LowestRates.ca Reviews 

2,504
TrustScore 4 out of 5

3.9

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Review summary

Created with AI, based on recent reviews

Evaluating 468 reviews, reviewers had a great experience with this company. Customers consistently praise the knowledgeable staff for being exceptionally helpful, polite, professional, and always ready to answer any questions throughout the entire process. People frequently mention that the overall service provided is extremely efficient, making it very easy to compare and find good insurance options quickly. Some reviewers were not happy with the pricing details, noting that initial online quotes sometimes increased significantly when speaking with agents on the phone. A few other people also felt that customer support could be improved, mentioning occasional communication challenges like unexpected dropped calls or delayed replies.

What people talk about most

Price

Consumers find price to be ambiguous, reflecting a wide division in their experiences. While many reviewers... See more

Staff

Reviewers highlight positive aspects of staff, noting that agents are consistently prompt, courteous, and... See more

Customer service

People report positive experiences with customer service, noting that representatives are prompt, polite, and... See more

Service

Customers consistently note positive experiences with service, highlighting efficient assistance and... See more

Response time

Customers had ambiguous experiences with response time. While many reviewers appreciated the fast callbacks... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The agents for your company were great. My only issue is, you'll post positive reviews about your company, which is fine, but there are no reviews on what getting service, support & responses from the... See more

Company replied

Rated 3 out of 5 stars

Great way to check rates with multiple providers, but the quotes are not accurate. I received a quote and when I went to proceed with it, the rate went up by several hundred dollars for the year. The... See more

Company replied

Rated 5 out of 5 stars

Great experience! The quote process was fast, simple, and easy to understand. Received a call shortly after submitting my request, answered a few questions and got a much better quote than I pay now.

Company replied

Rated 5 out of 5 stars

I had an amazing experience with Lowest Rates Insurance, and I have to give a special shoutout to Angela! From the very beginning, she made the entire process smooth, stress-free, and actually enj... See more

Company replied


Company details

  1. #7 of 7 best companies in Insurance Agency
  2. #5 of 6 best companies in Auto Insurance Agency
  3. #5 of 6 best companies in Home Insurance Agency
  4. #9 of 13 best companies in Online Marketplace
  5. #3 of 3 best companies in Price Comparison Site

About LowestRates.ca

Written by the company

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LowestRates.ca is an online rate comparison site for insurance, mortgages, loans and credit card rates in Canada. The free, independent service connects directly with financial institutions and providers from all over North America to offer Canadians a comprehensive list of rates. LowestRates.ca wants to help everyone become more financially literate and we've helped save Canadians $1 billion in interest and fees! We believe in helping people make smarter decisions with their money.

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It only takes three minutes.

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Find Home Insurance
Compare Mortgage Rates
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LowestRates.ca

Written by the company

Save time. Save money. Just like that.
We believe in helping people make smarter decisions with their money.

Contact info

3.9

Great

TrustScore 4 out of 5

3K reviews

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3.9

All reviews

(2,504)

388 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Hard sell...a turn off!

The representative I spoke to was very "hard sell". She spoke too fast and did not clearly explain the pricing details regarding the optional vehicle insurance changes that used to be included as standard coverage. She also stated she could not hold the quoted price unless I committed today! She was very pushy! Update: The representative also mentioned a credit check could affect you insurance premium. In Ontario, legislation prohibits insurance companies from using credit information to set premiums, unless the driver has a history of claims. She failed to mention that.

September 3, 2026
Rated 5 out of 5 stars

Just like advertise instant quotes they…

Just like advertise instant quotes they give you a call right away really helpful really good service excellent five stars. !!

September 3, 2026
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Reply from LowestRates.ca

We are so happy to hear that our instant quotes and helpful service met your expectations. Thank you for your excellent five-star review!

Rated 5 out of 5 stars

Very quick and asked questions

Very quick and asked questions that were very simple to answer. I enjoyed my time with this company and would
Recommend it. ❤️❤️

September 3, 2026
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Reply from LowestRates.ca

We're so glad to hear you enjoyed your time with us and found our process quick and easy. Your recommendation means a lot to our team!

Rated 4 out of 5 stars

fast service

September 3, 2026
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Reply from LowestRates.ca

We're so glad to hear you were pleased with our fast service. We appreciate your feedback!!

