OakNorth Bank Reviews 

20,382
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 3,790 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service and user-friendly experience. Many found account setup and ISA transfer processes straightforward, smooth, and quick, often noting they were kept well-informed. The website is widely regarded as excellent, easy to navigate, and clear, contributing to a first-class online experience. People frequently highlight the competitive interest rates offered, making it a preferred choice for savings. Reviewers also appreciate the efficient handling of funds, including quick withdrawals and prompt crediting of deposits. Customer service receives high marks for being helpful, polite, and responsive, with queries answered quickly and clearly, ensuring a secure and hassle-free banking experience.

What people talk about most

User experience

Consumers find the user experience to be positive, with many praising the ease of opening new accounts and... See more

Website

Users describe positive interactions with the website, consistently finding it excellent, easy to use, and... See more

Price

Customers consistently express satisfaction with the competitive interest rates offered, often citing them as... See more

Service

Reviewers mention positive feedback about service, consistently highlighting its efficiency and ease of use,... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

You advertised a lower rollover rate than you actually gave me because you had upped your offer to new applicants. This was most appreciated as I have had experiences with other providers who would... See more

Company replied

Rated 5 out of 5 stars

I had a query regarding transferring an ISA in and my email was replied to promptly. Setting up the account was really easy and clear and my initial deposit was credited to my account quickly. Impres... See more

Company replied

Rated 5 out of 5 stars

The ISA transfer went very smoothly and quicker than I thought it would be. Well informed at every stage. OakNorth were offering one of the best rates going so I was pleased that the transaction was s... See more

Company replied

Rated 5 out of 5 stars

Gorgeous looking app and very simple to use. So far so good. Offering a good cash ISA rate. Also customer service seemed pretty much on the ball as I contacted them as I was worried as there was no... See more

Company replied


Company details

  1. Bank
  2. Financial Institution
  3. Private Sector Bank
  4. Savings Bank

About OakNorth Bank

Written by the company

Founded in 2015 by entrepreneurs, OakNorth is a digital bank focused on empowering scaling businesses with £1m-£100m in turnover that are often overlooked by traditional banks. Through fast, flexible debt finance, OakNorth has injected over £11bn into UK and US communities, supporting growth across diverse sectors, including healthcare, hospitality, manufacturing, property development, and more. OakNorth also offers tailored business banking solutions, including current accounts and savings vaults, designed to help businesses scale at speed. For personal savers, the bank provides competitive savings accounts, enabling customers to achieve their financial goals while contributing to the growth of UK entrepreneurs and high-growth businesses. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Visit www.oaknorth.co.uk for more information.

Contact info

4.8

Excellent

TrustScore 5 out of 5

20K reviews

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Asks customers to review

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4.8

All reviews

(20,382)

3,695 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Oaknorth Online Investing

Well it was 8 months ago but everything went well with funding my online account. Hopefully I'll get the same experience at the end of the investment period.

10 September 2025
OakNorth Bank logo

Reply from OakNorth Bank

We're so glad to hear that funding your online account was a smooth process for you! We appreciate your positive feedback.

Rated 5 out of 5 stars

Easy to set up and use with great…

Easy to set up and use with great interest rate

7 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that you found our setup and usage easy, and that you're happy with our interest rate. Thank you for your positive feedback!

Rated 5 out of 5 stars

Easy to do online

21 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so happy to hear that you found our online process straightforward and easy to use. We appreciate your positive feedback!

Rated 5 out of 5 stars

Great service

Great service. Many thanks

21 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

We are so happy to hear that you had a great experience with our service. We truly appreciate your kind words!

Rated 5 out of 5 stars

You told me clearly when my account was…

You told me clearly when my account was ending , laid out my options in a simple format and time deadlines, and I could choose everything via my phone with no hassle from anyone.

4 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

We are delighted to hear that you found the information regarding your account clear and the options easy to understand. It's wonderful to know that you had a hassle-free experience managing everything on your phone.

Rated 5 out of 5 stars

I appreciate a phone line

I appreciate a phone line , and not an app on a mobile

3 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

Thank you for your feedback. We’re pleased to hear that you value being able to contact us by phone and speak with a member of our team. We appreciate you taking the time to share your comments.

Rated 5 out of 5 stars

Easy process to set up account

Easy process to set up account. Helpful staff.

3 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so glad to hear that setting up your account was an easy process and that our staff was helpful. Thank you for your positive feedback!

Rated 5 out of 5 stars

2 nd time of opening an account

2 nd time of opening an account

Fixed ISA this time

Easy to set up and very helpful customer service by phone
Directly through to someone who could assist

18 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're delighted to hear that setting up your Fixed ISA was easy and that you found our customer service helpful. Thank you for your wonderful feedback!

Rated 5 out of 5 stars

All excellent

All excellent

4 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

Thank you so much for your positive feedback! We’re delighted to hear that you had such a smooth experience with us!

Rated 5 out of 5 stars

Transfering funds

Transfering saving into Oak North was quick and simple

4 July 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so happy to hear that transferring your savings with us was a quick and simple process. Thank you for your positive feedback!

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