viva.com Reviews 

2,027
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Evaluating 210 reviews, reviewers had a great experience with this company. Customers frequently praise the incredibly helpful staff members and the smooth onboarding process that make getting started very easy for everyone. People also genuinely appreciate the quick response times and professional assistance when dealing with daily business account questions. However, some reviewers noted frustrating issues with unexpected account blocks and lengthy communication delays when contacting customer service. A few other people also felt that managing billing errors or getting timely answers to urgent inquiries took far too long. Reviewers mentioned waiting weeks for proper verification or struggling to get a clear resolution during disputes.

What people talk about most

Service

Reviewers highlight ambiguous aspects of service, showing a wide divide in customer opinions. On one hand,... See more

Customer service

Clients share ambiguous opinions on customer service. While some reviewers praise the helpful, professional,... See more

Payment

Users describe ambiguous interactions with payment solutions, reflecting a sharp division in customer... See more

Staff

Customers consistently note positive experiences with staff, highlighting helpful, professional, and prompt... See more

Response time

Reviewers mention ambiguous feedback about response time, with experiences varying widely among consumers.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I can process all types of cards easily and recently new useful features were added. Only drawback that they don't allow charging cards without physical presence except for hotels. Very annoying.

Company replied

Rated 5 out of 5 stars

Update! After 2 days from my report reviewing my acount the issue is solved! they return my balance to normal! Great experience with the support team . But the services is bad they charge me monthly... See more

Rated 5 out of 5 stars

I'm just writing to encourage Tan Nyamande and thank him for the work he did in helping me with my onboarding onto the Viva.com platform. He was able to guide me through the process and for this I... See more

Rated 5 out of 5 stars

I am a server at viva. The reason I chose to work here is because of the menu (margaritas as well as food), the environment, and the amazing staff. I am happy to say that I am proud to still be an e... See more


Company details

  1. Bank
  2. Financial Institution
  3. Payment service

Written by the company

Viva.com is the 1st full-fledged Tech Bank in Europe for businesses, operating across 29 European countries. From payments to financing, everything is connected. Viva.com brings together payments, banking services, tailored financing and all-in-one business solutions on a single integrated platform. Viva.com’s offering spans across omnichannel payment acceptance, deposit accounts, card issuing, and a broad suite of financing solutions - including working capital, and factoring - alongside fiscalisation services, giving businesses across all verticals access to the tools they need to run their operations efficiently, with one provider. Built on cloud-native technology, Viva.com pioneered and leads in Tap on Any Device technology, enabling acceptance on any Android device or iPhone, while connecting directly to all major international and local card schemes, local payment systems, and alternative payment methods across Europe.


Contact info

  • West Wing, Ashton House, Silbury Boulevard , MK9 2AH, Milton Keynes, Buckinghamshire, United Kingdom

  • support@viva.com
  • viva.com

3.8

Great

TrustScore 4 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 95% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.8

All reviews

(2,027)

372 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great communication!!

15 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your review! We're happy to hear that you had a great experience with our communication.

If you ever need assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 1 out of 5 stars

I have not recieved my item that I paid…

I have not recieved my item that I paid for via Viva.com and have recieved no email replies regarding my concerns. I will need to contact the bank for my money back if this isn’t resolved soon. At present very very disappointed

27 June 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Jemma,

Thank you for sharing your feedback. We understand your concern regarding a purchase you have paid for but have not yet received.

Please note that Viva.com provides payment services and is not the merchant responsible for the delivery of purchased goods. For matters concerning an order or its delivery, we recommend contacting the merchant directly in the first instance.

If your concern relates specifically to the payment made through Viva.com and you require further assistance, our 24/7 live chat team is available to help.

Kind regards,

The Viva.com team

Rated 4 out of 5 stars

Good service

Good service , staff helpful , app is a bit glitch between companies , overall i find Viva very good , quick payments and easy to navigate , please sort the app

16 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello James,

Thank you for your feedback! We're glad to hear you're enjoying our service, especially the helpful support, quick payments, and easy-to-use platform.

We also appreciate you highlighting the issue you've experienced with the app when switching between companies. Feedback like yours helps us improve.

