Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews.

Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Customers appreciate the concept of using Curve to make payments, especially for international transactions without fees. However, many have reported issues with the card being frequently declined, making it unreliable. Some reviewers have also expressed concerns about the lack of protection from their banks if Curve were to be compromised, viewing it as a risk to their financial security. People also report issues with cashback offers, finding them unclear and not beneficial as advertised. Many reviewers have expressed dissatisfaction with the customer service, describing it as slow, unhelpful, and sometimes non-existent. Consumers have reported difficulties in resolving issues such as blocked cards, failed transactions, and missing rewards, often waiting weeks for a response. Some reviewers feel the company prioritizes marketing over customer support, leaving them feeling ignored and frustrated. There are also reports of accounts being blocked without explanation and difficulties in completing the verification process.

Based on these reviews

Rated 3 out of 5 stars

Support or lack therof is my issue. 3 years the card works faultlessly, then a hotel booking is declined, and card blocked for 3 days and counting, Not my first bad review for Curve Support. E-D-... See more

Rated 3 out of 5 stars

When it works the ability to use Curve to pay for purchases abroad without transaction fees is excellent. Unfortunately the card only worked for 60% of transactions and was declined/refused for the ot... See more

Rated 3 out of 5 stars

My card was charged multiple times for a single purchase on Amazon. It wasn't easy, but I was reimbursed after several very courteous exchanges with support. Ultimately, it's a reputable company.

Rated 2 out of 5 stars

Great product but the minute something goes wrong you're just yelling into the void of their customer service (and I use the term loosely). I've used their in app chat and had to chase up on X messagi... See more

Rated 1 out of 5 stars

have been using for couple of years. 2nd time having to get support for failed transaction. very difficult to get funds back from a failed transaction. very poor customer support. takes a long time to... See more

Rated 1 out of 5 stars

Once again let down by Curve's immature tech, and their appalling "support". A simple transaction for £14 was somehow processed on Curve's side as £3800. This hold was placed on my underlying HSBC cre... See more

Rated 1 out of 5 stars

They have again blocked my card instantly for no reason without warning because I did "suspicious transactions". I was never informed what those transactions look like and I cannot reactivate the card... See more

Rated 1 out of 5 stars

They are going to waste your time, don’t bother. 1. Only about one-third of cards actually work with Curve. It’s very limited, especially for Visa. 2. After adding just a few cards, they block... See more

Rated 1 out of 5 stars

I would give no stars if I could. I purchased a payment ring. The documentation included suggested that I apply for a Curve account as it is alleged to have many benefits. I went through the Curve app... See more

Rated 1 out of 5 stars

Non existent customer service. I hope it was a bot dealing with the Enquiry, as if it was a human no less than shocking. Complaints team also missing in action. Converts a refund of fiat cu... See more

Rated 1 out of 5 stars

What a shame, with this firm since the beginning. Primary card confirm that curve not respecting’Visa secure’ protocol thus shut down usage via curve. Utterly embarrassing constant card refusals. Cust... See more

Rated 1 out of 5 stars

They blocked my card for using contactless ( never used it) then lie about cancelling. It says you can cancel in the app but you can't. It says contact customer service but they don't reply or reply... See more

Rated 1 out of 5 stars

Curve is a joke when it comes to customer service — because there isn’t any. Imagine trusting a company with your money and then discovering that when something goes wrong, there’s literally no one... See more

Rated 1 out of 5 stars

KYC failed - contacted support offering government issued identity information and for help as this app is the only way I can pay on my phone. Support just dismissed me and ignored me. Horrible su... See more

Rated 1 out of 5 stars

Customer “service” is beyond poor. And that’s saying something in today’s poor customer service environment. Card stopped working. Emailed Curve. Got a lovely generic email stating 2-3 days. Nothin... See more

