What outstanding service. I had to cancel an overseas trip due to illness and SCTI paid out my claim in full and within a few days of my submission. I can’t recommend them highly enough and their prem... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
About Southern Cross Travel Insurance
Written by the company
We offer travel insurance that suits how you want to travel
We know how important it is to make sure you have the right type - and level - of cover, so we have different travel insurance policies to suit different types of travel, and the ability to personalise your cover to suit you with our optional add-ons. Whether you’re heading to Fiji for some R&R, London for an OE or Queenstown to hit the slopes, we’re with you.
Single trip travel insurance
Our award-winning single trip policy provides comprehensive cover for your international holidays! Learn moreMulti trip travel insurance
If you're planning on taking several trips overseas a year, our annual policy might be a more cost (and time) effective choice for you. Learn moreMedical only cover
Designed with the budget-conscious traveller in mind. This policy provides essential medical cover for your overseas adventures. Learn moreKiwi adventures
Designed for trips taken within NZ, this policy covers you for unexpected events like cancellations, rental vehicle excess and more! Learn moreCover for your big OE
Quality protection designed for New Zealand travellers planning to live or work overseas. Learn moreStudying in New Zealand
Comprehensive cover for international visitors while they're living and studying here in New Zealand Learn moreNon-resident cover
This policy is designed for international visitors coming to New Zealand to holiday, to live or for work. Learn moreWritten by the company
Trusted by travellers
Trusted by over 6 million travellers on their adventures worldwide+
Contact info
155 Fanshawe Street, 1010, Auckland, New Zealand
- 0800 800 571
- info@scti.co.nz
- scti.co.nz
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Simple to purchase and gave us…
Simple to purchase and gave us confidence to know we were covered.
An excellent and quick response
Having recently returned from a lengthy holiday in Australia where both my wife and I required medical attention we filed a claim a week after our return home and both claims were actioned and accepted the following day , so impressed with the level of cover and the incredible response time , I can’t stress enough how important it is to have all your documents , receipts and dates etc in order which is very easy to do you just need to be organised , very cost effective and efficient , we highly recommend Southern Cross , thank you and well done .
traveling internationally
Was traveling internationally to visit family.
Arranged SX travel Insurance and must compliment the company for the assistance in arranging. Having had an issue on the Website, I contacted the 0800 No and thanks to the Operator on the Line, ensuring I completed the process. It became a smooth experience.
My trip was magic and reassuring to know I was covered by a renowned company.
Would definitely go to SX again.
Thanks
Completing the online travel insurance…
Completing the online travel insurance was simple, cost effective and when we extended our trip it was easy to get hold of an actual person to extend. I can't comment on claiming as we've not had to do that thankfully.
What outstanding service
What outstanding service. I had to cancel an overseas trip due to illness and SCTI paid out my claim in full and within a few days of my submission. I can’t recommend them highly enough and their premiums were the lowest of all the quotes I got. They are an example to the insurance industry as to how insurance should be conducted.
I was eligible for the vouchers due to…
I was eligible for the vouchers due to delay. I have been home for 2 weeks now and still cannot access the vouchers going back an forth with staff having to repeat myslef. Thank god I wasn't in desperate need of them when our flights were canceled. Not a good enough service.
So easy to apply for the insurance
So easy to apply for the insurance, even though we both have existing conditions that needed to be declared.
Great experienced
Excellent communication before and after our travel.
Southern Cross gave us peace of mind.
I had a fall that required hospital treatment. On our return I made a claim which was handled very well with no fuss and paid out within 5 days.
Thank you
OK whilst overseas, poor claims service thereafter
Little to no coordination between the overseas Emergency team and the ultimate claims team back in NZ. Seems no cross collaboration or unified technology between them. Emergency team must be an outsourced provider. Given SCTI is a NZ based company, they do not have direct relationship with hospital in Spain and therefore they have to appoint an “agent”, who in turn could not act fast enough and in fact I never even heard if they ever contacted the hospital, meaning you need to be in a position to meet costs yourself and then claim reimbursement. Fortunately I was only in hospital for one day. Then when back in NZ, between their supposed non receipt of documents via their portal, and not reading of emails properly, nor looking at history of dealings with the emergency team, it took another 8 weeks for a very simple claim to be (mostly) settled. Response times to email submissions referenced as “thank you for your email, we will likely be back to you within 48 hours” was never met not once, and typically never even got a response other than the automated response. Eventually a promised reply with the claim outcome referenced on a Friday as “I will hear early next week”, turned into another two weeks with no communication in between. When settlement finally received, items missed off incorrectly. Overall an incredibly poor level of service and I will be taking his further. I can speak reasonably positively about the emergency team who did follow up regularly, whilst I was overseas and unwell, but post that when back in NZ, it was all downhill once in the hands of the NZ claims department. I had originally given a 1 star result (and would still like to), but felt that is unfair on the emergency team who were actually OK, albeit they are not SCtI I suspect but do represent the brand. I may have given them (the emergency team) a 3+ hence settling on a 2 overall as the NZ claims team and systems definitely gets a 1.
The communication with customer service…
The communication with customer service is awful.
Easy to do. Good price
Easy to do. Easy to pay and book. And great I could do even though I had already set off.
Southern cross is reliable and…
Southern cross is reliable and affordable. Travelled many times and not had an issue.
The services/benefits listed in the…
The services/benefits listed in the plan were peace of mind when overseas. I didn't need to claim as everything went well. But it was good to know this policy had my back. It was straightforward, not overly technical in it wording and clearly stated what it did cover.
Excellent travel Insurance!
Cost effective, quick and easy process online. We have used SCTI for years and every time we have had to make a claim, they paid out no questions asked and no hassle. Good one SCTI, next trip we are using you yet again :-)
Worth the $$
Traveling at peace knowing if something comes up Southern Cross is reliable & easy access.
Had to file a claim
Had to file a claim, it is now 3 weeks since claim was 'received' have emailed twice, and finally spoke to someone today " it has yet to be assigned "...
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.