Square US Reviews 

7,463
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Evaluating 807 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently find the platform very easy to navigate and truly appreciate the smooth setup process for managing daily business tasks. Many users state that the system consistently helps keep everything running efficiently while providing reliable financial tools. However, some reviewers were not happy with customer support response times when trying to resolve urgent account issues. Consumers also mentioned frustration regarding account closures and held funds during payment disputes. People frequently experienced major difficulties communicating with the appropriate teams through automated phone systems and long email threads.

What people talk about most

Payment

Reviewers highlight ambiguous aspects of payment, noting that while some experienced quick payouts and simple... See more

Customer service

Reviewers mention ambiguous feedback about customer service, noting that while some representatives were... See more

Service

Clients share ambiguous opinions on service, with some reviewers describing it as poor and citing unhelpful... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how easy the platform is... See more

Website

Customers had ambiguous experiences with website platforms, as opinions on navigation and usability varied... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I love Square! It's great for all of my business needs. I just wish I had more volume in sales so I could take advantage of more tools that currently cost too much for my small business. My chi... See more

Company replied

Rated 4 out of 5 stars

Setting up was manageable and pretty straight forward to understand. In one year with the service our system was only not working one time. It happened to be that all our building lost internet servic... See more

Rated 4 out of 5 stars

Hey Square your new update sucks. I don’t know who had the bright idea to leave a tip before running customers card. Please change it back to tipping after running the card. It’s costing us tips by fo... See more

Company replied

Rated 3 out of 5 stars

I love the ease of use and the organization of daily, weekly, monthly and yearly profit margin. My concern is that when my debit card got compromised and the frauds were making transactions that... See more

Company replied


Company details

  1. Payment Service

About Square US

Written by the company

Solutions that scale with your ambitions.

Accept payments, get fast access to your cash, and open up new revenue streams on the software and hardware platform millions of businesses around the world trust.

Get started Talk with our teamHelping every type of business succeed.

From full-service restaurants to retailers and beauty salons, Square has custom-built solutions to help businesses sell anywhere easily, quickly and seamlessly.

Trusted by business owners like you.

“I don’t need a CRM system. I don’t have to have a marketing system. I don’t have to have a POS system. With Square, I can have it all in one spot.”

— Buzz Cadenhead

Owner, Buzz Wax Malibu, Malibu

“As I grew, Square actually grew with me. It went from the assistant side and grew into a full salon business with me”

— Nikki Ally Rae

Owner, Nikki Ally Rae Salon, Los Angeles

“The moment we went from one location to two, we realized that we needed a tool that was more advanced. I think Square is worth every cent.”

— Mat Pond

Owner, The Epicurean Trader, San Francisco

“The wonderful thing about Square is I can launch a product, wake up in the morning, and I can pull out my phone and get a snapshot of sales for all the stores and what percentage of sales are from the new product. ”

— Matt Longwell

Product Manager, Blue Bottle Coffee, Oakland

Optimize your operations.

Manage your multiple locations, sales channels and employees, and your bottom line efficiently by streamlining your business operations all from one place.

Manage cash flow Manage your team Reach customers Advanced reporting Create custom commerce experiences.

Build online, mobile and in-person business experiences that connect more customers and sellers with Square APIs.

Start selling today.

Create your free account in minutes and join the 4M+ businesses globally using Square.

Get started Talk with our teamEarn more than $250K in annual card sales?

Our sales team may be able to create a custom pricing package for your business.

We’ll work with you to find the best rate structure for your payment volume, average transaction size, and other business needs.

Talk with our team

Contact info

3.7

Average

TrustScore 3.5 out of 5

7K reviews

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3.7

All reviews

(7,463)

701 reviews in the last 12 months

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Rated 1 out of 5 stars

Other than hardware which is based on…

Other than hardware which is based on iOS nothing else is good. If you're looking this POS for your Liquor store then I would say don't even think of buying this crap. Its good for a coffee shop, small clothing store, any business which have 100-200 SKU's. Customer service was good until I informed the sales rep about my business needs about the liquor store is very specific and it has to be in macro details. This POS miss out on many things such as on startup it would not ask you who is logging in (if you have multiple employees) It will not ask you what's the cash drawer opening balance for today. Adding an item is a headache specially if you have 1 item which has multiple variations for example Modelo beer 30 pack, 24 pack, 12 pack, 6 pack or singles. upon adding an item it doesnt give you a Distributor Code which is very important for a liquor store to have. Theres no such thing where you can view the past invoices and add invoices upon receiving the delivery. The sales rep upon signing up showed a different transaction rates and later when i figured it out it was way above what he promised. This POS doesnt even have live push notifications on the app most of the other Liquor POS have this feature which gives the owner peace of mine. For example if the product was added to cart and the employee deletes it then why was it deleted what was the reason? this pos doesn't have any such thing. The main screen is kind of small since its actually an ipad and the customer facing screen is also the same too small. I would not recommend this POS until they reach their mark with other liquor POS have to offer. Good Luck to Square and its sales team.