Rated 1 out of 5 stars

Non existing customer service. They block your card for days for no apparent reason, forcing you to spend £££ in bank fees while abroad. Stay away, clear case of mis-selling. Revolut so much better fo... See more

Rated 1 out of 5 stars

In less than three weeks my account has been blocked three times, unlike every other payment provider it takes days to even get a response, it took over a week to unblock my account the last time and... See more

Rated 1 out of 5 stars

I want to use NFC payment with my smartwatch and the only option is to use Curve app. I cannot complete the setup/verification process. After I entered my personal and bank card details a pop-up m... See more

Rated 1 out of 5 stars

I submitted my account with ID and it failed the process for some reason , It seems it could be to do with the ID not being sufficiently clear in the photos etc.i emailed them multiple times over seve... See more

Rated 1 out of 5 stars

Service worked a few years without issue. Lately, card was blocked after what they say was a suspicious transaction (a billing charge by Google lol), and support hasn’t solved for more than a month. B... See more

Rated 1 out of 5 stars

My Curve card has been blocked for more than 15 days now, and this is already the third time in less than 10 months. I am a Curve Pay Pro+ customer, their highest subscription plan, yet support has pr... See more

Rated 1 out of 5 stars

They offer incentives and cashback for making purchases using the Curve card. Then when you don’t receive the cashback you spend months continuously chasing for a resolution. I’m on my eighth month... See more

Rated 1 out of 5 stars

No bother. Customer service does not exist. If you lucky and they reply you still wont get anything sorted. They blocked my account twice with no reason, they kept sending generated emails asking same... See more

Rated 1 out of 5 stars

If you are thinking of getting an Astari ring or any other contactless device that uses Curve as a payment service my advice is don't do it. Curve may work for a small minority but if you need custome... See more

Rated 1 out of 5 stars

I bought a smart watch as it has NFC payment. To do this amazfit has partnered with Curve. For reasons known only to Curve, I did not get through their id check and said I needed to contact them. I ha... See more

Rated 1 out of 5 stars

Not working easily when I tap for contactless payments. I preferred the Samsung app but unfortunately now I am forced to use your app!!

Rated 1 out of 5 stars

Customer Service is a joke! What customer service? I need to reset my password due to fraudulant activity, and I get a constant error message... Messaged CS on Facebook and on their chat but nothing... See more

Rated 1 out of 5 stars

Awful company! The customer service is shocking! Be prepared to wait a week for a reply which usually says its been passed to the appropriate team and then another week before you ever hear anyth... See more

Rated 1 out of 5 stars

Great product, culture and customer service is where it fails. The concept of Curve is unique insofar as it allows for 1 card and realtime transaction transfers. Potentially saving hours even week... See more

Rated 1 out of 5 stars

Avoid Curve at all costs. Their Go Back in Time feature is a complete scam. Money is instantly taken from the second card, but the refund to the original card simply never happens — even after mon... See more

Rated 1 out of 5 stars

I would give them zero stars if I could. Their customer support is appalling. They blocked my card during a trip in Greece in August. Tried to contact them multiple times. There is no support whatsoev... See more

Rated 1 out of 5 stars

Curve e-wallet has proven to be unreliable and unprofessional. The product itself is full of technical glitches, and when something goes wrong, their so-called “customer service” is completely non-exi... See more

Rated 1 out of 5 stars

Most disappointing company ever* For the record, the product is actually really good. The problems start when something goes wrong. They have the absolute WORST customer support you will... See more

Rated 1 out of 5 stars

I applied. The app says it could not confirm my details with the information provided. Told me to contact customer support. I did. They responded the same as the app. Would not offer me service. No wa... See more

Rated 1 out of 5 stars

Despite assurances that my card would work in Argentina, it was declined three times. Very embarrassing

Rated 1 out of 5 stars

This is the worst lender from UK. I have curve flex for 5 months. After a while with the card blocked open blocked open for nothing when finally was everything good a made some purchases worthy 500 po... See more

