Saga Insurance Reviews 

46,472
•
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 4,437 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptionally helpful and professional staff, noting that the overall process to obtain a policy is quick and completely straightforward. Many consumers also highlight the competitive pricing, comprehensive coverage options, and clear communication, making it simple to manage their various insurance needs efficiently. Some people were dissatisfied with customer service, mentioning frustratingly long hold times, dropped calls, and unhelpful interactions when speaking with phone agents. Additionally, a few customers noted unexpected and substantial price increases upon policy renewal that caused significant disappointment and annoyance across multiple accounts.

What people talk about most

Customer service

Consumers find customer service to be mixed, as some reviewers praise the helpful staff who answered... See more

Service

Customers had positive experiences with service, noting that agents were helpful and policies were tailored... See more

User experience

People report positive experiences with user experience, noting that the online application and website are... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The advisor was excellent and able to give me a competitive revised quotation. The original renewal quote was approximately £90.00 more than other quotes I obtained. I felt that as an existing custome... See more

Rated 5 out of 5 stars

SAGA/BUPA provide excellent customer service. They dealt with our claim promptly and professionally. Although they seem pricey, my son lives in the US where Insurance costs are at least 3 times higher... See more

Rated 5 out of 5 stars

spoke to Lyn who helped me with a few questions i had before going ahead and purchasing travel ins. pretty straight forward and a very good price as i looked at LOADS of other companies, also offered... See more

Rated 5 out of 5 stars

I needed to renew my car insurance. My car is a 22 reg so not that old at all. My previous insurance with General Accident was increased by almost 25% since last year. NFU Mutual quoted almost £830pa,... See more


Company details

  1. Insurance agency
  2. also in
  3. Car and Motor Insurance Agency
  4. Health insurance agency
  5. Home Insurance Agency
  6. Tour operator

About Saga Insurance

Written by the company

Saga offers an array of products and services exclusively for the over 50s, including insurance, home care, holidays and the UK's best selling monthly magazine.

We will work with you to make things right.

At Saga, we strive to ensure that our customers are treated fairly. If you are dissatisfied with a service or product we have provided, we take your concerns very seriously.

In the first instance, please email us at services.customer-relations@saga.co.uk with any concerns or comments you may have so that your complaint can be dealt with in line with our complaints policy.


Contact info

4.2

Great

TrustScore 4 out of 5

46k reviews

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4.2

All reviews

(46,472)

4,250 reviews in the last 12 months

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Rated 5 out of 5 stars

Single trip insurance

The SAGA website was easy to navigate and it was simple to choose the different options needed to select the details of my trip and to complete the information for the medical declaration.
Would definitely use again if I need single trip or annual travel cover!!

3 November 2026
Rated 1 out of 5 stars

No regard for the customer

Back in June I rang Saga to renew insurance on my mother's flat and report that she had died. I was told that, as the property was now unoccupied, coverage would be reduced to exclude certain events such as flooding. I was told that, once Probate was granted, I should inform Saga immediately and would then need to take out a new policy. Nothing was said about ceasing coverage entirely.

I rang today to renew or change the policy and, after waiting on hold for several minutes, was put through to a person with an accent so strong that I had great trouble in understanding them. Eventually they cancelled the existing policy and then kept me on hold for some time, before then telling me that Saga doesn't do insurance on unoccupied properties! To add insult to injury, on pointing out that I had only been told that after cancelling the policy (as instructed), I was offered the facility to make a complaint and, when I answered Yes, I would like to do that, was put on hold again!

Being kept on hold, switched to a different department, put on hold again and only then being told Saga couldn't help me was not only a waste of my time but also unnecessarily increased the stress following a bereavement and dealing with the complications of my mother's estate. Why couldn't I have been told this months ago so that I could investigate insurance elsewhere?

As neither I nor my mother has ever made a claim, Saga has rewarded good customers by simply abusing their time. I would advise anyone reading this to avoid Saga Insurance.

4 November 2026
Unprompted review
Rated 2 out of 5 stars

Received my renewal quote for my car…

Received my renewal quote for my car insurance. Nothing changed regarding my circumstances. A whooping 21% increase.

They are making HUGE profits! See below

Revenue up 12% to £367.5 million
Underlying pre-tax profit up 98% to £46.6 million
Net debt down 17% to £429 million
Debt leverage ratio of 2.7 times, down from 4.3 times
No dividend payment

Needless to say I declined to renew with Saga. Found like for like insurance for the price I paid Saga last year. A small percentage increase may be acceptable. Greedy, over-the-top increases are just that. GREED. BYE.

2 November 2026
Unprompted review
Rated 1 out of 5 stars

They really don't care what you think

The link to Trustpilot on the Saga car insurance website doesn't work: they really don't want to know what you think. Avoid this insurer: just talking to them and then not making a claim will raise your insurance premium regardless. And the chances are you won't be able to understand the person you're talking to on the phone, as their call centre is not UK based.

3 November 2026
Unprompted review
Rated 1 out of 5 stars

Completed an insurance policy

Completed an insurance policy, after submitting and paying the first month i had nothing, no contact, no paperwork or email evidence. I used the live message service which was useless. I had the policy for 2 hours and decided to cancel. I was charged £20 for this service. Absolutely useless unhelpful, i cant belive SAGA use a company that behaves this way with its customers

2 November 2026
Unprompted review
Rated 5 out of 5 stars

I have been a customer of Saga…

I have been a customer of Saga Insurance for some time and have always been impressed with the excellent service they provide.
They handle all my enquiries professionally and promptly.
The staff are consistently polite, friendly, and professional, and they have always offered me very competitive prices.
I would highly recommend Saga Insurance for their outstanding customer service and excellent value for money.

30 October 2026
Unprompted review
Rated 5 out of 5 stars

Excellent experience every time.

Having cars for almost fifty years lhave always chosen insurance companies based on price and name recognition just in case something goes wrong ie an accident which Saga covers all these criteria.

14 October 2026
Rated 4 out of 5 stars

Happy customer

Once through to a real person insurance was obtained via a very capable and friendly adviser despite a fairly complex medical situation. It was however first refused by the online service.

30 October 2026
Rated 1 out of 5 stars

I have had problems with Saga in the…

I have had problems with Saga in the past when they accepted my policy and then informed I was not covered and later again they were forced to have to apologise to me and compensate me for the mistake.

This year I tried to ensure my home through them again and the following happened, I applied on line and ended up with a price of £244 but wanted to add accidental damage, unfortunately this sent me back to the start of the quote again so I tried ring up and sorting it out the old fashioned way.

After about 30 mins on the phone I was given a price of £933 so I explained the initial price excluding accidental damage and the following reasons were given.

We guarantee the price for next year as well
Prices do change
We are not always competative

None of this explained the difference, I was welcome to make a complaint but this would take a long time.

3 November 2026
Unprompted review

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