disputes over the years. Strangely enough, it has only ever been companies in China who either try to pass off fake goods as genuine or set up UK dropshipping addresses to make out they're from the UK then send sub-standard goods. However, I must enforcize that not all companies in China are corrupt.
I've recently had no choice but to escalate a case and I found Paypal's investigation to be thorough with a fair outcome.
Thank you PayPal 😊

1 November 2026
Unprompted review
Rated 1 out of 5 stars

Paypal seem incapable of resolving the…

Paypal seem incapable of resolving the most simple matters!
I purchased 2 new oil filled radiators on ebay, both items were delivered defective/damaged. Under the Consumer Rights Act 2015, the cost of returning faulty or defective goods is the seller's responsibility, not the buyer's.
I initially opened a return request through eBay and was provided with a return postage label stating a weight limit of just 2kg. This is clearly insufficient for the two oil-filled radiators being returned.
Unfortunately, eBay provided no practical means of resolving the issue or obtaining a correctly weighted return label.
I therefore contacted PayPal for assistance. However, the response simply states that eBay is willing to accept the return and provide a return address, without addressing the fundamental issue: there is still no suitable prepaid return label covering the actual weight of the two radiators.
If I take the radiators to the Post Office using the 2kg label supplied by eBay, I will inevitably be required to pay the additional postage costs myself. This is unacceptable, as the goods were supplied defective/damaged and I should not be expected to incur any costs in returning them.
It is extremely disappointing that neither eBay nor PayPal appears willing or able to resolve what should be a straightforward matter.

31 October 2026
Unprompted review
Rated 2 out of 5 stars

Generally ok

Generally ok , but PayPal Balance option is something awful. PayPal takes money from your bank account and it arrives in your PayPal Balance more than 7 days later. It's the slowest service these days. What are they doing with these money for 7 working days ? Earning nice interest for themselves ?

31 October 2026
Unprompted review
Rated 1 out of 5 stars

Useless credit card for groceries shopping

They issue a credit card with 4 months free credit which is fantastic, However it present many issues with groceries shopping.
When you check out you get a verification pop up asking you to approve and that would be enough, groceries shopping done.
Instead they ask you to open your app,input the password then they text you a code to sign in to the account and after all this palava you can't still check out
Your shopping.
I don't know how many times I contacted customers service, every time I get a different explanation and the problem persist,
Suggested solution: bin their useless credit card!

30 October 2026
Unprompted review

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