Only Paws Pet Insurance Reviews 

396
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 161 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptional customer service, highlighting the friendly, helpful, and professional staff. Many appreciate the prompt communication and quick response times, making interactions pleasant. The claims process is widely praised for being easy, efficient, and fuss-free, often resulting in quick processing and prompt payouts directly to bank accounts. Conversely, a small portion of people felt claims were difficult, experiencing denials for conditions like medication or lab tests, or rejections due to pre-existing conditions and ambiguous terms. Some reviewers also noted minimal payouts compared to fees, or a perceived reluctance to reimburse.

What people talk about most

Claim

People report ambiguous experiences with claim, with many finding the process easy and quick, often settled... See more

Service

Reviewers highlight ambiguous aspects of service, with many expressing satisfaction, praising the quick and... See more

Payment

Customers consistently note ambiguous experiences with payment, with some finding the claims process easy and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting prompt, friendly, and helpful... See more

Response time

Users describe positive interactions with response times, with many praising the swift and prompt replies to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Unfortunately I had to make a claim for one of my cats recently but once I got online it was straight forward enough & then only paws contacted my vets who dealt with the claim . The only downside was... See more

Company replied

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 5 out of 5 stars

Brilliant insurers, kept me up to date throughout the claim, so I knew exactly where I was via email. Any questions I had were answered very promptly and with a human touch, very much appreciated, too... See more

Company replied


Company details

  1. #26 of 32 best companies in Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

396 reviews

5-star
4-star
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2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(396)

157 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

100% recommend

Very quick and easy to get set up. Very happy with the product price and value for money. Thank you

16 July 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Sarah,

Thank you for the fantastic review and recommendation! We’re so pleased you found getting set up quick and easy, and that you’re happy with the price and value of your cover. We really appreciate you choosing Only Paws.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Renewal Pricing Felt Predatory — Switched providers

My renewal with Only Paws increased by 19.8% despite no change in cover. When I questioned this, I was repeatedly given the same scripted explanation about “continuous cover,” even though its irrelevant to my situation and Only Paws themselves were offering equivalent cover at a lower price on comparison sites.

The whole experience felt opaque, dismissive, and frankly predatory. Customer service didn’t engage with my concerns at all — just repeated the same line over and over. I’ve cancelled my renewal and moved to Whistle & Wag, who offer the same cover at a fair and transparent price.

Disappointing experience from a company I expected better from.

16 July 2026
Unprompted review
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your feedback.

We can see you have raised a complaint with regards to the pricing, they will investigate this in detail and get back to you within the timescales provided in their email.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Quick response and claim paid in full

Quick response and claim paid in full. Thank you.

16 July 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Janice,

Thank you for your lovely feedback. We’re delighted to hear your claim was handled quickly and paid in full. We really appreciate you choosing Only Paws and taking the time to share your experience.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Great to deal with

Great to deal with, claim settled quickly and even refunded a monthly payment which went out after my cat passed away.

7 July 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Roslyn,

Thank you for your kind review. We’re very sorry for the loss of your cat, and we’re glad we could make the claims process straightforward. We truly appreciate you taking the time to share your experience.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Unfortunately I had to make a claim for…

Unfortunately I had to make a claim for one of my cats recently but once I got online it was straight forward enough & then only paws contacted my vets who dealt with the claim . The only downside was lack of communication to myself as I didn't know how the claim was going .a simple email would have been appreciated but all in all a very positive experience

25 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Frances,

Thank you for your kind review.
We’re really pleased to hear the online process was straightforward and that your overall experience was positive.

We appreciate your feedback about communication and understand that updates make a big difference while a claim is being handled. You can check your online portal at any time for the latest updates on your claim.

The Only Paws Pet Insurance Team.

Rated 5 out of 5 stars

Very helpful

Very helpful

16 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Susan,

Thank you so much for your review. We’re really pleased to hear you found our Customer Success Team very helpful.

We’re here to keep things simple, clear and supportive whenever you need us, so your feedback means a lot to the team.

The Only Paws Pet Insurance Team.

Rated 5 out of 5 stars

I had an issue of my own making

I had an issue of my own making. Only Paws agent responded quickly and gave clear advice.

1 July 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Tj,

Thank you for your lovely review. We’re really pleased to hear our Customer Success Agent responded quickly and gave clear advice.

We’re glad we could help get things sorted and make the process straightforward for you.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Always helpful

Always helpful with quick response to enquiries

30 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Kirsti,

Thank you for your lovely review. We’re really pleased to hear our Customer Success team has been helpful and quick to respond to your enquiries.

We’re always happy to help and appreciate you taking the time to share your experience.

The Only Paws Pet Insurance Team.

Rated 1 out of 5 stars

Unless you pay for lots of extras for a…

Unless you pay for lots of extras for a moggie you get nothing in return, total waste of time & money. You might as well put the money in a jar every month

26 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Angela,

Thanks for sharing your feedback.

Our products were designed to give customers a more bespoke and flexible policy, tailored to their pet’s individual needs, and is clearly outlined in the quote journey and policy documents. Also, you are able to upgrade and downgrade at any point during the year, and not only at renewal like most other providers.

If you would like to discuss this further please email us at info@onlypawspetinsurance.co.uk so we can help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Great customer portal & claims process

A very easy to navigate customer portal and quick, efficient claims process - so much easier than other insurers where you have to download, complete, sign and re-upload paper forms. With Only Paws, it's just a few clicks and the claim is in. When changes happen and amendments are needed to claims, emails are responded to swiftly, with contact always friendly and professional. Thank you!