If you ever need assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

EVERYTHING IS OK...NOT AS A RESULT

EVERYTHING IS OK...NOT AS A RESULT
AS YOUR SERVICE

16 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your review! We're pleased to hear that you've had a positive experience with our service.

If you ever need assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Very good Service

16 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Eleni,

Thank you for your review! We're delighted to hear that you were happy with the service you received.

If you ever need assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Viva usage

Not using it for long but so far very good.

14 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're glad to hear that your experience with Viva.com has been positive so far.

We look forward to continuing to support your business. If you ever need assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

The Ai understood me perfectly

The Ai understood me perfectly and was really helpfull in any question i asked

13 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Niki,

Thank you for your feedback! We're pleased to hear that our AI assistant understood your questions and provided helpful support throughout your experience.

If you ever need additional assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 4 out of 5 stars

very helpful and friendly

10 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're glad to hear that you found our team helpful and friendly.

If you ever need assistance again, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Stuff of Live Chat of Viva.com Greece…

Staff of Live Chat of Viva.com Greece did their best to solve a quite complicated technical issue. Thank you all !

10 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're pleased to hear that our Live Chat team was able to support you through a complex technical issue.

It's great to know that their dedication and commitment made a positive difference. We truly appreciate you taking the time to share your experience.

– The Viva.com team

Rated 5 out of 5 stars

clear and helpful

8 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're glad to hear that you found our support clear and helpful.

If you ever need assistance in the future, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 4 out of 5 stars

Viva have been a solid partner in the…

Viva have been a solid partner in the development of our business, flexing services as required to enable our growth and providing reliable and consistent support, coordinated by the excellent Andy Johnston.

1 May 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're delighted to hear that Viva.com has been a reliable partner in supporting the growth of your business.

It's great to know that our flexible solutions and consistent support have made a positive impact on your journey. We truly appreciate your trust and thank you for taking the time to share your experience.

– The Viva.com team

Rated 5 out of 5 stars

Excellent service rapide et au top

7 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Bonjour Nabil,

Merci beaucoup pour votre retour ! Nous sommes ravis d'apprendre que vous avez apprécié la rapidité et la qualité de notre service.

Si vous avez besoin d'aide à l'avenir, notre service de live chat est disponible 24h/24 et 7j/7 pour vous accompagner.

– L’équipe Viva.com

Rated 5 out of 5 stars

Good Service

Good Service

7 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Panagiotis,

Thank you for your feedback! We're glad to hear that you had a positive experience with our service.

If you ever need assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Fast kind precisely answers

6 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Charalampos,

Thank you for your feedback! We're glad to hear that you received fast, kind, and precise support.

If you ever need assistance again, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Review for a research

They helped to find what I was looking for.

6 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Giannis,

Thank you for your feedback! We're glad to hear that our team was able to help you find exactly what you were looking for.

If you ever need assistance again, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Very professional help

Very professional help. They fixed my problem fast

5 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're pleased to hear that our team was able to resolve your issue quickly and professionally.

If you ever need assistance in the future, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Fast response

Fast response

4 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're glad to hear that you received a fast response.

If you ever need assistance again, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Trust them

Great experience and useful people that are interacted with I am very pleased I hope everything will go well and will be partners for a long time

2 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Dear customer,

Thank you for your feedback! We're delighted to hear that you've had such a positive experience with Viva.com and that our team has earned your trust.

If you ever need assistance, our 24/7 live chat team is always available to help.

– The Viva.com team

Rated 5 out of 5 stars

Good job

Everything was good

3 July 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Theofanis,

Thank you for your feedback! We're pleased to hear that you had such a positive experience with our customer service and the support you received throughout your journey.

It's great to know that the guidance you received made the process smooth and straightforward. We truly appreciate you taking the time to share your experience.

– The Viva.com team

Rated 5 out of 5 stars

Superior customer service and "hand…

Superior customer service and "hand helding" from Viva's ISV manager Andy Johnston.

29 June 2026
Unprompted review
viva.com logo

Reply from viva.com

Hello Mike,

Thank you for your feedback! We're pleased to hear that you had such a positive experience with our customer service and the support you received throughout the process.

It's great to know that the guidance you received made everything straightforward and easy. We truly appreciate you taking the time to share your experience.

– The Viva.com team

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