free Mastercard Gold (Advanzia Bank) Reviews 

3,390
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

I truely appreciate for the money i have got from Advanzia and it’s a really big help for me in my tough time. Thanks Advanzia team.

Rated 1 out of 5 stars

They are not good.I put money in my account to activate my account, they didn't activate it. They don't even show up on my balance. They don't respond to requests. Although I have the account for not... See more

Rated 5 out of 5 stars

So far so good. The process of getting a card was straight forward. I did make a mistake initially by putting in the wrong phone number. This slowed down the process but it was totally my mistake. W... See more

Rated 5 out of 5 stars

I'm genuinely impressed with this credit card. It's not only beautifully designed and incredibly fast at checkout, but it also offers surprisingly competitive rates for cash advances. My only suggesti... See more

Company details

  1. Money & Insurance

About free Mastercard Gold (Advanzia Bank)

Written by the company

Die Advanzia Bank ist eine Online-Direktbank, die sich auf das Kreditkartengeschäft für Privatkunden und Unternehmen spezialisiert hat. Für Privatkunden in Österreich bietet sie die free Mastercard Gold an. Als flexibles und weltweit akzeptiertes Zahlungsmittel beinhaltet diese die Vorteile einer goldenen Kreditkarte – und das frei von jeglichen Gebühren. Interessiert? Hier gelangen Sie zum Kartenantrag.

Darüber hinaus bietet die Advanzia Bank co-branded Kreditkarten für Geschäftskunden an. Damit verknüpfen Unternehmen Kundenbindung mit den exklusiven Vorteilen einer Premium-Kreditkarte. Weitere Informationen dazu finden Sie auf unserer Webseite für Geschäftskunden.

If you want to review other Advanzia Bank credit card products, please go to Gebührenfrei Mastercard Gold for customers in Germany, Carte ZERO for customers in France, Tarjeta YOU for customers in Spain and Carta YOU for customers in Italy.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.5

All reviews

(3,390)

1,305 reviews in the last 12 months

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Rated 1 out of 5 stars

this is the worst credit card company…

this is the worst credit card company ever experienced. I complained about a shop where I myself paid about 50,- Euros online and now suspect a fraud shop. The response was after 10-14 days (!!!) that Advanzia is locking my card and to further investigate! I am currently abroad and wanted to use the credit card. It was not that someone charged the card autonomously, but the card was still locked. I wrote that I need the card 10 days ago and still no response from Advanzia. the customer service is awful!

July 23, 2026
Unprompted review
Rated 5 out of 5 stars

The best credit card if you have a…

The best credit card if you have a stable source of income.

Free.at is one of the most flexible credit cards available and comes with no fees at all.

However, this is not a credit card for students. I would not recommend applying for it unless you have a stable income, because if you carry a debt, the interest charges can be quite high, which is obviously a major downside.

Overall, it does not offer any rewards, lounge access, or other benefits. But since it is completely free, that is not really an issue.

May 28, 2026
Unprompted review

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