Rated 1 out of 5 stars

Curve worked no problems, I was a victim of fraud nothing to do with Curve, Changed all bank cards and Curve tried to log on to Curve many times asked a Curve for help talk to an agent never happene... See more

Rated 1 out of 5 stars

9 days waiting this time, 13 days for last inquiry and in the end I cancelled that account. If I was Lloyds I would be offering a lot less than the 120M for Curve. This service will ruin Lloyds. Now... See more

Rated 1 out of 5 stars

Payment stopped with no warning on newly added bank card on watch Gave me one payment in shop then 30 mins later in another shop failed to open with a padlock logo. Lucky i had my phone. Card has... See more

Rated 1 out of 5 stars

The payment side is easy to use - but very disaapointed as my referal person did not receive the £50 and I never received the £10 just feels like a superficial offer to get you to sign up

Rated 2 out of 5 stars

The only reason I wanted Curve pay was so that when I use my visa card I can benefit from cashback on top of what I already get with the visa card (0.5%). I always use my Amex Nectar card for... See more

Rated 1 out of 5 stars

Not surprised by the poor reviews and likely wouldn't have bothered trying had I read them first.

Rated 1 out of 5 stars

Unreliable, can't be trusted as a source of payment , need to carry additional payment method a payment is declined more often than not

Rated 2 out of 5 stars

As somone from the banking world this smells like 7 week old fish. If curve were to be hacked and I lost money my actual bank would have no obligation to recover money at all. This is removong a level... See more

Rated 1 out of 5 stars

The features are great but hope your account never gets suspended due to a fraudulent transaction. In my case it was false alarm (I dared to use the card twice in the same shop the same day)... See more

Rated 1 out of 5 stars

Avoid Curve like the plague! I signed up through a referral link, received the card after a week, made the required transactions, and kept the subscription active for over 40 days - all per their te... See more

Rated 1 out of 5 stars

Support is very very slow and bad, i waiting over 1 week to became a answer and help why identifikation is failed after i connect my card.

Rated 1 out of 5 stars

Terrible. Firstly a few months ago they approved 4 payments to some AI subscription scam without asking me to authorise the payment. They paid it back to me, but still! Then recently they asked me to... See more

Rated 1 out of 5 stars

I had a great experience with "CLI*~*XOT" The process was smooth, they helped me recouped €16,700 without any problems.

We perform checks on reviews


Company details

  1. Alternative Financial Services
  2. Non-bank financial service

Written by the company

Curve connects all your cards in one to simplify payments and supercharge your money. Once you add your debit cards and credit cards to Curve, you unlock a whole range of financial superpowers. Here are a few: Go Back in Time® to switch payments from one card to another, after you’ve made the purchase. Eliminate foreign exchange fees charged by your bank or credit cards with our spending power limits. Earn cash back on top of any rewards you already get with another card and 1% cash back on selected retailers for our premium tiers. Free up cash by swiping any purchase you’ve made and splitting it into instalments. Paying with Curve is not just simpler and smarter. It’s safer too. All your bank and credit card details are hidden behind your Curve card number, and never exposed. All your purchases are protected up to £100K and you get live notifications every time you spend to detect fraud instantly. Plus, if your Curve card is lost or stolen, you only ever have to replace one card. There are 4 Curve tiers. Curve, Curve X, Curve Black and Curve Metal. Premium benefits include higher fee-free spending limits abroad, extra cashback, insurance and more. FAQs? Visit: https://curve.kustomer.help/


Contact info

2.8

Average

TrustScore 3 out of 5

12K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 3% of negative reviews

Typically takes over 1 month to reply


Rated 2 out of 5 stars

Usually a good app but let themselves down badly this week.

Usually a good app. Asked to update the app as I left UK. Now doesn't recognise my euro currency account, always has before. Defaults to a UK card so I pay poor exchange rates rather than use my local currency account. No chat line, so forced to either call home in the middle of my holiday, or wait until I get home.

