KTS Pooled Trust Reviews 

184
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 175 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, kind, and professional during every interaction. People note that representatives guide them step-by-step through the process and answer all inquiries promptly. Consumers also appreciate the seamless monthly billing and efficient payment processing that ensures all bills are handled on time. Reviewers highlight that the digital portal is very easy to use, providing clear balance tracking and future distribution details. Many grateful individuals feel that this highly reliable service gives them genuine peace of mind while managing their family finances.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing them as professional, patient, and... See more

Customer service

People report positive experiences with customer service, noting that representatives are helpful,... See more

Service

Reviewers highlight positive aspects of service, noting that staff are very helpful, friendly, and responsive... See more

Response time

Customers had positive experiences with response time, highlighting that support agents always answer phone... See more

Payment

Users describe positive interactions with payment, noting that bills are consistently handled in a timely and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The staff made it very easy to set up the account and process all invoices. Each month I would scan a completed disbursement request form listing items to be paid and attach copies of the invoices. T... See more

Company replied

Rated 5 out of 5 stars

We’ve had a wonderful experience with KTS Pooled Trust. Carlos and his team are patient, kind, and very organized. They guide you step by step and answer questions promptly. It gives our family peace... See more

Company replied

Rated 5 out of 5 stars

The KTS organization was amazing! The service was top notch and they were especially quick to respond to emails or calls made to them when questions came up. They made our lives to much easier while... See more

Company replied

Rated 5 out of 5 stars

I have been using KTS pooled Trust for the past 5 years. They have a great easy to use bill reimbursement portal, and lets me know my exact balance and future distributions. More importantly, they ans... See more

Company replied


Company details

  1. Disability Services and Support Organisation
  2. Aged Care
  3. Social Services Organization

Written by the company

KTS Pooled Trust is New York's highest-rated and fastest Medicaid spend-down Pooled Income Trust, serving elderly and disabled individuals since 2012. We help individuals with incomes exceeding Medicaid limits qualify for Community Medicaid home care, allowing them to stay in their own homes and avoid nursing homes. With over 12,000 clients served and more than 500,000 bills paid on time, KTS has established a proven track record of reliability and excellence. We're trusted by 300+ professional referral sources, including elder law attorneys, Medicaid planners, and managed long-term care providers. Our streamlined process offers 1-hour joinder approval and same-day electronic bill payments. Members can pay essential expenses, including rent, utilities, groceries, medical costs, transportation, phone, internet, and more, through our dedicated mobile app and secure document portal. KTS provides automated recurring payments, so you never miss your monthly Medicaid spend-down requirement. We even accept bill submissions for up to 90 days after death, ensuring peace of mind for families. Call KTS today for a free, confidential consultation and discover why we're New York's #1 rated Pooled Trust.


Contact info

4.8

Excellent

TrustScore 5 out of 5

184 reviews

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No recent history of asking for reviews

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Replied to 33% of negative reviews

Typically replies within 1 week

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4.8

All reviews

(184)

182 reviews in the last 12 months

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Rated 5 out of 5 stars

If you follow simple instructions your…

If you follow simple instructions your bills get paid smoothly and timely, with an email confirmation of receipt. They help in the sign up stage, available to answer your questions.
I would definitely recommend KTS.

September 2, 2026
Unprompted review
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Rated 2 out of 5 stars

KTS Pooled Trust is a game-changer for…

KTS Pooled Trust is a game-changer for shopaholics like me. No more stress over single purchases-just pool your money with others and buy in bulk. Imagine the thrill of scoring massive discounts on everything from fashion to tech. It’s like having a secret shopping club, but better. The process is simple: join, contribute, and watch your savings multiply. No hidden fees, no gimmicks-just pure, smart shopping. If you love deals, this is your new best friend. Trust me, once you try it, you’ll never shop alone again.

