NRMA Insurance Reviews 

1,569
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Looking at 347 reviews, most reviewers were somewhat happy with their experience overall. Many people appreciate the helpfulness and professionalism of the staff, often highlighting their knowledge and clear guidance when discussing policies. Customers frequently report positive interactions with agents, finding them friendly and supportive, which makes processes like setting up insurance or managing claims feel seamless. However, some customers also noted significant price increases for policies, with several finding their premiums much higher than expected or compared to competitors. A number of people experienced poor customer service, citing difficulties communicating, long delays in claim processing, and a lack of accountability. Some reviewers also reported issues with claim approvals and slow progress, leading to frustration.

What people talk about most

Service

People report ambiguous experiences with service, with some customers praising the excellent and seamless... See more

Customer service

Clients share ambiguous opinions on customer service, with many reviewers expressing significant frustration... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, professionalism,... See more

Price

Reviewers mention ambiguous feedback about price, with some customers expressing dissatisfaction over... See more

Claim

Consumers find the claim process to be ambiguous, with many experiencing significant delays and a lack of... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Had great experiences with NRMA roadside assistance and telephone staff every time BUT More than 20% policy price increases year on year for comprehensive car insurance is a joke. What hap... See more

Company replied

Rated 3 out of 5 stars

I purchased a battery and insulation from NRMA which I’ve been a member for over 30 years. The mechanic that arrived was friendly and professional and instillation went without a hitch. But I realised... See more

Company replied

Rated 3 out of 5 stars

Timeframes not transparent. It’s a Sneaky way of tricking customers when you have restrictions that are not in writing or advertised. Limiting the time a quote is valid for when it isn’t in writing an... See more

Company replied

Rated 4 out of 5 stars

Generally happy with NRMA. Staff are excellent. Always friendly and helpful. Only problem is if you call them it can take a long time on hold. The automated response system is better than some, but st... See more

Company replied


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3.1

Average

TrustScore 3 out of 5

2K reviews

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3.1

All reviews

(1,569)

339 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Understanding and helpful.

The staff were extremely helpful and understanding answering my question.

21 July 2026
Unprompted review
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Reply from NRMA Insurance

Thank you for your kind words, Jann. We're happy to hear that our team was able to assist you and answer your questions clearly. We appreciate you taking the time to share your feedback and look forward to helping you again in the future. ~ Cindy

Rated 4 out of 5 stars

My experience since joining NRMA

My experience since joining NRMA in 2020 has been positive. I now have 100% of my insurance requirements with NRMA something I have never done before in my life. I feel confident the company is genuine and there competitiveness across all my vehicle and home insurance requirements has proven to be a money saving experience in my situation. I have done everything online and found it to be a positive experience in general

22 July 2026
Unprompted review
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Reply from NRMA Insurance

Thanks for choosing NRMA, David. It means a lot to have earned your trust over the years. We're glad to hear everything has been straightforward and that we've been able to provide value when it comes to protecting the things that matter most to you. ~ Cindy

Rated 1 out of 5 stars

Absolutely terrible customer service

Absolutely terrible customer service. Our car was involved in an accident that the police attended and declared us as not at fault. Called NRMA and on their end they decided we were at fault. We were then without a car for 3 weeks while we had to prove to them that we weren’t at fault. Had to pay for the police report ourselves since they refused. Finally the internal disputes resolution team actually looked at all the evidence and declared us not at fault. We have our car back repaired and now get a phone call from nrma claim team stating they have changed the liability to us at fault. According to asics regulatory guidelines this isn’t legal. They won’t give us anything in writing about this liability change and instead call us to bully us into accepting it. The toll this ordeal is taking on my family and continues to take is a disgrace. How can they ignore a police report? They don’t seem to understand road rules at all. Have now taken to AFCA.

21 July 2026
Unprompted review
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Reply from NRMA Insurance

Hi Mel,

We acknowledge your feedback. As you've advised that the matter has now been referred to AFCA, we'll need to allow that process to run its course. AFCA will contact the relevant parties directly as part of their review.

For any updates regarding your complaint, please continue to work directly with AFCA or your assigned case representative. ~ Max

Rated 5 out of 5 stars

The best price when compared to other…

The best price when compared to other insurance company’s. And the setup off my insurance was easy and simple for me. So thank you.

