Oxbury Bank Plc Reviews 

1,632
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 422 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently find the app and website easy to use and intuitive for managing accounts and investments. Many appreciate the competitive, often market-leading interest rates and excellent, responsive customer service from readily available staff. However, some customers noted initial confusion with the security setup, often requiring a mobile phone or multiple devices for authentication, which led to clunky login experiences and desktop access difficulties. A few also expressed frustration with interest rate management, citing reductions without clear justification or new accounts offering better rates.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, with many finding the app and online banking easy... See more

Application

Reviewers highlight positive aspects of the app, with many finding it refreshingly easy to use, intuitive,... See more

Price

Users describe positive interactions with price, frequently highlighting impressive and competitive interest... See more

Website

Consumers find the website experience to be positive, with many praising its intuitiveness and ease of... See more

Customer service

Clients share positive opinions on customer service, with many praising the helpfulness, speed, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Initially I found the security set up with the QI code and needing another device a bit confusing, but after trying a few times it worked. Once set up I found the app refreshingly easy to use and ev... See more

Rated 5 out of 5 stars

Nice easy access savings account paying the best rate, payments in are instant, withdrawals arrive just after 3pm if requested before 1pm same day, Nice app to use on the phone. also confirms when pay... See more

Rated 5 out of 5 stars

Investing with Oxbury is straightforward, simple and comprehensible. The instructions are timely and clear and opportunities explained. The interest rates are favourable and I like the shorter ter... See more

Rated 4 out of 5 stars

It seems you can't print an online statement using customised dates which I think is essential when there's frequent payments in and out. However the interest rate it good so I'm putting up with this... See more


Company details

  1. #28 of 50 best companies in Bank
  2. #1 of 1 best companies in Agricultural association

About Oxbury Bank Plc

Written by the company

Oxbury Bank was founded to provide the food and farming industries with the funding and support that they need. We are extremely positive about the future of agriculture and the opportunities available for the sector.

Every pound saved with Oxbury goes to help farmers and the wider market produce food, preserve the countryside and deliver a positive impact to the rural economy. We’re a bank that wants to see farming businesses thrive, together we can make that happen.

For most banks, farming is only a small part of their business. At Oxbury, it is what we do.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 95% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,632)

412 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

New to Oxbury bank using easy access saver

Haven’t been with them long three weeks but so far so good easy to get through to by phone if needed don’t like the fact needed two devices to open easy access account scanning a barcode on one to open account used I pad then my I phone to scan the code but easy enough after that only account I’ve had to do that with

12 July 2026
Rated 5 out of 5 stars

Initially I found the security set up…

Initially I found the security set up with the QI code and needing another device a bit confusing, but after trying a few times it worked.
Once set up I found the app refreshingly easy to use and everything seems to work great.

8 July 2026
Rated 1 out of 5 stars

I've found it impossible to download…

I've found it impossible to download the app - I've tried for over an hour on three separate occasions. I'm seriously worried about how I'll exit the account without the app.

13 July 2026
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Thank you for your feedback. We're sorry to hear you experienced difficulties downloading the app. We are pleased that we have now been able to contact you directly and resolve the issue. If you need any further assistance, please don't hesitate to get in touch.

Rated 5 out of 5 stars

Great user experience

Great user experience; easy to open another account as an existing customer. Managing your accounts is easy using both online banking & app. And rates are generally good :-)

5 July 2026
Rated 4 out of 5 stars

Great so far

Everything has been great so far. Communication has been good, but there will always be room for improvement :o) !

4 July 2026
Rated 2 out of 5 stars

Poor experience due to lack of care and response

Poor experience due to concerning lack of customer care from Oxbury.

Opening accounts via the Oxbury online system was more long winded than the vast majority of the competition. Their product T&C's are not well written enough and don't cover circumstances that some customers would need to know about. When I encountered issues I wrote to Oxbury and never received a reply.

I opened two different accounts over a period of a year or so and experienced various issues that lead to the ultimate closure of my most recent account. It's surprising that a company would not want to retain customers with not-insignificant sums invested, but the experience I had speaks volumes about how they operate.

More was expected from a company that announces its so-called care and commitment for a better world for farmers and the economy.

26 June 2026
Unprompted review
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Thank you for taking the time to share your feedback.
We are sorry to read that your experience did not meet your expectations. We take all customer feedback seriously.
We would very much like the opportunity to investigate the concerns you have raised, including the issues you experienced when opening your accounts, your comments regarding our terms and conditions, and your statement that correspondence sent to us did not receive a response.
Unfortunately, we have been unable to identify your account from the information provided in this review, and this review was not submitted through one of our verified review invitations. If you would be willing to contact us directly at complaints@oxbury.com quoting your details that may help us locate your account, we will be happy to look into your experience in more detail and respond to the specific points you have raised.
We are committed to providing clear information and a high standard of service to all customers, and we welcome the opportunity to understand what happened and learn from your feedback.

Rated 4 out of 5 stars

On Line Statements Need Improving

It seems you can't print an online statement using customised dates which I think is essential when there's frequent payments in and out. However the interest rate it good so I'm putting up with this issue.

6 July 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look