Good Explorer insurance. Terrible Resident insurance.
Genki is a seemingly great choice. Modern website, speedy to connect with the salespeople and more. My experience has been mixed. I'm currently at Genki Explorer and I've had to submit 2 claims thus far. Was paid back with no questions asked. Surely it took them around 45 days, but it worked. Now, I've been interested in getting their Resident insurance as well. Infinitely more expensive. I've had to book calls with 3 (THREE!) different people. Each time they are not prepared to answer my questions. They do follow up by email, once. If you have any further questions after that, they ghost you. It's a pity. Had this treatment from
Ricardo, Niahm and Casper. Wrote them back, ready to cash out upwards of US$4k / year and nothing. It's a sign of things to come when they don't even follow through at the sales moment. Imagine when you have to submit claims. All in all, happy with Explorer. So far, terrible with Resident.