15 July 2026
Unprompted review
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Reply from NRMA Insurance

Hi Corey, thank you for your fantastic feedback! We're delighted to hear that you found our pricing competitive and that setting up your insurance was easy and straightforward. We appreciate you choosing NRMA Insurance and taking the time to share your experience. Let us know if you have further questions. Thanks. ~ Max

Rated 5 out of 5 stars

I had an excellent experience with NRMA…

I had an excellent experience with NRMA Insurance from start to finish. The customer service was outstanding, and the representative I spoke with was friendly, professional, and genuinely helpful. They took the time to explain everything clearly, answered all of my questions, and made the entire process simple and stress-free. It’s refreshing to deal with a company that values its customers and provides such a high standard of service. I wouldn’t hesitate to recommend NRMA Insurance to anyone looking for reliable insurance backed by exceptional customer support. Thank you for making the experience so easy and positive.

10 July 2026
Unprompted review
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Reply from NRMA Insurance

Hi Emma, we are so pleased to hear about your excellent experience with us from start to finish. It's wonderful to know that our customer service and the representative you spoke with were able to make the process simple and stress-free for you. We truly value your kind words and appreciate you recommending us. Thank you for your positive feedback! ~Kaz

Rated 1 out of 5 stars

Went to get a quote for my motorcycle…

Went to get a quote for my motorcycle that is insured comprehensively with NRMA through the app and got directed that I had to phone them to get a quote. So then I phoned them to get the quote and went through the whole process which I thought would be quick and simple as the motorcycle is in their system and then got a quote which I was happy with and paid for the CTP on the spot. Then I could re-register my motorbike through service New South Wales, which the NRMA part seamed to be a little bit harder than I thought, but nevertheless, it was completed. Then the next day I get an adjustment to my green slip saying that I have to give them $211 extra as there was an error made by them in their entering. Did not even get a phone call or any consultation prior to receiving this update/ demand for additional payment. So now my green slip is $755 plus $211 which equals $966 and when I put it in compare green slips, it comes up that NRMA should be $858 so every which way I’m being ripped off not happy Jan so now I need to see if I can cancel that slip and go with someone else. What a stuffed up experience thank you NRMA.

16 July 2026
Unprompted review
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Reply from NRMA Insurance

Hi Matthew, we appreciate you taking the time to share your experience with us. We understand your frustration regarding the unexpected adjustment to your green slip payment and the lack of prior communication. We are concerned to hear about the difficulties you encountered throughout the process, from obtaining a quote to the subsequent payment adjustment. We would be happy to check the CTP for you to ensure the information is correct and you are getting the best price for your bike. Please message us on Facebook and say you are from Trust Pilot so we can help. https://go.nrma.com.au/FBmessenger ~Kaz

Rated 1 out of 5 stars

Take your business elsewhere

Take your business elsewhere. No common sense from staff, heaven help you in the event of a data matching error. Greedy insurer more than willing to inconvenience you to make a few extra dollars.

17 July 2026
Unprompted review
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Reply from NRMA Insurance

Hi Jordan, we're sorry to hear about your experience and appreciate you taking the time to share your feedback. We'd like the opportunity to look into this further and assist you.
We're here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trustpilot so our team can support you promptly. ~ Cindy

Rated 5 out of 5 stars

My recent dealings with NRMA were very…

My recent dealings with NRMA were very positive and extremely helpful

13 July 2026
Unprompted review
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Reply from NRMA Insurance

Thanks so much for your lovely feedback, Debbie! It's fantastic to hear you found your recent experiences with NRMA so positive and helpful. We appreciate your support and look forward to being there whenever you need us. ~ Cindy

Rated 1 out of 5 stars

Had such a terrible experience with NRMA

I have never had such a terrible experience with an insurance company. This has been, by far, the worst insurance experience of my life.

No one provides any real support. I’m constantly being told that someone will call me back or resolve the issue, but nothing ever happens. It’s been over a month since I opened my claim, and I’m still trying to get my car repaired because of the lack of communication and accountability.

The whole process has been incredibly frustrating, with constant delays, misinformation, and no one willing to take responsibility. The level of miscommunication is unacceptable.

