Monese Reviews 

53,307
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 4,240 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the app for its exceptional ease of use, clean layout, and straightforward navigation, making everyday banking simpler. Many people appreciate the quick and convenient transfers, alongside the reliable and dependable service that has improved over time. Reviewers often highlight how the service makes managing finances easier, offering a modern banking solution that has earned their trust. However, some customers also noted concerns regarding various charges and fees, particularly for transferring money in or out of their accounts, which they found to be excessive. A few other people also felt that transfers were not always instant, sometimes taking days for funds to arrive, which caused inconvenience for managing bills.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the app's ease of use, quick transfers, and... See more

Payment

Clients share ambiguous opinions on payment, with many expressing significant frustration regarding... See more

Service

Reviewers highlight positive aspects of service, with many finding the app and overall service to be... See more

Application

People report positive experiences with the app, often praising its ease of use, clean layout, and overall... See more

Price

Customers had negative experiences with price, expressing significant dissatisfaction with various charges... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to use app, quick & convenient transfers, however the charges to transfer money out and other charges can eat into your funds especially when there's not much money in the account, that's the re... See more

Company replied

Rated 4 out of 5 stars

"Monese used to be a great alternative, but now it’s just a money grab. They have monetized literally every single basic feature, including a £1 fee just for receiving a standard bank transfer (top-up... See more

Company replied

Rated 4 out of 5 stars

This company makes my life easier. It helped me a lot by having an IBAN, to receive and to spen in euro. I will change it to 5 star if I receive my physical card. It's already been 2 weeks and 2 days... See more

Company replied

Rated 4 out of 5 stars

Not bad but still a lot to work , to many restricted thinks to pay ,i try to send mony in ukraine en it not alowed

Company replied


Company details

  1. Financial Institution

About Monese

Written by the company

We make it easy to manage your money – wherever you are in the world. We create financial freedom for all of us that live, work, travel, study or send money abroad.

Get it on Google Play

The peace-of-mind money app

Written by the company

We make global local
We've got accounts in GBP, EUR or RON that let you receive your salary, spend like a local, withdraw money from any ATM, and send, request and receive money locally and internationally in 19 currencies.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

53K reviews

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4.3

All reviews

(53,307)

5,959 reviews in the last 12 months

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Rated 1 out of 5 stars

Rubbish from the jump

Rubbish from the jump. Their ID process failed for no reason, no explanation, no attempt to resolve it, just “go away”. Never had this issue with any other bank. If this is how they treat people at the very start, imagine what happens when you actually need help. Shoddy, dismissive, and absolutely not worth the risk. Glad I found out early how useless they are. Avoid.

20 July 2026
Unprompted review
Rated 1 out of 5 stars

Send money wend you receive money

Send money wend you receive money, whidout comissin

20 July 2026
Monese logo

Reply from Monese

Hi there! Thank you for taking time to let us know your feedback. The fee is charged on the basis of the plan: You can view our pricing and fees here: https://www.monese.com/fees-and-limits/uk-personal-fees-and-limits-02-03-2026 . Please let us know if you have any other question.

Rated 1 out of 5 stars

Won’t let me continue with my…

Won’t let me continue with my application , not a great service

19 July 2026
Monese logo

Reply from Monese

Hi there- we’re sorry to hear you’re having issues. We’ve flagged your case to the team and asked them to get back to you asap.

Rated 2 out of 5 stars

What kind of bank charges you to add…

What kind of bank charges you to add money? Monese does.

Always been super cautious of this app and this tops off deceptive practices. £0.99 for you to bank transfer your cash in.

19 July 2026
Unprompted review
Monese logo

Reply from Monese

Hi there- we can understand the fee on your account can be unexpected, as new pricing plan has been introduced for customers on the Pay As You Go plan, which includes a fee for incoming transfers received into the account.
For customers on the other plan, incoming transfers is free.
You can find more information about our plans and fees on our Pricing Page here. https://www.monese.com/our-pricing

Rated 4 out of 5 stars
Monese logo

Reply from Monese

Hi there- we can understand the fee on your account can be unexpected, as new pricing plan has been introduced for customers on the Pay As You Go plan, which includes a fee for incoming transfers received into the account.
For customers on the other plan, incoming transfers is free.
You can find more information about our plans and fees on our Pricing Page here. https://www.monese.com/our-pricing

Rated 1 out of 5 stars

Terrible customer support

Terrible customer support, no help in finding my cash advance application after signing up.

19 July 2026
Monese logo

Reply from Monese

Hi there- we’re sorry to hear you’re having issues .We’ve flagged your case to the team and asked them to get back to you asap.

Rated 1 out of 5 stars

Despicable service.

Despicable service.

Can't get a hold of any help.
There app messes up many times and we just deal with it.

Constant messing around. I still can't get a hold of a human to talk to.

Extremely frustrating.

18 July 2026
Unprompted review
Rated 4 out of 5 stars

The application is easy to download

The application is easy to download. I'm still in the early stages of using it.

19 July 2026
Monese logo

Reply from Monese

Thanks for the review. If you have any feedback or suggestions, please write to us at community@monese.com. We would love to hear from you!

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