Rated 5 out of 5 stars

Nolan Rutter was the most Helpful…

Nolan Rutter was the most Helpful insurance broker I have Ever dealt with.
He can’t believe CAA turned down insuring my Low milage 2017 Nissan 370 Z only because I had installed K & N Air Filters on the motor. They are washable and
Reusable.
He is trying to get them to accept the car, so that we can have both our cars insured together.
I am retired, have Never had an at Fault claim, clean record, no tickets, used to be a Driving Instructor.
A perfect Top Notch prospect for insurance.
Ed

September 2, 2026
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Reply from LowestRates.ca

We appreciate you sharing your positive experience with one of our brokers. We understand your frustration regarding the insurance decision for your vehicle, especially given your excellent driving history and modifications. We are actively working to find a solution that allows us to insure both of your cars together.

Rated 5 out of 5 stars

My first experience with them and it…

My first experience with them and it was smooth. The rep I talked to made everything easy to understand and talked to me like a human, not a robot, which was again so refreshing. Pricing is very affordable too, honestly couldn't have gotten these rates elsewhere. 100% recommend.

September 1, 2026
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Reply from LowestRates.ca

We are so happy to hear that your first experience with us was smooth and refreshing! We always strive to make things easy to understand and provide excellent, human-centered service. It's wonderful to know our pricing was affordable and that you would recommend us. Thank you for your kind words!

Rated 4 out of 5 stars

Quick response

Quick response, I asked if CAA membership would give a further discount, no response.

August 31, 2026
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Reply from LowestRates.ca

We appreciate your feedback regarding the quick response time. We apologize for the oversight in not addressing your question about the CAA membership discount. We are reviewing our communication process to ensure all inquiries receive a complete response.

Rated 5 out of 5 stars

Great customer service

Great customer service, fast and very easy ,very helpful and great and were help.me to connect to the right people . Overall amazing service!!!!

August 31, 2026
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Reply from LowestRates.ca

We are so happy to hear that our customer service team provided you with such a positive and helpful experience. We appreciate you sharing your kind words.

Rated 5 out of 5 stars

lowestrates found me the best insurance…

lowestrates found me the best insurance for my truck and the rates were the best..
Customer service was real easy to deal with Rupalii got the quote real fast and not on the phone for long
i highly recommend this company

August 26, 2026
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Reply from LowestRates.ca

We are so happy to hear we found you the best insurance rates for your truck! It's wonderful to know our customer service was efficient and helpful, getting your quote quickly. We truly appreciate your recommendation.

Rated 4 out of 5 stars

Great price

Great price, Fast, easy and wonderful customer service

August 26, 2026
LowestRates.ca logo

Reply from LowestRates.ca

We are so glad you had a wonderful experience with our service and appreciated the great price. Thank you for your kind words!

Rated 5 out of 5 stars

Very positive experience

I am happy with my experience with them. They were prompt and courteous.

August 28, 2026
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Reply from LowestRates.ca

Hello Masoud,
We're so glad to hear about your positive experience with us and appreciate you highlighting our promptness and courtesy.

All the best,
LowestRates.ca

Rated 5 out of 5 stars

Shanal was informative,helpful and…

Shanal was informative,helpful and knowledgeable.

August 27, 2026
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Reply from LowestRates.ca

Hello Mike,

We're so glad to hear Shannal provided such informative, helpful, and knowledgeable assistance. We appreciate your kind words!
All the best
LowestRates.ca

Rated 5 out of 5 stars

It was good as long as you didn’t get…

It was good as long as you didn’t get cutoff. The call backs were never messaged back so it would be good if we do get cutoff to call back right away. Helps a lot

August 27, 2026
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Reply from LowestRates.ca

Hello Corey,

We're glad you enjoyed your experience! We appreciate your feedback regarding the call-back process and understand how important it is to reconnect quickly. We are always working to improve our services.

All the best,
LowestRates.ca

Rated 5 out of 5 stars

Both agents at Lowest Rates and Scoop…

Both agents at Lowest Rates and Scoop were very respectful, knowledgable, and friendly. Provided comprehensive responses to my question all through the conversations. Great service all together.

August 25, 2026
LowestRates.ca logo

Reply from LowestRates.ca

Hello Faran,

We are so glad to hear that our agents provided you with respectful, knowledgeable, and friendly service. We appreciate you sharing your positive experience with us!

All the best,
LowestRates.ca

Rated 5 out of 5 stars

Fast and clear process

Fast and clear process. The phone discussion professional and polite. The rate better than my current one.

August 24, 2026
LowestRates.ca logo

Reply from LowestRates.ca

Hello Slawomir,

We're so glad to hear our process was clear and our team was professional! We appreciate you sharing your positive experience with us.

All the best,
LowestRates.ca

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