September 1, 2026
Unprompted review
Rated 5 out of 5 stars

Square provides so many tools to use to succeed.

They do payments, but the new AI tools that are coming out and the new changes, have made Square my personal operating system for my business. There are new features each week, and when I compared my processing rates, if I had to pay for all of the marketing and tools, I would be paying more to use someone like stripe. Very happy now since 2017.

June 1, 2026
Unprompted review
Square US logo

Reply from Square US

Thanks so much for sharing your experience! We're glad to be part of your journey. Let us know if there's ever anything else we can support you with.

Rated 1 out of 5 stars

square deactivated my account and…

square deactivated my account and missed their own promised fund release date of Aug 22,2026. Still no money and no support. Thiefs

August 22, 2026
Unprompted review
Square US logo

Reply from Square US

We understand how concerning and frustrating it can be to wait for your funds, especially after receiving an estimated release date. We previously provided an estimated release date, but since then, we’ve sent you an email with an update on the unresolved disputes.
Please review the email when you have a moment. It includes important information about your account status and the next steps. We sincerely appreciate your patience and understanding while this matter is being resolved.

Rated 1 out of 5 stars

It's been 18 days since Square took…

It's been 18 days since Square took $1,600 from my active Minnesota LLC (MN File 1656113300037, formed 07/09/2026) for alleged debt of a separate Oregon ABN (1432682-90, inactive since 08-04-2022) and closed my account.
I sent government docs 3x: MN Certificate of Organization, IRS EIN confirmation letter, and Oregon SOS registry. Square Recovery said I "only sent docs for 1 business" and demanded Articles of Incorporation for an ABN - which don't exist under Oregon law.
Square Recovery gave me a 45-day runaround. CFPB forced a response in 15 days.
If Square is holding your money and asking for impossible documents: File at consumerfinance.gov - complaint portal. Search "Square, Inc." It took 10 minutes. My case is CFPB #260828-37665675 filed 08/28/2026. Also file your state AG.
I will update when funds are returned. please consider another card processing company. They look good on the surface but once you have an issue trying to get your money it’s a long waiting game. You don’t get to talk to a live person they send you through AI. and you go through endless emails. Very frustrating.

August 17, 2026
Unprompted review
Rated 1 out of 5 stars

Customer service kept transferring me…

Customer service kept transferring me at least 6 times so far and still didn't fix my issue

September 4, 2026
Unprompted review
Square US logo

Reply from Square US

We're sorry to hear you had a negative experience. We'd appreciate the opportunity to learn more about what went wrong and how we can improve. If you're open to it, please reach out to us through one of our social media channels with your account details, so we can better understand your feedback and assist you.

Rated 5 out of 5 stars

We have been working with Square for…

We have been working with Square for almost a year now. And we are very please with how helpful this experience has been, growing our business. Staff has been very helpful and supportive throughout this entire experience.
We are diffidently looking forward to continually working with them, throughout our Journey.
Quick response time, helpful information.
Thank you, for all you have done throughout this process.

September 3, 2026
Unprompted review
Square US logo

Reply from Square US

Thank you for letting Square be part of your journey! 💙 We’re so happy to hear our team has been helpful and supportive as your business has grown. Knowing you’ve received quick responses and helpful guidance along the way means a lot to us. We’re grateful for your trust and look forward to continuing to grow with you!

Rated 2 out of 5 stars

If someone files a bogus dispute they will hold your funds for 3 months

The app is impossible to navigate through at times. Chat is zero help and if someone files a bogus dispute even tho you have iron clad evidence they will wipe your account and hold your money for up to 3 months. I literally have a letter from the persons bank who was disputing my business stating it was a mistake and cancelled. I'm going on my 3rd week with no resolution. It's ridiculous.

August 14, 2026
Unprompted review
Square US logo

Reply from Square US

We’re sorry for the frustration. We understand how stressful disputes and account reviews can be, especially when you have documentation from the cardholder’s bank. Dispute outcomes and depend on the customer's bank as they make the final decision. Please upload any supporting documentation to your case and continue working with Square Support so the team can review the latest information. We appreciate your patience while this is investigated.

