Instarem Reviews 

The coupons sending thru notifications are not showing when i login jnto app. So can’t remember them and use them when i need to remit the money

Quick and easy transfer

Excellent service always

Nothing is right about this company. No real customer support, you cannot find a responsible representative to address your issue of it happened

It is superfast and seamless transfer. Great work team.

We truly respect Instarem for their dedication and commitment! Really appreciate their fast transfer and service Excellence thank you 🙏🏽

This is a very dishonest and unscrupulous company. Do not use this app. I did a fund transfer two days ago and the status stated paid but even after 50 hours the money isn’t reflected in my account. This is a scam. DO NOT USE !

Fast and comparable rates. Occasionally also provides better conversion.

No offer, difference in price shown on site vs actual booking.

Easy to use payment and money transfer and money conversion,keep it on and continue service us better in future

Easy trust fast service

Easy and trustable platform to transfer money to other country

This is a good transfer money, to fast and credible, almost 7 years I am using this facility, Good luck

Excellent service

Easy to use. Decent conversion rates. Smaller amounts could reach in just 24 hours. Maximum duration I have ever seen for amount over 1000$ was 5 business days and I have been using the app for 3+ years.

**Disappointing experience with the Instarem Nium Forex Card**

I have had a frustrating experience with the Instarem Nium forex card. Despite enabling e-commerce transactions, ensuring that my spending limit was sufficient, and successfully completing OTP verification, I was unable to make a payment on Klook. I tried both the app and the website, but neither worked.

For a forex card intended to be used conveniently for international travel, this is disappointing. A card is only useful if it works reliably when you need to make bookings abroad. The troubleshooting process has also been frustrating, particularly when the usual checks have already been completed.

I would like Instarem to provide a clear explanation for the failed transactions and improve the reliability and transparency of its payment services. Customers travelling internationally need a card they can depend on.

I was with Instarem since 2022, making regular transfers each month since opening my account.
Then for reasons unknown to me, and reasons not explained to me me from Inatarem, my account was abruptly closed in September this year, 2026. No explanation at all, terrible customer service. I cannot even contact them as they have closed my account and they still have all mine and all my transferees banking details. I would warn anybody comparing money transfers to look elsewhere. I have included the last transfer number so they can identify me.

Bait-and-switch: advertised promo rate, then cancelled 3 transfers with zero explanation
Signed up as a new customer because of their heavily advertised first-transfer special FX rate. Verified my identity, triple-checked every recipient detail — name, ID, account number, SWIFT, all correct — and sent $3,000.
Cancelled. No explanation. Their support agent just read a script about "routine internal reviews" and "regulatory policies" they "can't disclose" — then told me to go ahead and try again.
So I did: $2,800. Cancelled. $995. Cancelled. Three transfers in one day, three cancellations, and not one real answer about what was supposedly wrong.
Let's call this what it is: they dangle an unbeatable first-transfer rate to get you signed up and handing over identity documents, then their system auto-rejects you and nobody can tell you why or fix it. Intended or not, that's a bait-and-switch.
Years of flawless transfers with Remitly, Western Union, Moneygram, RIA and Wise (WHICH ALL WORKED THE VERY 1ST TIME NO PROBLEM). One day with Instarem: three cancellations and hours of my life gone. Stay far away.