I would not recommend this insurance company to anyone.

16 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Isabelle, we're sorry to hear about your experience and appreciate you taking the time to share your feedback. We understand how frustrating it would be to experience ongoing delays, a lack of communication, and difficulty getting updates on your claim, especially when you've been waiting over a month for your vehicle repairs.
This is not the experience we want for our customers, and we'd like the opportunity to look into this further for you. We're here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trustpilot so our team can support you promptly. ~ Cindy

Rated 4 out of 5 stars

CTP competitive

I feel insurance is insurance but for a younger P plate driver I found CTP insurance through NRMA to be one of the cheapest,I’ve never needed to claim but if I do I hope it goes as good as it does in the advertisement.

13 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Krusty, thank you for taking the time to share your feedback. We're pleased to hear that you found NRMA CTP insurance to be competitively priced and a good option as a younger driver.
We appreciate your trust in choosing NRMA and hope that if you ever do need to make a claim, you'll find the experience straightforward and supportive. Thanks again for your review and for trusting NRMA. ~ Cindy

Rated 4 out of 5 stars

Service was impeccable

Service was impeccable, professional, polite and personable, ring before you go to a branch, prices are different on the net than when you get there.

9 July 2026
Unprompted review
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Reply from NRMA Insurance

Thanks for taking the time to leave a review, Steve. It's great to hear you received friendly, professional service and appreciated the courtesy of being contacted before your visit. We also appreciate your feedback regarding pricing. Thanks again for sharing your experience, and we look forward to assisting you in the future. ~ Cindy

Rated 5 out of 5 stars

Excellent service and peace of mind!

Excellent service and peace of mind!
The team was incredibly helpful, professional, and made the whole process seamless. They explained my options clearly without any pressure. While you never want to use insurance, the outstanding support I received gives me total confidence they will stand by me if I ever need to make a claim

14 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

We are so glad to hear that our team provided you with excellent service and peace of mind. It's wonderful to know that we could make the process seamless and explain your options clearly. We truly appreciate your confidence in us. ~Kaz

Rated 5 out of 5 stars

New car requiring insurance, and cancelling insurance on old

I went online to add insurance for newly purchased vehicle, and cancel insurance on car traded in. Just by accident I noticed a sizeable discount ($150) for signing up before the end of the month.
I confirmed all my selections with a real life assistant to assure I’d ticked all the boxes. Dino was great, and so knowledgeable about the process.
Thanks so much NRMA. New car is fully insured, as well as diary reminder when my next Green Slip is due.

9 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Robin, we are so happy to hear about your positive experience getting your new vehicle insured and managing your existing policy. It's wonderful to know that our team member was able to provide such knowledgeable assistance and that you found the process smooth. We appreciate you sharing your feedback! ~Kaz

Rated 1 out of 5 stars

They will try and fleece you

I had been a multiple-policy holder with NRMA Insurance for over 30 years. In anticipation of purchasing a new car, I sought a quote for comprehensive insurance with the policy start date as 18 June. Due to unforeseen circumstances, I was unable to pick up the car from the dealership until 19 June (24 hours later). I called NRMA from the dealership to activate the policy and they advised me that the exact same policy, for the exact same vehicle was no $315 more due to their 'dynamic pricing'. I complianed. They refused to honour their initial quote, citing their 'dynamic pricing' policy. Subsequently. I cancelled every NRMA policy I held, went to a competitor, and saved myself over $1,000 per year. I will never be an NRMA customer again. An organisation like that is not one you want to trust your insurance with.

UPDATE: I note that NRMA have replied to my review, but their response is little more than trying to give readers the impression that my situation was somehow an oversight or a 'glitch'. It was not. The complaint number was in my original post so if they were genuinely wanting to speak with me, they have my details. Further to my initial review, I should add that upon withdrawing all my policies from NRMA, I obtained quotes from Youi, Allianz, Suncorp, QBE, AAMI, and GIO. For the same cover (or in some instances, superior), every single one was cheaper than NRMA's original quote (before they inflated it by another $314 in 24 hours). So, I guess I should be thanking them, as ultimately, they have saved me thousands of dollars. So, don't be swayed by their retention offers of 'multi-policy discount', loyalty and such. In truth, you're going to get better value from somewhere else. And, do you really want to deal with an organisation which actively looks for ways not to honour their customers when it comes to your insurance.

