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BBVA Deutschland Reviews 

2,154
TrustScore 4 out of 5

3.9

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Rated 1 out of 5 stars

DO NOT TRUST THIS BANK. THEY WILL STEAL YOUR FUNDS. IN THE LAST MONTH ALONE THEY HAVE STOLEN OVER 100 EURO IN UNKNOWN TRANSACTIONS AND REFUNDS FROM MY ACCOUNT. WHEN YOU CONTACT THEIR INCOM... See more

Company replied

Rated 5 out of 5 stars

You can see the work behind this project and value a rapidly growing Digital Bank with a new proposal. The Digital Banking solution of BBVA comes to Germany to stay. They had some difficulties related... See more

Company replied

Rated 4 out of 5 stars

The rules are quite simple: no hidden fees, free Mastercard debit card, no fees for foreign currency payments, 3% p.a. interest for 6 months, Cashback for card purchasements... I got exactly what th... See more

Company replied

Rated 5 out of 5 stars

I’ve been a BBVA customer in Spain for many years, and one of the things I’ve always appreciated most is their app — intuitive, simple, fast, and with everything I need just a few taps away. Now... See more

Company replied

Company details

  1. Bank
  2. Financial Institution

Written by the company

BBVA gibt dir ein dauerhaft kostenloses, verzinstes und 100% digitales Konto mit modernsten Sicherheits-Features. Außerdem ist dein Geld durch eine europäische Einlagensicherung bis 100.000 € geschützt. Kostenlose Kontoführung und Debitkarte, eine deutsche IBAN und intelligente Produkte, die dir dabei helfen, alles aus deinem Geld rauszuholen, zusammen mit unserem 24/7 Kundenservice mit echten Menschen machen BBVA zu einer absolut sicheren Bank mit 169 Jahren Erfahrung. Das sehen mehr als 80 Millionen Kund*innen in über 25 Ländern weltweit genauso. Und…kommst du mit an Board?


Contact info

Wir sind eine ausgezeichnete Bank

Entdecke jetzt unser kostenloses, mehrfach prämiertes Girokonto.

3.9

Great

TrustScore 4 out of 5

2K reviews

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3.9

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(2,154)

2,048 reviews in the last 12 months

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Rated 1 out of 5 stars

I provided the transaction proof

I provided the transaction proof, but my account was still blocked for weeks without any response. This is unacceptable! It seems to me that you didn't respect your clients.

July 12, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Hi Huynh, we apologize for the inconvenience. Unfortunately, such cases often depend on the bank’s security procedures, and we must ask for your patience. We assure you we are doing everything possible to resolve your issue as quickly as possible. For any other needs, feel free to contact our customer service: kundenservice@bbva.de.

Rated 1 out of 5 stars

DO NOT TRUST THIS BANK.

DO NOT TRUST THIS BANK.

THEY WILL STEAL YOUR FUNDS.

IN THE LAST MONTH ALONE THEY HAVE STOLEN OVER 100 EURO IN UNKNOWN TRANSACTIONS AND REFUNDS FROM MY ACCOUNT.

WHEN YOU CONTACT THEIR INCOMPETENT CUSTOMER SERVICE, INSTEAD OF INVESTIGATING THE ISSUE IMMEDIATELY AND RESOLVING IT - THEY INSTEAD LIE RIGHT TO YOUR FACE AND GASLIGHT YOU.

BBVA YOU OWE ME 67 EURO IN UNAUTHORIZED CARD TRANSACTION AND OVER 26 EURO IN REFUNDS AND YOU HAVE BEEN REPORTED TO BAFIN, DEUTSCHE BUNDEZBANK AND VERBRAUCHERSCHUTZ.

July 20, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Dear client, we are sorry to hear that you had such a negative experience, but for security reasons, we cannot access your data here. Please contact us directly at kundenservice@bbva.de. You can also reach us by phone 24/7 at +49 69 58996454, so we can take a closer look and assist you specifically.