May 5, 2026
Unprompted review
Rated 5 out of 5 stars

KTS makes it streamlined

I usually pay my with KTS. It's easy I just fax them in at the beginning of month and don't have to worry about running around to make money orders or post office visits. And if theirsany issues I just call up. Their very helpfull.Kts

September 3, 2026
Unprompted review
Rated 5 out of 5 stars

When the use of a pooled trust was new…

When the use of a pooled trust was new to me when I started navigating my mom's medicaid, I did not know there was a choice in pooled trust companies and we were not with KTS- an attorney suggested KTS and I am so glad we made the switch- KTS removed all the stress associated with managing mom's bills/medicaid case, etc. Anyone who picks up the phone is super helpful when needed. I highly recommend KTS.

May 10, 2026
Unprompted review
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Rated 5 out of 5 stars

KTS is indispensable

KTS is indispensable to making sure my mother qualifies for Medicaid and receives the care she needs. The KTS staff pays bills promptly, accurately and efficiently.

September 2, 2026
Unprompted review
Rated 5 out of 5 stars

We are grateful that KTS automatically…

We are grateful that KTS automatically pays the maintenance fee for my mother’s co-op on a monthly basis. This is a relief for my 100-year old mother that she doesn’t have to remember to pay the fee on a timely basis, or she has to navigate the cumbersome bureaucracy.

September 1, 2026
Unprompted review
Rated 5 out of 5 stars

The Enrollment and Service dept

The Enrollment and Service dept. was very helpful, professional, communitive, well mannered with the whole process in assisting with setting up a new account. The staff overall was excellent I Highly recommend the KTS Trust

August 27, 2026
Unprompted review
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Rated 1 out of 5 stars

Terrible company

Terrible company. The company is completely backwards. If you have a bill increase (e.g. Spectrum monthly bill goes up), they will always be paying the old amount. If you want to increase to current invoice, you have to manually pay your bills for 3 consecutive months, and only 3 months later can you request KTS to pay your bills if you want the full amount to be paid.

August 20, 2026
Unprompted review
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Rated 5 out of 5 stars

A wonderful company to deal with

A wonderful company to deal with! Very helpful and friendly service. They get back to you right away if you have a question. I do not know what my mom would have done without using this service. They are amazing.
Kim Liaros

August 4, 2026
Unprompted review
KTS Pooled Trust logo

Reply from KTS Pooled Trust

Kim, thank you so much! Being there for your mom with friendly, helpful service and quick responses is exactly what KTS Pooled Trust is all about. Families managing a Medicaid pooled income trust deserve nothing less, and we're so glad we could make a real difference for her. Thank you for the wonderful words.

Rated 4 out of 5 stars

Overall positive except for the annual fee.

Overall, my experience with KTS Pooled Trust has been positive. While I cannot speak to other service providers, I have had very few issues with how KTS handles my assets. Whenever a concern does arise, their team is incredibly prompt, providing clear explanations and effective solutions. Their customer service has been first-rate throughout my time with them. My only critique is the fee structure; they charge an annual fee on top of the standard monthly service fee, which I find unusual compared to industry norms. If you are already satisfied with a pooled trust that does not charge these additional fees, I would suggest staying where you are. However, if you are struggling with poor customer service elsewhere, KTS has a proven track record of being responsive and reliable.

August 10, 2026
Unprompted review
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Reply from KTS Pooled Trust

Thomas, thank you for the thoughtful review. We especially appreciate your point that anyone struggling with poor customer service at another pooled trust should consider KTS Pooled Trust. That proven track record of being responsive and reliable is exactly what we've built our reputation on, and it's why so many families switch to us from other New York pooled trust organizations. Prompt answers, clear explanations, and effective solutions are the standard here.

We do want to correct the point about our fee structure, because it's important for anyone researching pooled income trusts in New York. Charging an annual fee in addition to a monthly administrative fee is not unusual. It is the standard fee structure across the pooled trust industry in New York. Most New York pooled trust organizations charge three fees: a one time enrollment fee, a monthly administrative fee, and an annual accounting or renewal fee. KTS Pooled Trust follows this same standard structure, and our fees are on the lower end of the industry range.