Always worked before... until they asked me to upgrade.

26 October 2025
Unprompted review
Rated 1 out of 5 stars

Forced to use, avoid if you can!

Utterly useless. Previous card expired, new one never arrived, only option is to PAY for a replacement for a card I've never had! Help desk did not assist at all.
Forced to use this third party app for contactless payments as my bank is not supported by my phone manufacturer.

29 October 2025
Unprompted review
Rated 1 out of 5 stars

They have again blocked my card…

They have again blocked my card instantly for no reason without warning because I did "suspicious transactions". I was never informed what those transactions look like and I cannot reactivate the card in the app. There is no live support and no phone number I can call. I am at the other side of the world and need my card to work. I pay money every month to use it and they blocked it multiple times just in the recent monts.

26 October 2025
Unprompted review
Rated 1 out of 5 stars

Unreliable

Unreliable, can't be trusted as a source of payment , need to carry additional payment method a payment is declined more often than not

26 October 2025
Unprompted review
Rated 1 out of 5 stars

Utter rubbish

I bought a smart watch as it has NFC payment. To do this amazfit has partnered with Curve. For reasons known only to Curve, I did not get through their id check and said I needed to contact them. I have sent three emails to them without any action. I also sent an email to amazfit. They haven't bothered replying either. I am now going to return the watch. Beware buying any product requiring Curve, you will not get any help if there is a problem.

25 October 2025
Unprompted review
Rated 5 out of 5 stars

A good payment app.

Curve for me was a great experience to use with my android phone. Doesn't take too long to set up and no need to be tech-savvy. Migrates easily to your current wallets.

24 October 2024
Unprompted review
Rated 1 out of 5 stars

Avoid Curve like the plague

Avoid Curve like the plague! I signed up through a referral link, received the card after a week, made the required transactions, and kept the subscription active for over 40 days - all per their terms. Yet, I didn"t get the £10 bonus because their system "doesn"t see" the transactions in the "first 7 days." The terms don"t specify if it"s from signup or card delivery - how was I supposed to pay without the card? This feels like a deliberate trap!
The support is a joke. We exchanged a total of 30 emails (mine included multiple follow-ups, theirs repeated the same questions over and over). They ignored my messages, once mixed up my details in a reply to my email, then corrected it in a new thread to the same address. Automated replies, empty apologies, zero response to escalation requests. I waited weeks, and they threatened to close the case, claiming I "didn"t reply" - despite my emails!
Curve, this isn"t support, it"s a mockery. I lost time and nerves.

31 January 2025
Unprompted review
Rated 5 out of 5 stars

Everything in one place, so easy to use.

I am using Curve on my galaxy phone and am amazed how easy it is to switch between cards to pay instore. All of my payments in one place with a very easy to use interface. Dont need to remember multiple pin numbers its just tap and go. Using my Curve card gives me time to pay with a very competetive interest rate, only use the basic option for now but will be upgrading very soon. Life is so much easier with Curve.

23 October 2025
Unprompted review
Rated 1 out of 5 stars

The payment side is easy to use

The payment side is easy to use - but very disaapointed as my referal person did not receive the £50 and I never received the £10 just feels like a superficial offer to get you to sign up

23 October 2025
Unprompted review
Rated 3 out of 5 stars

Refunding

My card was charged multiple times for a single purchase on Amazon. It wasn't easy, but I was reimbursed after several very courteous exchanges with support. Ultimately, it's a reputable company.

21 September 2025
Unprompted review
Rated 1 out of 5 stars

Incorrectly placed a charge of £3,800 on my credit card

Once again let down by Curve's immature tech, and their appalling "support". A simple transaction for £14 was somehow processed on Curve's side as £3800. This hold was placed on my underlying HSBC credit card, and at the time of writing this review it still hasn't been removed in almost a month. No replies from support.

21 October 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look