Rated 1 out of 5 stars

BBVA, STEALING REFUNDS

BBVA,

I SENT YOU THE PICTURES FROM MY REGISTERED EMAIL ADDRESS ALREADY. It says "refund accepted" and "a refund has been made" and NO REFUND IS SHOWING IN MY ACCOUNT WHICH MEANS YOU ARE SITTING ON MY MONEY. GIVE ME MY MONEY RIGHT NOW.

IF YOU DO NOT GIVE ME MY MONEY TODAY I WILL START CASE WITH THE FINANCIAL OMBUDSMAN ON MONDAY!

July 16, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Hello Mika! I understand your concern regarding the refund that has been marked as “accepted” but is not showing in your account. Please note that the process for refunds can take some time, especially if they pertain to specific conditions, such as whether the transaction was authorized. Greetings

Rated 5 out of 5 stars

Very nice and really intuitive.

Very nice and really intuitive.
Customer service is very professional!!

July 1, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Vielen Dank für deine großartige Bewertung, Salvatore! 😊 Es freut uns sehr, dass du unsere App als intuitiv empfindest und mit unserem Kundenservice so zufrieden bist. Dein Feedback motiviert uns sehr!

.

Rated 1 out of 5 stars

BBVA BREAKING EUROPEAN BANKING LAWS AND DEFRAUDING CUSTOMERS

To BBVA - I WILL CONTINUE POSTING NEGATIVE REVIEWS ON YOUR SOCIAL MEDIA AND YOUR TRUSTPILOT UNTIL YOU NOT ONLY REFUND THE UNAUTHORIZED CHARGE BUT ALSO 250 EURO FOR THE EMOTIONAL DISTRESS AND CRIMINALLY FRAUDULENT BEHAVIOUR OF YOUR CUSTOMER SERVICE ADVISORS.

1. I NEVER MADE A BOOKING WITH BOOKING.COM USING MY CARD.

2. I DELETED THAT VIRTUAL CARD WEEKS AGO SO NO MERCHANT SHOULD BE ABLE TO CHARGE IT! HOW CAN A CHARGE GO THROUGH ON A VIRTUAL CARD THAT HAS BEEN BLOCKED WEEKS AGO?

3. MY ACCOUNT DOES NOT HAVE AN OVERDRAFT FACILITY AND IT SHOULD BE IMPOSSIBLE IT CAN GO OVERDRAWN - IF THERE ARE INSUFFICIENT FUNDS IN THE ACCOUNT THE TRANSACTION SHOULD BE AUTOMATICALLY DECLINED. HOW TE HELL COULD THIS CHARGE GO THROUGH?

4. YOUR INCOMPETENT AND CRIMINALLY FRAUDULENT CUSTOMER SERVICE REPEATEDLY LIED THAT DUE TO LEGAL OBLIGATIONS I CAN ONLY DISPUTE THIS SITUATION VIA PHONE - A TOTAL LIE AND INFACT EUROPEAN LAW DICTATES ALL DISPUTES MUST BE HANDLED IN WRITING - YOUR AGENTS ALSO LIED THAT THE CHARGE WAS TAKEN OFF MY CURRENT VIRTUAL CARD - IT WAS NOT - I HAVE SCREENSHOTS FROM THE APP TO PROVE IT.

BBVA - YOU ARE LIARS, CRIMINAL FRAUDSTERS, SCAMMERS AND THEIVES BREACHING AND VIOLATING EUROPEAN BANKING LAWS SEVERELY AND CONSTANTLY.

July 1, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Hallo Lemmy, es tut uns leid, aber aus Sicherheitsgründen können wir hier nicht auf deine Daten zugreifen. Bitte schreibe uns direkt an kundenservice@bbva.de. Gerne erreichst du uns auch telefonisch rund um die Uhr unter +49 69 58996454, damit wir uns das genauer anschauen und dir gezielt helfen können.

