I truely appreciate for the money i have got from Advanzia and it’s a really big help for me in my tough time. Thanks Advanzia team.
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See what reviewers are saying
They are not good.I put money in my account to activate my account, they didn't activate it. They don't even show up on my balance. They don't respond to requests. Although I have the account for not... See more
So far so good. The process of getting a card was straight forward. I did make a mistake initially by putting in the wrong phone number. This slowed down the process but it was totally my mistake. W... See more
I'm genuinely impressed with this credit card. It's not only beautifully designed and incredibly fast at checkout, but it also offers surprisingly competitive rates for cash advances. My only suggesti... See more
Company details
About free Mastercard Gold (Advanzia Bank)
Written by the company
Die Advanzia Bank ist eine Online-Direktbank, die sich auf das Kreditkartengeschäft für Privatkunden und Unternehmen spezialisiert hat.
Für Privatkunden in Österreich bietet sie die free Mastercard Gold an. Als flexibles und weltweit akzeptiertes Zahlungsmittel beinhaltet diese die Vorteile einer goldenen Kreditkarte – und das frei von jeglichen Gebühren. Interessiert? Hier gelangen Sie zum Kartenantrag.
Darüber hinaus bietet die Advanzia Bank co-branded Kreditkarten für Geschäftskunden an. Damit verknüpfen Unternehmen Kundenbindung mit den exklusiven Vorteilen einer Premium-Kreditkarte. Weitere Informationen dazu finden Sie auf unserer Webseite für Geschäftskunden.
If you want to review other Advanzia Bank credit card products, please go to Gebührenfrei Mastercard Gold for customers in Germany, Carte ZERO for customers in France, Tarjeta YOU for customers in Spain and Carta YOU for customers in Italy.
Darüber hinaus bietet die Advanzia Bank co-branded Kreditkarten für Geschäftskunden an. Damit verknüpfen Unternehmen Kundenbindung mit den exklusiven Vorteilen einer Premium-Kreditkarte. Weitere Informationen dazu finden Sie auf unserer Webseite für Geschäftskunden.
If you want to review other Advanzia Bank credit card products, please go to Gebührenfrei Mastercard Gold for customers in Germany, Carte ZERO for customers in France, Tarjeta YOU for customers in Spain and Carta YOU for customers in Italy.
Contact info
Postfach 358, 1000, Wien, Austria
- 0800 4000 48
- service@free.at
- free.at
4.5
Excellent
3K reviews
Asks customers to review
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I'm genuinely impressed with this…
I'm genuinely impressed with this credit card. It's not only beautifully designed and incredibly fast at checkout, but it also offers surprisingly competitive rates for cash advances. My only suggestion for improvement would be to make the billing information more transparent within the app. As a new user, I found it unclear when my first payment is due. Adding a clear, prominent due date on the dashboard would make an already excellent product flawless.
February 7, 2026
Good experience with free Mastercard Gold
Easy application, fast process and reliable service. I am happy with my experience so far.
February 6, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Card Blocks That Turn Simple Transactions Into a Nightmare
Way too often, my transactions get blocked for no good reason. I’m not talking about shady online purchases—this happens with perfectly normal transactions, like trying to rent a car at the airport. Every time my card is blocked, I end up spending hours on the phone or in line with customer service. It’s extremely stressful, and honestly, I’ve had enough.
December 23, 2025
Unprompted review
Reply from free Mastercard Gold (Advanzia Bank)
Thank you for your feedback. We would like to help you further. As we need additional data from you, we would be pleased if you could contact us by e-mail. In order to ensure the confidential treatment of your data, please contact us at service@free.at with the subject "Trustpilot" and your specific request. Our customer service will contact you as soon as possible to find a solution together.
Really happy to have the credit card
Really happy to have the credit card. It was very easy to apply and get it. Hope will get the joining bonus too.
January 1, 2026
I am really satify with advanzia master card
I am really satify because it helps me whenever i need money.
January 21, 2026
This is one of the best financial…
This is one of the best financial institution in Europe
January 21, 2026
I really appreciate this bank because…
I really appreciate this bank because they give us 1000euro credit limit
January 18, 2026
A smooth transaction indeed.
A simple and user friendly app makes it easier for conducting transaction smoothly, specially for the foreigner like me. And the reward is truly amazing.
January 12, 2026
The card is very useful for my urgent purposes
The card is very useful for my purchases, so that I can repay the amount while i receive my salary.
January 14, 2026
I think the limit should be higher
I think the limit should be higher. The current limit is 500 euros, but I am not getting anything, so the limit should be higher.
December 24, 2025
Excellent
I received my complimentary Mastercard approximately two months ago. My experience with this card has been exceptionally positive, notably surpassing my previous card, as all transactions have processed seamlessly. I anticipate a similarly smooth experience during my upcoming international travels.
December 21, 2025
Account opening is swift
Account opening is swift, easy to use and process payments. I highly recommend
December 10, 2025
It is so useful for me
December 2, 2025
It is easy to use
It is easy to use. It's It is also convenient because you can integrate it with your Google Wallet.
November 27, 2025
Excellent experience
November 19, 2025
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