Splitit Reviews 

Easy to use. Untill now everything is according to what they specified.

So easy to set up and interest free payments over 6 months. Great service.

Easy process and the payment was taken well after the delivery was complete.

Simple to use.
Quick service.

It is nice to have the options to have split payment without interest charge.

Not good with tech i am a boomer was not hard thank u 4 that

Is a way to assure that the provider is working well and delivers the products as quick as possible

Good services on time

"Splitit is a game-changer. It let me use my existing credit card to pay in installments with zero impact on my credit score. Highly recommend!

Good experience , not expensive..Good service

Pay after delivery is useful, especially with AliExpress that can take months to give a refund for a package never delivered (if giving a refund at all). Normally I wouldn’t use such a service, personally, but with a recent undelivered package decided it would help protect from the same issue.

Great way to split payments without any negative impact!

First time I’ve used this kind of service and it was v helpful

So far seems good but this is a 12 month relationship and this survey would be better placed in 12 months

Great option to have so you don’t have to worry about paying for the whole thing at one time

Great for splitting up the payment and making it affordable on 0 percent interest

So for, So Good!!!!!

it isn't a bad, but I paid something in 3 installments. The problem was that the full amount was still reserved from my creditcard, effectively still costing me the full price at time of purchase.
This completely nullifies the use of installments.
I got several subscription payments that were denied because this cc reservation locked my entire credit.

Edit July 21 2026:
I'll respond to the reply within an edit, because there's no other way.
The "temporary authorization (hold)" is not temporary, it blocks my creditcard limit in such a way that there's nothing else I can do with it. It'll be fine after all installments are processed, or so I hope.
Maybe it works differently with other creditcards, but I don't have to pay any interest, loans or fees as long as I pay my monthly bills on time. Due to the way this is being processed, I may have the credit still on my card, but I can't do anything with it because it is reserved, making it essentially useless. Therefore, there is no difference for me and my account whether I had paid it in installments of in one go.

reply from splitit:
Thank you for sharing your experience! For all installment plans powered by Splitit, you will see two transactions after checkout:

1. One is the temporary authorization (hold) on your card that guarantees your purchase.
2. The other is the first installment, which is charged immediately.

We have not charged you in full; what you are seeing is the temporary authorization hold, plus your first payment. With Splitit, you get the benefit of only paying your monthly installment, plus all the benefits of paying with your existing credit card, no new loans or any additional fees! We hope this information addresses your concerns!