Rated 1 out of 5 stars

BBVA Deutschland is illegally allowing…

BBVA Deutschland is illegally allowing merchants to charge blocked virtual cards - where no charge should be possible and putting customer accounts into overdraft - when this should be technically impossible as their app HAS NO OVERDRAFT CAPABILITY ACCORDING TO THEIR OWM TERMS AND CONDITIONS.

THEY ARE ISSUING FAKE CHARGES T9 PUT CUSTOMERS INTO OVERDRAFT AND STEAL THEIR MONEY IN A MASSIVE FRAUD SCHEME.

When you contact their customer service in the app - who are supposed to escalate and assist you - they - for no reason - insist you call them and THEN FALSELY CLAIM THAT YOU MUST CALL THEM TO HANDLE THE ISSUE - WHICH IS ILLEGAL ACCORDING TO EUROPEAN LAW WHERE ALL ISSUES AROUND CHARGEBACKS SHOULD BE HANDLED IN WRITING.

THEY ARE NOT ONLY LYING IN THEIR TERMS AND CONDITIONS, THEY ARE ACTIVELY STEALING FROM AND DEFRAUDING CUSTOMERS OF MONEY, THEY ARE STEALING CUSTOMERS MONEY AND BREAKING THEIR OWN TERMS AND CONDITIONS AND THEN STONEWALLING CUSTOMERS ON TOP.

BBVA - REMOVE THAT TRANSACTION IMMEDIATELY OR YOU ARE GOING TO HAVE ALOT OF LEGAL PROBLEMS.
I do not need to call you for anything. I am contacting you via your official customer service channels and you are obligated legally to assist me via these channels. These charges are not even supposed to go through.

I am not going to call you. If you do not resolve this right now I will make your lives a living hell online and start a case with financial ombudsman.

THEIR ENTIRE SOCIAL MEDIA IS FULL OF POSTS OF THEM STEALING CUSTOMERS' MONEY IN THEIR APP.

BBVA I WILL BE FILING A REPORT WITH THE POLICE FOR CRIMINAL FRAUD IN ADDITION TO MY CASE WITH BAFIN AND DEUTSCHE BUNDESBANK IF YOY DO NOT RETURN MY FUNDS THAT YOU STOLE RIGHT NOW.

June 30, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Hi Hannah, we are sorry that you feel your experience with us was so negative. Unfortunately, for certain matters, it is essential to contact us by phone—though this does not mean we do not keep a written record of the request. Greetings.

Rated 3 out of 5 stars

Their support would request more work…

Their support would request more work as they take time to answer.
However the bank app is quite convenient and the bank is quite good.

June 30, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Hi NIck, thank you for youy comment and your suggestion. Greetings!

Rated 5 out of 5 stars

Top banking

June 26, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Hallo Steffen, danke dir für die 5 Sterne! 😊 Schön, dass dir unser Banking so gut gefällt.

Rated 1 out of 5 stars

I already left a negative review about…

I already left a negative review about your bank, and I'll leave another. I was hoping for something to change this week, but nothing has. I still haven't received any help. I've been asking for over seven days to close my account and return the balance to my account, but they're ignoring me. I keep getting the same response from customer support: "It could take a few days." Forgive me, but it's been over seven days, and there's been no change or news, just the same old responses. When will you stop torturing me? Give me my money back! I will report you everywhere I can, including to higher authorities. I don't recommend this bank to anyone.

June 9, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Hi Olha,
we understand your frustration.
Your request is still being processed by the responsible department and has been escalated for priority review. As soon as there is an update, you will be informed directly.
Thanks for your patience.

Rated 5 out of 5 stars

24/7 Telefon help

24/7 Telefon help.
Exelence .
Thank you so much .

June 9, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Thank you, Desislava,
We’re very glad that you’re satisfied with our 24/7 phone support and that you consider our service excellent. Your feedback means a lot to us!

Rated 1 out of 5 stars

Extremely poor support experience. Please avoid unless you want your money to become unavailable to you.

