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Qover Reviews 

3,114
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 633 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service, highlighting the efficiency and speed in managing and resolving claims. Many appreciate the professional, empathetic, and helpful staff who provided clear communication and support. Reviewers frequently noted quick response times and an overall smooth, user-friendly experience. However, some customers noted challenges with claims, experiencing denials due to specific conditions like unattended items or pre-existing health issues, or finding reasons for non-coverage unclear. A few others found the process slow, citing long waiting times, repeated requests for documents, and delayed email responses.

What people talk about most

Claim

Clients share ambiguous opinions on claim, with many reviewers expressing satisfaction with the speed and... See more

Service

Customers consistently note positive experiences with service, often highlighting professionalism,... See more

Response time

Users describe positive interactions with response times, with many reviewers highlighting the efficiency and... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the empathetic, transparent,... See more

Staff

Customers had positive experiences with staff, often describing them as empathetic, professional, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good thing is that i got the refund and reply timelines were rather fast for an insurance,3-5 business days per email. I have much worse experiences with insurances taking weeks to reply. Slightly a... See more

Rated 4 out of 5 stars

Made a claim through my Revolut ultra account - the whole process took around 2 weeks and once the claim had been approved, the funds were in my account within 2 hours. I felt comms could have been... See more

Rated 5 out of 5 stars

Easy to contact. Empathetic, very transparent, patient, friendly and came across as genuinely concerned. In my case, I hadn't realised high BP was classed as a pre-existing condition, as it was ma... See more

Rated 5 out of 5 stars

I was so relieved to find that my personal items were covered under this insurance. It was easy to access the policies and when needed, make a claim. I could easily upload proof of ownership and copie... See more


Company details

  1. Money & Insurance

Written by the company

Leader in embedded insurance orchestration


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

3K reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 68% of negative reviews

Typically replies within 1 week

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4.3

All reviews

(3,114)

901 reviews in the last 12 months

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Rated 5 out of 5 stars

I had to cancel my trip for medical…

I had to cancel my trip for medical reasons. I asked for a refund with the mastercard insurance.
After loading all the needed documents, I've got contacted by Qover to complete the missed items.
I got a positive answer after more or less 3 weeks.

July 4, 2026
Unprompted review
Rated 5 out of 5 stars

Professional

Professional, compassionate and understanding. Patiënt and effective. Much appreciated assistance in the constitution of the claim file.

July 22, 2026
Unprompted review
Rated 1 out of 5 stars

Missed Departure Cover is a joke not cover

We were declined a boarding for return flight as we were late to the gate (still 15min before planned departure) for the first time ever which was super stressful especially we had out 4 year old with us. It was due to issue on the road at the time we were leaving as well as heavy traffic on the road (we planned to go earlier so we hit heavy morning traffic in the end due to issues in the morning) anyway we got to the airport a bit late but still okey time, then we had issues on the airport with long delays which leaded to being a bit late to the gate from not our fault. In the end we had to purchase tickets for the same day evening flight. Made a claim for missed departure only to be told it's declined as we got to the airport still at good time (just under 2 hours before flight). I'm sorry but I didn't miss the flight and then waited with 4 year old 12 hours on the aiport (total travelling time from spain back to UK 18h) for fun and I thought that missed departure cover will at least help with some cost we had to pay. Not sure how cancellation or health related claims works but missed departure cover is a joke not a cover. Definitely won't be using this company in the future.

June 24, 2026
Unprompted review
Rated 5 out of 5 stars

Great travel insurance

Easy to contact. Empathetic, very transparent, patient, friendly and came across as genuinely concerned.
In my case, I hadn't realised high BP was classed as a pre-existing condition, as it was managed and had been for years. They explained what to do with future trips. Made sure I had a GHIC , and sign posted me to where to apply for it.
Out call cut off and they rang me back immediately.
Really couldn't fault them.

July 9, 2026
Unprompted review
Rated 5 out of 5 stars

Great service from Kate

Great service from Kate. Really assisted me with my claim. Easy, efficient and excellent process. Thanks for ensuring I was covered completely.

July 10, 2026
Unprompted review
Rated 4 out of 5 stars

Speed of execution

After having to cancel our vacation at the last minute due to medical reasons and a family death, our case was processed very quickly!

July 15, 2026
Unprompted review
Rated 5 out of 5 stars

Positive experience with Qover

Had my phone stolen two weeks ago and had to use my purchase protection. Was my first time ever filing an insurance claim, so I didn’t know what to expect, but this was a very positive experience. I wasn’t sure how long it was going to take or wether my claim would even be approved, but once Qover received all the documents they needed, my claim was approved almost instantly and I got paid the full amount minus the depreciation. Separate thanks to Romane for handling my claim so quickly.

July 16, 2026
Unprompted review
Rated 1 out of 5 stars

Feels Like a Scam

Feels Like a Scam

This feels like nothing more than an excuse to avoid paying a genuine claim. Despite providing every document, receipts, police report, video call and evidence requested, they rejected it using factual inaccuracies and unsupported assumptions. I will be escalating this to the relevant regulators and pursuing every legal avenue available.

May 25, 2026
Unprompted review
Rated 5 out of 5 stars

Brilliant

Great experience with insurance company for Revolut, refund process for a theft case was smooth, Romane was very helpful and supportive.

July 9, 2026
Unprompted review
Rated 1 out of 5 stars

⭐☆☆☆☆

⭐☆☆☆☆

Extremely frustrating experience with this claims process.

I submitted my travel insurance claim and provided the information requested, but weeks later I received a response asking for documents that I had already sent. I had originally provided my booking confirmation, receipts for my travel money, bank evidence for currency purchased by card, and supporting photographs in an email containing around 30 attachments.

I was then asked again for the same information, including my flight confirmation, despite this already being submitted. I have since had to resend everything and explain the same details again.

The process has felt unnecessarily difficult and I have spent a lot of time proving information that I had already provided. I understand insurers need evidence to assess claims, but I would expect submitted documents to actually be reviewed before asking customers to provide them again.

I am still waiting for my claim to be properly assessed, but the handling and communication so far have been very disappointing.

June 23, 2026
Unprompted review

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