Rated 4 out of 5 stars

We had an account closure due to…

We had an account closure due to multiple transactions, one after another, which perfect sense. The replay provided was satisfactory and expeditiously handled. Would recommend to small businesses and vendor services.

August 28, 2026
Unprompted review
Square US logo

Reply from Square US

Thank you for taking the time to share your experience with us. We’re sorry to hear about the closure of your account, and we understand that this may be disappointing. We truly appreciate your understanding of our account management policies.

Rated 5 out of 5 stars

Great customer service

Great customer service! Quick and thorough response to my questions and my issues were easily resolved. It's rare to get this level of customer service.

August 30, 2026
Unprompted review
Square US logo

Reply from Square US

Thanks so much for sharing your experience! We're glad to be part of your journey. Let us know if there's ever anything else we can support you with.

Rated 1 out of 5 stars

square deactivated my business account…

square deactivated my business account out of nowhere with zero explanation. They send an email promising to release my held funds on August 24, 2026, but that date has passed and they still haven't transferred my money. Customer support is non existent once they lock you out. They are literally holding my money hostage. Avoid them at all costs

August 24, 2026
Unprompted review
Square US logo

Reply from Square US

We’re sorry to hear about your experience. Please check the emails Square sent at the beginning of last month and at the beginning of this month. They contain details about your account status and the reasons for it. If you can’t find these emails, please contact Square Support through our social media channels. Our team will be happy to provide further clarification. Thank you for your understanding.

Rated 1 out of 5 stars

Beware

I signed up for Square and they deactivated my account and took $740 from me. Beware!
Company number
88-3722609

August 13, 2026
Unprompted review
Rated 1 out of 5 stars

Do not trust these five star reviews…

Do not trust these five star reviews they are not real. I have just sold my business. I’ve been told that I cannot transfer my website which cost me $3000 to the new owner which means I now need to compensate the new owner $3000 so that they can build their own website I will be recommending they do not use Square I will be $6000 down because of Square and their inability to transfer a website from one account to the other. Every time I call I get someone who’s English is incredibly difficult to understand. I get passed around to as many different people as possible. I am still waiting for them to transfer the gift card information which is now been five days. Square is a disgusting company that pretends to be on the side of small business but has absolutely no interest in helping them other than sending call centers who’s employees read scripts with very very strong accents that are almost impossible to understand. If you are reading this do not use Square! You will thank me in the long run for this advice

August 31, 2026
Unprompted review
Square US logo

Reply from Square US

We’re sorry to hear how frustrating this business transition has been. We understand that website ownership, gift card information, and account transfer limitations can have a real impact when selling a business.

We’d like to review your situation again and confirm what options may be available. Please reach out to our Support team so we can check on your case.

We’re sorry this experience did not meet your expectations and appreciate the opportunity to take another look.

Rated 1 out of 5 stars

Square is actively withholding my hard…

Square is actively withholding my hard earned money with absolutely zero legal or contractual justification.
After deactivating my account, they forced me to wait out their mandatory holding period to cover potential chargebacks. I compiled, waited patiently, and finally received an official email from square stating that the witholding period had expired and that my funds were cleared to transfer.
However, when i went to withdraw my balance, the funds were still completely suspended.
It has now been well past the time they legally and contractually agreed to release my money. Keeping a business's funds after your own self imposed holding period has ended is predatory and unacceptable.

August 26, 2026
Unprompted review
Square US logo

Reply from Square US

We understand how concerning it is to receive confirmation that a holding period has ended and still be unable to access your funds. We’d like to have our team take another look at what may be preventing the transfer. Please send us a private message on one of our official social channels and mention this review so we can locate your account and review the status with you.

Rated 5 out of 5 stars

They Walked Me Through

Though I would've preferred to have a live call, the Chat Messaging worked very well. They answered my questions and even gave guidelines and tips. I'm very satisfied.

August 28, 2026
Unprompted review
Square US logo

Reply from Square US

Thanks so much for sharing your experience! We’re glad our Messaging team was able to answer your questions and provide some helpful tips along the way. We appreciate your feedback about preferring a live call, too, and we’re happy to hear you left the conversation satisfied!

Rated 1 out of 5 stars

1 Star

1 Star — Avoid Square

Square closed my account without giving me a clear reason. I had zero chargebacks and zero disputes, yet they decided to hold my funds for 30 days.

What made the situation even more frustrating was that they said the funds were released on Saturday, but because it was the weekend, I was told I had to wait until the next business day to actually receive them.