10 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi D L, we're sorry to hear about your experience and understand your frustration regarding the change in premium, especially as a long-term NRMA Insurance customer.
We'd like the opportunity to review your concerns further. We're here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

Rated 1 out of 5 stars

Slow / Expensive / inefficient

I have multiple NRMA policies. I did no research and wanted simple new comprehensive car insurance quickly.

Website crashed. Lost the 10% online discount. Unable to get it back.

Telephone call layered over one hour with helpful staff who couldn’t do anything online effectively or quickly.

I only went with NRMA because I have multiple policies. May move them all….

8 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Benjamin, we're sorry to hear the website crashed during your purchase and that you lost access to the online discount. We understand how frustrating that would be.
We also appreciate your loyalty as a customer with multiple NRMA policies and are disappointed that arranging your new policy wasn't a smoother experience despite the time spent speaking with our team.
We'd like the opportunity to review what happened. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trustpilot so our team can support you promptly. ~ Cindy

Rated 5 out of 5 stars

To all you complainers

To all you complainers, pull your heads in!! I’ve been with NRMA SINCE I was 17 and I’m now 70 and NEVER had an issue with them!!! They may not be the cheapest but in a society that expects everything for nothing, you will soon learn that you get what you pay for!!!

9 July 2026
Unprompted review
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Reply from NRMA Insurance

Hi Nigel, we love hearing from our members who have been with us for so many years. Thank you for your incredible loyalty and for choosing NRMA since you were 17. It's wonderful to know we've been able to support you throughout the years and continue to earn your trust. We truly appreciate you taking the time to share your experience and your long-standing confidence in us. ~ Cindy

Rated 5 out of 5 stars

In person Marrickville metro

I went to the marrickville shop front in the metro, as the wait on the phone was very long. Best decision i have made, service was impeccable.
I am an existing customer and wanted to change over my car insurance to my new car. Fantastic service.

7 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Thanks for sharing your feedback, Mark. We're so pleased we could make things easy for you and provide the support you needed. Your loyalty means a lot to us, and we'll be sure to pass your kind words on to the team. Enjoy your new car and thank you for choosing NRMA Insurance. ~ Cindy

Rated 5 out of 5 stars

tried and trusted over many years

I already have multiple policies with NRMA.Recent customer service interactions confirms this was a wise choice.I always consider NRMA as my first choice when looking to purchase insurance.

6 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi, thanks for your loyalty and for choosing NRMA Insurance across multiple policies. It's great to hear that your recent experiences with our team have reinforced your confidence in us. We really appreciate your recommendation and look forward to continuing to support your insurance needs for years to come. ~ Cindy

Rated 2 out of 5 stars

Got a quote for new car with start date…

Got a quote for new car with start date 10th. Moved it to the 8th and the annual premium went up $120.
Went to youi got $140 less than og price. I will price all the rest of my insured items in the next few days.
I was also charged twice for the care a couple of months ago, which I can agree they refunded quickly

8 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi Selina, thank you for your feedback. We understand your concerns regarding pricing. While we can't comment on other insurers' policies, we recommend comparing both inclusions and exclusions, not just the premium, as there can be significant differences in cover.
If you're open to it, we'd be happy to take a closer look at this for you. Please send us a private message via https://go.nrma.com.au/FBmessenger and mention you came from Trustpilot so our team can assist further. ~ Cindy

Rated 2 out of 5 stars

Their refund process is ridiculous

Their refund process is ridiculous. I paid them online with a bank transfer - they sent me back a cheque 14 days later - is this the 1970s ffs?

7 July 2026
Unprompted review
NRMA Insurance logo

Reply from NRMA Insurance

Hi, we're sorry to hear about your experience and understand your frustration regarding the refund process. We appreciate that waiting for a refund and receiving it by cheque may not have met your expectations.
We'd like the opportunity to review your concerns and look into this further. We’re here to help. To assist you further, please send us a private message via the NRMA Insurance Facebook page using this link: https://go.nrma.com.au/FBmessenger. When you message us, kindly include your details and mention that you came from Trust Pilot so our team can support you promptly. ~ Cindy

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