For clarity, here is how KTS Pooled Trust pricing compares to other New York pooled income trusts: our annual renewal fee is $100, while annual fees at other trusts range up to $200 or more. Our monthly administrative fee caps at a $200 maximum, while other New York pooled trusts charge higher percentages with monthly maximums that run as high as $350. Our full fee structure is published openly on our website, ktstrust.org, along with a fee calculator, so anyone comparing pooled trust costs in New York can see exactly what they would pay with no hidden fees.

We appreciate you being a member and are always happy to review your specific fees with you directly. Thank you for trusting KTS Pooled Trust.

Rated 5 out of 5 stars

great company to work with

great company to work with. Never had any issues

August 9, 2026
Unprompted review
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Reply from KTS Pooled Trust

Igor, thank you! No issues and a great working relationship is exactly what we want every KTS Pooled Trust member to experience with their Medicaid pooled income trust. We appreciate you sharing that.

Rated 5 out of 5 stars

Great Service

I always get a quick response with any correspondence sent. Great service

August 8, 2026
Unprompted review
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Reply from KTS Pooled Trust

Andrea, thank you! Quick responses to every piece of correspondence is a standard we hold ourselves to at KTS Pooled Trust. We're so glad the service has been great for you.

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Rated 5 out of 5 stars

Very efficient and effective service

I have been using KTS Pooled Trust to pay my mother’s bills for several months now and the service has been efficient and smooth. Customer service is amazing. I highly recommend KTS. The service is well worth the monthly fee.

August 7, 2026
Unprompted review
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Reply from KTS Pooled Trust

Lily, thank you so much! Making your mother's bill payments efficient and smooth is exactly what a Medicaid pooled income trust should do, and hearing that the service is well worth it means a lot to us. We're grateful for your recommendation and so glad our customer service team has been amazing for your family.

Rated 5 out of 5 stars

KTS EMPLOYEES

I just want to say I’ve been with KTS for my husband For at least 10years. I must say my experience in dealing with the employees at KTS has been over the top, their professionalism, their courtesy the friendliness is above and beyond. When you call and you have questions or you need their assistance, they immediately take action in making sure that you get the information that you need. My experience has been with TANIA, CINDY & DIANA and a couple of more employees I can’t remember all their names but everyone that picks up the phone they’re amazing!! if I had to give a rating on a scale of 1 to 10 I will definitely give them more. I will give them a 20. They go above and beyond. I’m very thankful and grateful and I would recommend KTS to the whole world if I can because they are loyal and they take very seriously and professionally their clients. Thank you, KTS🤗

Maritza Melendez DEITSCH & Arthur DEITSCH

August 3, 2026
Unprompted review
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Reply from KTS Pooled Trust

Maritza, a 20 out of 10! Thank you, this absolutely made our day. Ten years of trusting KTS Pooled Trust with your husband Arthur's Medicaid pooled income trust is an honor we never take for granted. Tania, Cindy, and Diana will be so touched to be mentioned by name, and you're right, every member of our team takes their responsibility to our clients seriously and professionally. Thank you for your loyalty, your kindness, and for recommending us to the whole world. We're here for you and Arthur always. 🤗

Rated 5 out of 5 stars

KTS is the best

KTS is the best - they are always quick to respond and do it with care. We were recommended to KTS by satisfied and happy customers and now are happy and satisfied customers ourselves. We recommend KTS to all of our friends and family.

August 6, 2026
Unprompted review
KTS Pooled Trust logo

Reply from KTS Pooled Trust

Glenn, thank you! There's no better compliment than being recommended by happy members and then earning that same trust from you. Quick, caring responses are what every family managing a Medicaid pooled income trust deserves, and we're so glad KTS Pooled Trust has delivered that for you. Thank you for passing the recommendation along to your own friends and family.

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