monies debited from elderly dementia patient for cover on appliance that doesn't exist
Appliances Direct sold us the appliance insurance with Pacifica Warranty. This was prior to the appliance being delivered - we set up the cover but the appliance never arrived. This meant that our vulnerable and elderly dad, with dementia, and who uses a wheelchair, was left without a fridge-freezer for a full weekend. We had to purchase from another company. Appliances Direct should have also cancelled the insurance cover on out behalf as, officially, the policy was exempt due to the covered appliance not arriving. Due to this, Pacifica have been charging dad's account every month. I have asked Appliance Direct to cancel the policy with Pacifica Warranty on several occasions but this has not happened - and six insurance premiums have been taken to date. Pacifica state that this can be cancelled at any time - but their help number only deals with claims and is an AI operator. I cannot see any other option to contact, that doesn't deal only with claims. I would ask Pacifica to look into how insurance is being sold by companies they partner with - should a policy be sold on an appliance that never arrived and, if it is sold as a policy that can be cancelled at any point - why is it so hard to find a way to cancel. Our dad is very poorly and the last thing we need to be doing now is trying to do this.
Reply from Pacifica