This experience has been extremely frustrating and has made me lose trust in Square. Businesses depend on reliable access to their money. I strongly recommend considering other payment processors before using Square.

August 29, 2026
Unprompted review
Square US logo

Reply from Square US

We understand how frustrating it is to have access to your funds impacted, especially when you’re relying on them to run your business. We’re glad to hear the holding period has ended and your funds have been released. Once a transfer is initiated, weekends and bank processing times can affect when the funds arrive in your account. We’re sorry this experience caused you to lose trust in Square.

Rated 4 out of 5 stars

Hey Square your new update sucks

Hey Square your new update sucks. I don’t know who had the bright idea to leave a tip before running customers card. Please change it back to tipping after running the card. It’s costing us tips by forcing them to pre tip

August 28, 2026
Unprompted review
Square US logo

Reply from Square US

We appreciate you taking the time to share this. We know tips can make a big difference, and we’re sorry this change has created a frustrating experience for your business. Your feedback about preferring tips after the card is run is helpful, and we’ll share it with our product team. If you haven’t already, please check your tipping settings or contact Square Support so we can help review the options available on your account.

Rated 1 out of 5 stars

These people are straight up thieves!!

These people are straight up thieves!!! They will come up with any and all excuses to keep your money. Been lied to for 7 months. This company is straight up trash!!! I wouldnt trust them with a single penny. Piss poor excuse for a company. Also good luck to get anyone onkine that can speak English

August 27, 2026
Unprompted review
Square US logo

Reply from Square US

We apologize for the frustrating experience. We don't have any additional information we can provide from our end, but our Account Services team should have reached out by email for more context on the reasoning for deactivation as well as a timeframe for your next transfer.

Rated 1 out of 5 stars

No support

It is really hard to get any sort of support or help from square. I have been trying to deal with an issue with receiving my funds for a week now and I have not been able to speak with a human .

August 20, 2026
Unprompted review
Square US logo

Reply from Square US

We’re sorry you’ve spent a week trying to resolve an issue with your funds without being able to speak with someone directly. Please reach out to one of our supported social channels so we can get more details to take a look.

Rated 1 out of 5 stars

I’m extremely disappointed with how…

I’m extremely disappointed with how Square handled my new business account.

I opened the account for my legitimate IT services business and cooperated with every verification request they sent me. I provided my government ID, EIN documentation, California LLC documents, reseller permit, business information, invoices, public business profiles, and linked my business bank account. I even offered to provide additional invoices and my City of Oakland business license.

After all of that, Square restricted and then closed my account while there were still business funds involved.

What makes this even more frustrating is that their representatives keep telling me that Square supposedly sent me emails regarding the account and the review process. I have repeatedly explained that I DID NOT receive those emails. I checked my inbox and spam, and I am being told about communications that never reached me.

Instead of clearly telling me what the actual concern was or what specific documentation was missing, I kept getting additional verification requests even after submitting substantial proof that this is a real business.

I have been self-employed providing IT and technology services and recently formed Low-IP, LLC to formalize and grow the business. Before Square, many customers paid by cash or Zelle. I was trying to move to professional card processing, automated invoicing, and recurring memberships.

I understand that payment processors have compliance and fraud-prevention requirements. What I do not understand is closing a legitimate business account after the owner fully cooperates, while providing little explanation and repeatedly referring to emails the customer says were never received.

I am requesting that Square properly review this situation, explain exactly why the account was closed, provide proof or records of the emails they claim were sent, and promptly resolve any funds still being held.

August 26, 2026
Unprompted review
Square US logo

Reply from Square US

We’re sorry to hear about your experience and understand how frustrating this situation has been. We sincerely apologize that you did not receive clearer information about the email communications or the support you received. If you have already submitted an appeal regarding the deactivation, the appropriate team is currently reviewing the information you provided. Square will contact you again within the timeframe stated in the “Thank you for submitting your appeal” email. In the meantime, if you have any questions, please contact Square Support. We appreciate your understanding that payment processors must meet compliance and fraud-prevention requirements, and that we may be unable to share all information related to an account review.

Rated 1 out of 5 stars

Very poor customer services

Very poor customer services, expensive service and no reasons why they do things. Zero explanation for messing with your account and businesss

August 25, 2026
Unprompted review
Square US logo

Reply from Square US

We’re sorry to hear you’ve been left feeling unsupported and without clear answers. We know how important transparency and reliable support are when changes to your account can impact your business. While some account actions may be related to payment or chargeback risk, we understand how frustrating the experience can be when the reasoning or next steps aren’t clear.

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