Fig Loans Reviews 

9,360
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 896 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application is exceptionally quick, clean, and straightforward. Borrowers praise the fast funding times and flexible repayment options that make staying on track manageable. The representatives are described as caring, professional, and always ready to provide polite assistance when needed. However, some customers also noted occasional application hurdles, such as experiencing unexpected partial deposits, compatibility restrictions with specific debit cards, or receiving lower loan amounts upon reapplying. A few reviewers also mentioned instances where they did not initially qualify for the desired loan amount.

What people talk about most

Service

Customers had positive experiences with service, consistently praising the fast, efficient, and reliable... See more

Payment

Reviewers mention positive feedback about payment, highlighting that the application process and repayment... See more

User experience

People report positive experiences with user experience, highlighting a clean, simple, and quick application... See more

Customer service

Consumers find customer service to be positive, highlighting prompt, efficient, and professional support... See more

Staff

Clients share positive opinions on staff, highlighting that representatives are caring, professional, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Fig Loans application process is quick, easy to use, they are fair and offers fast funding less than 2 days. Easy affordable payment plans from a bank account or card are available. No unreasonable hi... See more

Rated 5 out of 5 stars

Clean and easy process. No rethinking, just easy. When I think that I have a problem, I just go into the website and ask the customer service, it's just a click away. No problems on any account. The a... See more

Rated 5 out of 5 stars

Fig is always there when I need them. They are efficient and very satisfactory with their terms and conditions. Very low cost, and very understanding when life hits hard.

Rated 5 out of 5 stars

Grateful for the loan opportunity given based on my credit score. The application process was simple. Payments made through the portal are also easy and allows me to make a payment a few days early.


Company details

  1. #11 of 258 best companies in Non-Bank Financial Service
  2. #8 of 178 best companies in Alternative Financial Service
  3. #16 of 191 best companies in Financial Consultant
  4. #6 of 87 best companies in Loan Agency

Written by the company

Fig Loans was started in 2015 in Houston, Texas. The company originated as Fig Personal Loans, and started as a collaboration between Fig and United Way THRIVE in Houston to create better, affordable loan products for low-income Americans with bad credit. Fig Loans are installment loans ranging from $300 to $500 that are repaid over four installments and set up on a schedule that fits your budget. Unlike other lenders, Fig Loans works with you to adjust payment dates because we know life doesn't always follow a calendar.


Contact info

4.9

Excellent

TrustScore 5 out of 5

9K reviews

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Asks customers to review

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Replied to 100% of negative reviews

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4.9

All reviews

(9,360)

834 reviews in the last 12 months

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Rated 5 out of 5 stars

I absolutely love fig

I absolutely love fig! It is the easiest, most dependable loan I have ever had. I love the low interest rates they offer and I have been a customer for years now! They are the best!! 👌🏾

August 26, 2026
Rated 4 out of 5 stars

My experience this time was not the…

My experience this time was not the greatest because I did not have a Social Security card that I could not find my loan was denied at the beginning. They had the wrong account number. I gave them that and a picture of my drivers license and they refused me now and I still don’t have my Social Security card and I’ve been a customer with you for quite a while.

August 25, 2026
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Reply from Fig Loans

Thank you for the feedback and we are sorry to hear your experience this time didn't meet your expectations. We reached out to you directly via email to address your concerns. Please check your inbox and spam/junk folder for an email from service@figloans.com.

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