Barclays Business Credit Card - Nil Point!
I have held a Barclays Business Credit card for about 10 years. I have never paid interest on my spend as I always clear the balance before the due date. Before Trisha Goddard and Vanessa Feltz, I was the first woman of any nationality in the UK, to host an eponymous TV talk show. I funded my own pilots. The Chrystal Rose Show was commissioned by Carlton TV and ran for 4 series, 103 shows. Lately, after a few years of non-activity as I was a full time carer for my wonderful Mum who had dementia among other ailments and sadly passed in 2024, I went back to work. I wrote, produced and directed 2 films, a short, 'Too Young For Love', selected for 31 film festivals worldwide, winning in 11 and its feature sequel, 'Reparations', which is still in its festival run, but has already been selected for 36 film festivals and won in 12. It's mighty difficult to get funding for films and essentially, both films were mainly self-funded. Amazingly, even though I had used my Business Barclaycard to its £8,500 limit and repaid in full, Barclays cut my credit down to £1,700!!! I explained, although it fell on deaf ears, that it was crucial that I have this level of credit and to pull it was to put my film project in jeopardy. I had cast and crew to feed, locations to cover. They didn't care one iota. Using other credits cards, a GoFundMe and a cast contribution, I was able to complete. For a year, Barclays kept my credit level at £1,700. I continued to clear my expenditure each month, no interest incurred. I asked for a higher credit level and was refused. I applied for another credit card and got a higher level than Barclays, the company I have been with for 10 years. Yesterday, I left Barclays Business Credit card and will be closing my current account soon, too. Barclays clearly do not want business from someone like me. I am black and female.
12 January 2026
Unprompted review