My account was restricted for ‘security reasons’ after I tried to transfer money I had just deposited via cash to my different bank. This was the first and only transaction I even attempted. After calling and writing to customer support, I was only told that CS team cannot provide any further details. A whole week later I was just informed that my account will remained closed without any details on how to recover the funds. Now am hanging on the hotline for 40 minutes and being continuously told that the approximate waiting time is 3 minutes.

The impression is that they have no intention of even providing a straightforward way to recover my balance.

Can’t wait to get their reply here asking to contact customer service. Guess what, that’s what I’ve been trying to do for over a week now!

May 20, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Hi, we’re sorry for the inconvenience 😔 Please call us at +49 6958996454 so we can urgently review your case and support you further.

Rated 5 out of 5 stars

Good 👍 good good

Good 👍 good good

May 6, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Vielen lieben Dank, Muhammad! Wenn wir was für dich tun können: Wir sind für Dich da!

Rated 5 out of 5 stars

Easy way opening and managing your…

Easy way opening and managing your account.

April 16, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Hallo Cliften,
vielen Dank für dein tolles Feedback! 😊 Es freut uns sehr, dass die Kontoeröffnung so schnell geklappt hat und du mit unserer App, der Webseite und der Sicherheit zufrieden bist.

Rated 1 out of 5 stars

Account blocked without warning - "Limited operation

I’ve been a BBVA customer and suddenly my account shows "Limited operation" with no clear explanation. I have 697.00€ available in my Girokonto but I cannot use it properly. The app says "suspicious movements" but I was just using my account normally.

Now I’m stuck abroad and can’t access my own money. Customer service says I have to call, but why block first and ask questions later? A bank should protect customers, not lock them out of their funds without notice.

Very frustrating experience. Fix your fraud detection system — it flags real customers instead of scammers.
MY IBAN DE53500319000018443139

April 17, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Hallo Saad Nadeem, das tut uns wirklich leid zu lesen – so soll deine Erfahrung mit uns natürlich nicht sein. Es liegt uns am Herzen, das aufzuklären und eine Lösung zu finden. Bitte melde dich nochmal bei uns an kundenservice@bbva.de oder telefonisch 24/7 unter +49 69 58996454, dann schauen wir direkt rein. Danke, dass du dir trotz Frust die Zeit für Feedback genommen hast.

Rated 1 out of 5 stars

Weeks Without Access to My Own Money

I’m extremely disappointed with my experience. My card has been blocked for over two weeks, leaving me unable to send or receive money or make any payments. I provided all requested documents immediately, yet received no meaningful update, explanation, or solution since then.
Customer service has been unable to provide any information from the security department, so every call ends the same way: “We cannot give you details.” Meanwhile, I’m left without access to basic banking functions. I cannot even close the account until the account gets unblocked.
A banking app should offer reliability and transparent communication, especially when it comes to something as critical as accessing your own funds. Unfortunately, this has not been the case.
I hope BBVA improves both their internal processes and communication, because this experience has been extremely frustrating and disruptive.

March 23, 2026
Unprompted review
BBVA Deutschland logo

Reply from BBVA Deutschland

Es tut uns leid zu hören, dass du solche Schwierigkeiten hast, Andrej. Wir verstehen deinen Frust und arbeiten daran, das Problem schnell zu lösen. Bitte wende dich weiterhin an unseren Kundenservice, falls du weitere Informationen benötigst. Danke für dein Verständnis!

Rated 5 out of 5 stars

It super bank

It super bank , easy to use and customer friendly . I use it fir 2 months

April 3, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Thanks for your great feedback, Faysal. It’s brilliant to hear that everything went smoothly for you. If there’s anything else we can do for you, we’re here to help!

Rated 1 out of 5 stars

Should be a proceed to log in in…

Should be a proceed to log in in English or even Spanish

March 3, 2026
BBVA Deutschland logo

Reply from BBVA Deutschland

Hi Miguel Angel,
You can change the language by going to Menu > Settings > Language.
Currently, you can choose between German and English.

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