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Plata Reviews 

14,221
•
TrustScore 5 out of 5

5.0

Non-bank financial service
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Review summary

Created with AI, based on recent reviews

Evaluating 4,399 reviews, reviewers overwhelmingly had a great experience with this company. Customers praise the exceptionally fast loan application process, noting that approval decisions and fund transfers into bank accounts happen remarkably within a few hours. Consumers also appreciate the clear, straightforward online instructions and the complete absence of complicated financial jargon during the entire procedure. Some people were satisfied with the reasonable interest rates offered by the business and the convenient ability to choose their own monthly payment dates. Reviewers frequently highlight the helpful support staff, the rapid response times for all correspondence, and the wonderfully smooth overall user experience.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, consistently describing the loan application process... See more

Service

People report high satisfaction and appreciation for the excellent service provided. Reviewers frequently... See more

Payment

Consumers find payment and application processes to be efficient and swift, with funds often arriving within... See more

Response time

Customers had positive experiences with response time, highlighting the impressive speed of the entire... See more

Application

Users describe positive satisfaction with the app, highlighting a very smooth, fast, and easy application... See more

Reviews shaping this summary

Rated 5 out of 5 stars

They have good apr% rate completed application online follow all the instructions as requested got back about 5mins after depends on time off the day you apply money in bank before 1.pm that. Day grea... See more

Rated 5 out of 5 stars

Found Plata through a search engine. The loan amount and illustrations were very clear. Applied for loan and carried out all relevant checks etc. has money in account within 4 hours. Very easy, pleasa... See more

Company replied

Rated 5 out of 5 stars

Simple, clear instructions, and an easy verification process,using NI number and passport. No jargon that I didn't understand, so thank you. Quick decision and payment too, and ability to set my own p... See more

Company replied

Rated 5 out of 5 stars

Very good service. The application was easy to complete and a decision was made in minutes. I had to wait for my loan to be deposited into my account the next day but I did complete the application la... See more

Company replied

Company details

  1. #1 of 169 best companies in Non-bank financial service

Written by the company

Plata is a consumer lending company which provides customers with an easy and hassle-free online application process. We offer affordable unsecured personal loans between £2,000 and £35,000 with term options from 12 to 84 months. Plata's customer centric, proven state of the art technology platform means a simplified customer journey. Our online application process is supported by Open Banking, digital verification and an award-winning customer service team who understand our customers’ needs. ​

Contact info

5.0

Excellent

TrustScore 5 out of 5

14k reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 72% of negative reviews

Typically replies within 48 hours

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5.0

All reviews

(14,221)

4,184 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Excellent service

The application process was easy and straightforward, and I received a quick decision. The interest rates were also very competitive. I’m very happy with the service and would highly recommend Plata to others.

2 September 2026
Rated 5 out of 5 stars

It was quick and easy

It was quick and easy. The. service was excellent. The staff I talk to was very polite and knew her job well. I have forgotten her name. I think she was kitty. It was really easy to apply on line. Once again the service was beyond my imagination. Thank you.

4 September 2026

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