22 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Richard, thank you for your review.

Our claims process is very efficient and our Customer Success agents are always on hand to help you with any queries you may have throughout that process.

Rated 1 out of 5 stars

Only Paws used vet information from 6…

Only Paws used vet information from 6 years previous where I had gained advice on my Romanian rescue dog biting as a puppy. I had forgotten this was ever an issue as so much time had lapsed. They cancelled the insurance policy based on my dog showing, "aggressive tendancies" and would not pay out on my claim. They asked how my dog was on walks and I answered honestly that he pay pull or growl at other dogs as he is frightened of his own shadow but that when my friends bring dogs round they play happily in the garden. They joined the 6 year old information and the leader pulling and growling to judge him as a violent dog. Disappointed and annoyed to not cover how I feel about this as there is clearly no understanding towards puppy and rescue behaviour and how this can change and significantly improve with love and training.

20 June 2026
Unprompted review
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your review Nicola, your feedback is very important to us.

Voiding a policy is a last resort and will only happen when aggressive behaviour happened before a policy started and was not disclosed during the quote journey.

If you disagree with the decision, there is an appeal process which gives you and your vet the opportunity to provide further information that may not have been included in your initial claim.

Please contact claims@onlypawspetinsurance.co.uk for further assistance.

Rated 5 out of 5 stars

Great

Great, very quickly sorted out claim.

18 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Bonz,

Thank you so much for your review! We’re really pleased to hear your claim was sorted quickly.

We appreciate you choosing Only Paws to help protect your pet.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Brilliant insurers

Brilliant insurers, kept me up to date throughout the claim, so I knew exactly where I was via email. Any questions I had were answered very promptly and with a human touch, very much appreciated, took the pressure off a stressful time with my dog. Would reccomend to anyone looking for pet insurance

28 May 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your review Nicola.

We try our very best to make sure the claims process is as smooth as possible, to take the stress away from you.

Rated 5 out of 5 stars

Found Only Paws to be so easy to use…

Found Only Paws to be so easy to use with regards to claims, submit a very easy form online, they contact the vet for any additional information required and usually paid out within a few days or weeks if more complex. Have used for 3 years now and will continue to use

9 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Nicola,

Thank you for your lovely review and for staying with us over the last 3 years. We’re so pleased to hear you’ve found the claims process easy to use.

It’s great to know claims have been handled smoothly and paid promptly, our claims team work hard for a fast turnaround. We really appreciate your continued trust in us.

The Only Paws Pet Insurance Team 🐾.

Rated 1 out of 5 stars

Refused to honour claim for spurious reasons

Wriggled out of my claim for spurious reasons. Shocked by their heartlessness

6 June 2026
Unprompted review
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for taking the time to leave a review.

At Only Paws, we carefully assess each claim using all relevant information provided by both you and your vet.

We do offer an appeals process if you believe the decision is incorrect. Please contact us at claims@onlypawspetinsurance.co.uk and a member of the team will be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very good fast service at a very sad…

Very good fast service at a very sad time, when my 15 year old beloved labradoodle had to be put to sleep. Clear details of what they paid out for, which was most things apart from the excess. Very grateful. Thank you.

4 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Diana,

Thank you for your kind review. We’re so sorry to hear about the loss of your beloved pet, after 15 years together, we know how heartbreaking that must be.

We’re glad our team could provide a fast claims turnaround at such a sad time. Thank you for your lovely words, and we’re grateful we could support you when you needed us.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very good in the end

Despite wasting my vets time by saying they do do pre approval when they don't and this post operation i had to log it first before they would speak to my vet... I've got to say they were very good in the end

2 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Symoon,

Thank you for your feedback. We’re sorry there was some confusion around the claims process and that this caused extra back-and-forth for you and your vet.

We’re glad to hear our team were able to help in the end, and we appreciate you taking the time to share your experience.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Good cover for an older cat

Easy to use and cover clearly explained - and a good price for an old cat!

2 June 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Julie,

Thank you for your lovely review. We’re so pleased to hear you found the cover easy to use, clearly explained and good value for your cat.

We know finding the right protection later in a cat’s life can feel important, so it’s great to know we could help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

I had a few queries on my renewal so I…

I had a few queries on my renewal so I emailed the Only Paws email address and got very helpful responses in less than 2 hours.

29 May 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Yaseen, thank you for your feedback. We are always happy to help and usually respond within an hour during working hours.

Rated 5 out of 5 stars

All round brilliant!

I've been with only paws for a few years now for 2 cats. One has regular vet visits with our local vet and a dermatology specialist. All the claims I've made have been settled in full promptly, this goes for direct claims and ones where I pay the vet then they pay me back.
The website is very well designed and easy to use. The claim form is simple.
The other week I submitted the wrong type of claim, so I contacted their support team and they withdrew that claim for me and instructed me on how to make that claim correctly.
I'm really happy with Only Paws and avidly recommend them!

28 May 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Stacey,

Thanks so much for your brilliant review and for trusting Only Paws with both of your cats over the years.

We’re delighted to hear your claims have been settled promptly, and that you’ve found the website easy to use. It’s also great to know our customer success team could quickly help get the incorrect claim withdrawn and point you in the right direction.

We really appreciate your recommendation.

The Only Paws Pet Insurance Team 🐾

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