Policy Expert Reviews 

99,166
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 14,715 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive pricing, often finding significant savings compared to other providers or renewals. Many people also highlight the straightforward and easy user experience, whether purchasing a new policy or renewing, appreciating the clear online process. Staff and customer service receive high marks for being professional, helpful, and patient, ensuring queries are handled efficiently. However, some people mentioned concerns about price adjustments, with premiums occasionally increasing significantly after an initial period or requiring negotiation. A few customers also found the online system difficult, sometimes needing to contact support to resolve issues or speak with a person.

What people talk about most

Price

Customers consistently note positive experiences with price, often finding competitive quotes and significant... See more

User experience

Customers had positive experiences with user experience, finding the process of getting insurance cover,... See more

Service

Clients share positive opinions on service, with many reviewers finding the process of getting insurance... See more

Customer service

Reviewers mention positive feedback about customer service, with many praising the helpfulness and... See more

Staff

Users describe positive interactions with staff, often highlighting their professionalism, helpfulness, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

After I had renewed I raised a question over failure to include a particular risk in policy. In fact it it seems most likely that it was I who was mistaken. I suspect my confusion was caused by car an... See more

Company replied

Rated 5 out of 5 stars

Quite simply the price that Policy Expert have quoted for my home and contents cover has come in well under my current, rather eye watering, renewal. I have insured with Policy Expert before and have... See more

Company replied

Rated 5 out of 5 stars

Very easy to purchase after entering personal details , very competitive price. One thing , really don't like being on auto renew by default. I had to hunt online to take it off. Could you not reve... See more

Company replied

Rated 5 out of 5 stars

Compared with others this renewal was still the best price with the standard added options. Keeps you informed throughout the year with reminders of what's included etc. Never had to claim so don't kn... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Insurance Agency

About Policy Expert

Written by the company

About us:

We’re Policy Expert – the award-winning home and car insurance provider, trusted by over 1.5 million UK customers.

We’re on a mission to make insurance easier. Our policies are written in plain English, our cover is designed to suit your needs and our claims processes are nice and easy - so you can have peace of mind.

If you need us, our friendly team in our UK-based contact centres will be happy to help. Drop us a message or give us a ring.

Our opening hours:

Mon – Thurs: 08.30 – 19.00

Friday: 08.30 – 18.00

Saturday: 09.00 – 13.00

Home and car insurance from Policy Expert

Written by the company


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

99K reviews

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4.5

All reviews

(99,166)

14,612 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

I was attempting to complete my new…

I was attempting to complete my new policy quote and pay the premium as displayed. The website would not allow the premium to be paid and I had a couple of questions regarding the terms and conditions. I called to speak to a representative, once my questions were answered I asked to pay. I was told that there would be an additional £12:50 charge. Ridiculous money grabbing nonsense.

July 23, 2026
Rated 5 out of 5 stars

New policy

Well it’s early days as the first time with you,But I chose you because the policy I picked had all I wanted and a more reasonable quote to my old one.

July 16, 2026
Rated 3 out of 5 stars

Let down by lack of response

Upon receiving my renewal invite for the forthcoming year I contacted you by email using your 'contact us' link to ask if the fitting of security camaras would have any affect on my quote. I never got a reply. My policy has since been renewed. I am happy with the product, it's just a shame your lines of communication do not work.

June 24, 2026
Rated 1 out of 5 stars

Would not recommend watch out

Would not recommend watch out! Tried to update my reg number online which did not work. Had to use live chat to be the told "I'm so sorry changes to the policy are charged at £30 on top of any premium for the change" come on its 2027 make the feature work and no way should it cost!!!

July 23, 2026
Unprompted review
Policy Expert logo

Reply from Policy Expert

Hello,

Thanks for taking the time to leave us your review.

We'd like to look into this further, however, we're unable to locate your information with the details provided in your review. We've requested your details via Trustpilot, if you could please respond at your earliest convenience, we can then assist you further.

Thanks,
Lauren.

Rated 5 out of 5 stars

Urgently needed insurance.

So quick and easy to get a quote and then start the policy. I was going to go with the insurer I have been with for years, but decided to do a price comparison as my usual insurer was having computer problems and could not give me a quote or insure me for my new car. This was not the cheapest quote but it was the most comprehensive. I am happy with the level of cover and it meant I could drive the car I had just purchased immediately.

July 22, 2026

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