Topdanmark Reviews 

47,818
TrustScore 4 out of 5

3.9

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Rated 1 out of 5 stars

Customer loyalty clearly means nothing to Topdanmark. I was a loyal customer for over 20 years with every single insurance policy placed with them, plus extra coverage for electronics and bikes, b... See more

Company replied

Rated 1 out of 5 stars

3 insurance cases – 3 rejections in 4 months, for both private and business. There is ALWAYS an excuse not to provide coverage. Companies like TopDanmark must be among the most dishonest in Denmark, a... See more

Company replied

Rated 5 out of 5 stars

I had a very great discussion with Top Denmark, they have explained me very finer details in a very simple yet proffesionel way.I was very happy with the conversation and finally I have opted for th... See more

Rated 5 out of 5 stars

Quick professional help. Reduces the bureaucracy and is there when I need them. I'm not switching to anyone else. Hurtig professionelle hjælp. Skærer igennem bureaukratiet, og er der når jeg mangle... See more

Company details

  1. Insurance Agency
  2. Pension Fund

About Topdanmark

Written by the company

Det er vigtigt for os at hjælpe dig når du har brug for det.
Du kan ringe til os på 70 13 7-9-13.

1 ud af 4 har erstatningen dagen efter anmeldelsen.

Topdanmark Forsikring

Written by the company


Contact info

3.9

Great

TrustScore 4 out of 5

48K reviews

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3.9

All reviews

(47,818)

3,888 reviews in the last 12 months

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Rated 4 out of 5 stars

I think the person i spoke with was…polite, calm and straightforward

I think the person i spoke with was forthright with me eventhough it wasn't the best outcome i expected. I wanted to cancel my top-denmark home insurance because i feel like it's not currenntly a great use of my money. The think is i have to be there for one year before I can cancel or risk a fee. The think is nobody from topdenmark made that apparent to me during registration so I feel like a crucial detail was missed when i signup

10 November 2025
Rated 2 out of 5 stars

Travel insurance claim denied for unstable "desiese"

I had travel insurance for years and the first time I fealt sick and had to cancel a flight they reject the claim saying that I have been feeling sick for longer and they don't cover diseases that are not stable. I guess that is the reason you get a travel insurance to cover you when bad things happen!

23 October 2025
Unprompted review
Rated 5 out of 5 stars

Profesionals and friendly.

More than satisfied with the collaboration with TopDanmark...professional, civilized, well-educated...in almost 6 years, they have been very efficient when I needed their support...With great confidence, I recommend TopDanmark for stress-free driving.

23 September 2025
Rated 5 out of 5 stars

Claim handled quickly and smoothly

My claim for bicycle theft was handled quickly and smoothly. I wish I would have gotten the full value to buy new bikes, but I can understand why TopDanmark paid based on the depreciation of the bikes' age.

8 September 2025
Unprompted review
Rated 1 out of 5 stars

Different offers that mislead the real…

Different offers that mislead the real offer, bad communication and bad service

5 September 2025
Topdanmark logo

Reply from Topdanmark

Hi Tanya.
Thank you for your review. It is though for me to help you when I dont know what the bad communication and serivce is about. If you would like me to have a look at it, please send me a mail at hej@topdanmark.dk with your customer number and what I can help ypu with.
Best regards Mateusz / Topdanmark en del af IF Skadeforsikring

Rated 5 out of 5 stars

I spoke with Epken Osazuwa a consultant…

I spoke with Epken Osazuwa a consultant with Topdanmark he was extremely knowledgeable and helpful with questions about the different policies we have with the company ,I was very satisfied with the service.

5 September 2025
Unprompted review
Rated 1 out of 5 stars

Phone line wait time is + 4 hrs

I have called up twice and both times i have waited in the queue for more then 4 hours.

I will try again tomorrow to get through to someone.

28 August 2025
Unprompted review
Topdanmark logo

Reply from Topdanmark

Hi Noah. Thank you for your review. W have had some longere que than usually the last few days. Today looks better. You can order a call by copying this link, and then we will call you.

https://www.topdanmark.dk/faa-hjaelp/ring-mig-op/

Best regards Mateusz / Topdanmark en del af IF Skadeforsikring

Rated 5 out of 5 stars

It was good talking to your…

It was good talking to your department,the 2 ladies I spoke to were professionals,the only problem was the long waiting time,it was too long I waited for one hour and you must improve on that,I hope you will not delay my accident report when you receive it thank you.

