Atwal Financial  Reviews 

10
TrustScore 4.5 out of 5

4.4

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Company details

  1. Financial Planner

Written by the company

Helping UK clients, NRIs, returning NRIs and British expatriates successfully manage pensions, investments, taxation and wealth across the UK-India corridor. Atwal Financial specialises exclusively in UK-India cross-border financial planning. Since 2008, we have helped more than 800 clients worldwide successfully manage their finances across the UK-India financial relationship. Whether you are a UK resident with family, business or investments in India, an NRI living in the UK, an NRI returning to India, or a British expatriate living in India, we provide specialist advice that integrates UK pensions, investments, retirement planning and UK-India tax planning into one coordinated financial strategy. We don't simply advise across two countries—we help clients connect every part of their financial life into one clear, coordinated strategy that works seamlessly across both UK-India jurisdictions. Unlike traditional financial advisers who typically focus on one jurisdiction, we coordinate every aspect of your financial affairs across both UK-India financial systems—helping you reduce unnecessary tax, protect your wealth, simplify complex financial decisions and plan confidently for the future.


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4.4

Excellent

TrustScore 4.5 out of 5

10 reviews

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4.4

All reviews

(10)

10 reviews in the last 12 months

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Rated 5 out of 5 stars

Great introductory consultation

Great introductory consultation! I had an initial call with Ranjit to discuss UK-India cross-border tax implications. I explained my situation, and he provided a fantastic, clear, high-level overview of the landscape. He made a complex topic easy to understand and gave me great tips on the next steps. Highly recommended!

27 August 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs. Planning across the UK and India borders requires clarity, and we were happy to provide that over your discovery call and look forward to working with you.

Warm regards,

The Atwal Financial Team

Rated 5 out of 5 stars

Integrity, and practical advice

I 'd reached out to Ranjit for advice regarding transferring funds from redemption of mutual funds in India to the UK. Ranjit took the time to understand my situation and concerns, after which he explained the factors I would need to consider and actions to undertake.
What most impressed me was his integrity - after establishing that my case was relatively straightforward, Ranjit gave me practical advice on next steps, and said that I would not need his services as the issue could be handled easily by myself.
The advice provided during the discovery call was clear and practical, including advice on potential (non-affiliated to Ranjit, so no commercial incentive for him) UK-based accountants that I might wish to connect with to dot i's and cross t's on my matter.
Ranjit also offered to advise on any clarifications that might crop up as I undertook the process; I'm sure these were not empty words.
Our interaction left me impressed by Ranjit's integrity, responsiveness and the clear practical next steps provided. It would have been easy for him to pull the wool over my eyes and sell me a service that I didn't need - the fact that he didn't, and clearly explained what I'd need to do on my own instead, speaks volumes to his character. No hesitation in recommending Ranjit for UK/India financial advice.

19 August 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Hi Ajay,

Thank you for your time. At Atwal Financial, we only partner with clients when we are confident we can deliver clear value and fully justify our fee.

Please don't hesitate to reach back out in the future as your financial needs evolve.

Best regards,

The Atwal Financial Team

Rated 5 out of 5 stars

Clear,Prompt and Practical Financial Advice

I contacted Atwal Financial for advice regarding the tax implications of my savings in India. Ranjit got in touch the very next day with an introductory email, and we arranged a video call to discuss my situation.

During the call, he was extremely knowledgeable, took the time to explain everything clearly, and provided sound, practical advice. I found him to be honest, fair, and genuinely helpful throughout the process. I would highly recommend Atwal Financial to anyone seeking professional and trustworthy financial advice.

16 July 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs.

Warm regards,

The Atwal Financial Team

Rated 5 out of 5 stars

360° UK-India Financial Review

I found Ranjit to be highly specialised and dependable, particularly in navigating complex UK–India cross-border financial matters. He consistently demonstrated professionalism, transparency, and integrity in his advice, ensuring clarity in decision-making. His responsiveness and client-centric approach stood out, as he addressed queries promptly and effectively. Overall, his personalised and structured guidance significantly enhanced my confidence in managing financial decisions and I highly recommend using Atwal Financial.

21 June 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs.

Warm regards,

The Atwal Financial Team

Rated 5 out of 5 stars

I recommend Atwal Financial for the…

I recommend Atwal Financial for the process of transferring pension process from UK to India. Their recommendations for the choosing the scheme best suited me and the process became easy because of their quick and prompt help. Thanks again 👍

24 April 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs.

Warm regards,

The Atwal Financial Team

Rated 5 out of 5 stars

Honest and knowledgeable

I recently had an introductory call with Mr. Ranjit to explore the complexities of Indian taxation and the remittance of funds to the UK. I was thoroughly impressed by his depth of knowledge and professionalism. What stood out most was his refreshing honesty and candor; he clearly outlined exactly where his expertise would add the most value and openly advised when I might be better served by a local accountant. He even went out of his way to offer his own network of accountant contacts to assist me. Mr. Ranjit has a highly evident command of cross-border financial jurisdictions, and I will definitely be engaging him for future financial advice. Highly recommended for anyone navigating UK-India financial matters.

3 June 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you!

Rated 5 out of 5 stars

Knowledgable and Trustworthy

Very happy with the service received. Ranjit was prompt in responding to my queries and getting meetings set up at a time that suited me. I was relieved to find someone who could give solid trustworthy financial advice for situations between UK and India. I will be recommending Atwal Financial to others as well.

13 May 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs.

Warm regards,

The Atwal Financial Team

Rated 5 out of 5 stars

Solid support for transactions in India

Open, down to earth advice from knowledgeable base.
Ranjit took time to understand my requirements and was able to introduce me to the right person.
Up front clear costings. Would not hesitate to recommend. Tasks in India can be daunting but Ranjit was there to guide me through.

1 December 2025
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs.

Warm regards,

The Atwal Financial Team

Rated 5 out of 5 stars

UK pensions in India

Originally from the UK and in India for 20 years, Ranjit was able to give great guidance on how to approach issues around my UK pension contributions. Obtaining up to date information and resources and offering multiple different avenues depending on the outcomes. He was pro-active, quick to respond, knowledgeable astute in understanding the different options I had to consider for my long term future financial planning. He is also extremely personable, which is a great help.

15 April 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs.

Warm regards,

The Atwal Financial Team

Rated 5 out of 5 stars

Helped me with financial planning in…

Helped me with financial planning in India. Trustworthy and prompt action and plans.

11 March 2026
Unprompted review
Atwal Financial  logo

Reply from Atwal Financial

Thank you for the 5-star review! We appreciate your trust in Atwal Financial for your financial planning needs.

Warm regards,

The Atwal Financial Team

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