I Bought HURR Protect. I Still Had to Do Everything Myself.
I purchased HURR Protect specifically because I wanted peace of mind when lending higher-value designer pieces. Unfortunately, when I actually needed to use it, the experience was extremely disappointing.
A renter returned a designer Zimmermann dress with extensive staining. I reported the issue immediately, provided before-and-after evidence, proof of purchase, cleaning receipts, timestamped metadata, and followed every instruction given to me.
What surprised me was how much of the process I was expected to manage myself. I had to contact the renter directly, organise specialist cleaning, gather evidence, repeatedly resend documentation, and spend considerable time chasing the claim. At one point I had to visit three separate dry cleaners before finding one with the correct treatment process for the fabric.
Perhaps the most frustrating aspect was repeatedly being asked for information that had already been supplied. Over the course of the claim, I provided proof of purchase, timestamped before-and-after evidence, metadata screenshots, receipts, and cleaning outcome photographs, yet continued receiving requests for the same documentation. Rather than feeling supported by HURR Protect, I often felt as though I was having to prove the same facts over and over again.
The dress was ultimately restored to a rentable condition thanks to an excellent specialist cleaner, but that was due to my own time, effort, and persistence rather than any meaningful support from HURR Protect.
The most frustrating aspect was being told that the renter had not purchased Damage Protection and that recovery of cleaning costs would therefore depend on pursuing the renter. As a lender, I had specifically purchased HURR Protect for this rental. Why should the effectiveness of the protection I paid for depend on whether somebody else purchased a separate product?
If HURR Protect is intended primarily as a reimbursement mechanism after lenders have done all the administrative work themselves, then that should be made much clearer. The name “Protect” created an expectation that HURR would play a more active role in managing situations like this.
This claim has made me seriously reconsider whether lending items through the platform is worth the risk.
9 June 2026
Unprompted review