10 July 2025
Rated 1 out of 5 stars

Bad customer service

Bad customer service, operators with no experience and respect, closes my phone mid call. Than give me overpriced insurance. You are better go with other companies.

6 June 2025
Topdanmark logo

Reply from Topdanmark

Hi Sanji,
I am sorry to hear about your experience with us and the customer service.
I cant see your case from your informations, so please write to me at hej@topdanmark.dk and I will contact you
Best regards Mikkel/Topdanmark, en del af If skadeforsikring

Rated 1 out of 5 stars

Top Denmark insurance…

I have use Top Denmark insurance company for my car for the first time and after a big storm it was objects on the road what you can't see , driving in the night .
I gotta a hole in my bumper by an egg size.
In the end top Denmark have register it as a damage made by the driver.

In the end , wery expensive and minimal coverage. I do not recommend!

11 June 2025
Unprompted review
Topdanmark logo

Reply from Topdanmark

Hi Robert-Mihai.

I am sorry to hear about your experience with us.

When you have comprehensive insurance, there is usually a deductible that you must pay if a comprehensive damage occurs.

If you need me to investigate the matter further, please send me an email to Hej@topdanmark.dk and I will get back to you as soon as possible.
Regards Mona / Topdanmark

Rated 1 out of 5 stars

Incompetent customer service rep!

Huge joke. Make your customer service representatives more competent! They cant understand english so they pass around customers, place them on hold and when “Sarah” answered the phone she will accidentally drop the call. I worked as a csr before and this is very shitty especially for an insurance company. I just want a clarification about my coverage and nobody knows the answer! Hahahaha

26 May 2025
Unprompted review
Topdanmark logo

Reply from Topdanmark

Dear Janah.
I am sorry to read that you've been passed around between several colleagues without getting an answer.

I can't find you in our system, based on the information in your review.
You are welcome to sent me an e-mail on hej@topdanmark.dk with your custumernumber and then I can call you back to answer your questions.

Best regards Zara / Topdanmark

Rated 1 out of 5 stars

30% cost increase on my salary…

30% cost increase on my salary insurance - as they see more claims being filed than they expected and longer than they expected.

Meaning:
1. TOPDANMARK's amateur staff, fckd up their models - so to correct it we make the insurance more expensive to all
2. we priced our insurance below market to get people to sign up, and now we go back to market price.

All those who paid, if they decide to switch now having to be paying again for a year to another provider to be covered...

Insurance maffia at its best!

14 May 2025
Unprompted review
Topdanmark logo

Reply from Topdanmark

Dear Daniel.

I am sorry to read about your experience with us.

Based on your name alone, I cannot see your case. If you would like me to look into your case, please send an e-mail to hej@topdanmark.dk with your case number.

Regards
Zara / Topdanmark

Rated 1 out of 5 stars

Terrible Experience – Avoid Topdanmark at All Costs

Topdanmark has been an absolute nightmare to deal with. A simple travel medical claim has dragged on for over 2–3 months, with endless, irrelevant demands. They’ve asked for air tickets, accommodation proof, entire medical histories, full reports, symptom timelines, and even the names and addresses of every doctor we have seen in the last three years. It’s invasive, excessive, and completely disproportionate to the nature of a standard travel insurance claim.

Despite submitting the requested documents, they continue to delay and overcomplicate everything. It feels like they’re doing everything possible to avoid paying out.

Topdanmark has demonstrated zero efficiency, and an apparent strategy of delay and denial.

This process has wasted time, energy, and resources, with no resolution in sight. Incredibly disappointing and unprofessional.

Avoid this company at all costs as when it comes time to support you, they will bury you in red tape and run you in circles.

Absolutely unacceptable.

6 May 2025
Unprompted review
Topdanmark logo

Reply from Topdanmark

Dear Chen

I am sorry to read about your experience.

Based on your name alone, I cannot see your case. If you would like me to look into your case, please send an email to hej@topdanmark.dk with your case number.

Regards
Anette / Rejseskade

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