Reciprocal Reviews 

21
TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

Great customer service from Tom F! On the rare occasion that I'm not sure what to do on the online portal I call and he always picks up or calls straight back with the needed guidance. Reciprocal have... See more

Company replied

Rated 5 out of 5 stars

I would recommend Reciprocal for your foreign exchange services. I have worked with John since he was with AMEX and the service is efficient and professional . The FX platform is user friendly and rat... See more

Company replied

Rated 5 out of 5 stars

I have been dealing with Tom for over 4 years now, originally when he worked for AMEX. I have always received a very professional and efficient service. We mainly us the platform for USD purchases for... See more

Company replied

Rated 5 out of 5 stars

Our accountant recommended Sam, and he was brilliant in helping us get the right solution for what we needed. We had a substantial amount of machinery to purchase from Germany for our workshop. Not on... See more

Company replied

Company details

  1. Currency Exchange Service
  2. Alternative Financial Service
  3. Finance Broker
  4. Non-Bank Financial Service

Written by the company

We're a multi-award-winning financial services brokerage providing FX international payment solutions for businesses, charities, and individuals. What sets us apart is our unique cashback reward scheme, the only one of its kind in the FX market, where clients earn money back on every currency exchange. We also plant a tree for every conversion, combining financial benefits with environmental impact. Our clients benefit from a highly personalised service with direct access to their dedicated account manager, who provides expert guidance tailored to their specific needs. We help our clients manage currency risk through sophisticated tools, including forward contracts and market orders, protecting them from volatile exchange rate movements. Our modern, easy-to-use online platform features a single multi-currency account capable of holding over 30 currencies, ideal for businesses operating internationally. This allows clients to receive, hold, and convert funds seamlessly across multiple markets. Beyond foreign exchange, we offer a range of working capital solutions to help businesses access the funding they need to grow and scale their operations. Whether you're making regular international payments to overseas suppliers or expanding into new markets, we combine competitive rates, cutting-edge technology, and personalised expertise to make your international finances work harder for you.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

21 reviews

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4.6

All reviews

(21)

17 reviews in the last 12 months

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Rated 5 out of 5 stars

Solid platform and great customer service from Tom F!

Great customer service from Tom F! On the rare occasion that I'm not sure what to do on the online portal I call and he always picks up or calls straight back with the needed guidance. Reciprocal have proven a strong and reliable partner so far - keep up the good work!

31 August 2026
Unprompted review
Reciprocal logo

Reply from Reciprocal

Thanks Jordon. We really appreciate the feedback.

We work hard to ensure our payments are among the fastest in the industry. We'll let Tom know you're pleased with his efforts; he'll be thrilled.

All the best
Team Reciprocal

Rated 5 out of 5 stars

I would highly recommend Reciprocal

I would recommend Reciprocal for your foreign exchange services. I have worked with John since he was with AMEX and the service is efficient and professional . The FX platform is user friendly and rate is always competitive. The Voucher scheme and tree planting is also I nice little extra.

2 June 2026
Unprompted review
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Reply from Reciprocal

Thank you, Kelly. What lovely feedback.

We look forward to supporting you with your future payments.

All the best
Team Reciprocal.

Rated 5 out of 5 stars

Highly recommend

Sam and the team are incredibly informed, professional and diligent. They streamlined the onboarding and whole set up process to ensure a quick access to the marketplace. Service was exceptional and the platform incredibly user friendly.

1 July 2026
Unprompted review
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Reply from Reciprocal

Thank you for your kind words, Josh.

We're glad you had a good experience, and we look forward to servicing your future payments.

All the best
Team Reciprocal

Rated 5 out of 5 stars

Reciprocal service all my foreign…

Reciprocal service all my foreign transactions,
I have knownJohn for several years and he is always honest and available.

28 July 2026
Unprompted review
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Reply from Reciprocal

Thank you Richard.

We're pleased to hear you're enjoying the service.

All the best
Team Reciprocal

Rated 5 out of 5 stars

Excellent Service Highly Recommend

Excellent Service Highly Recommend. We get a much better exchange rate than before for our overseas purchases and the payments reach suppliers a lot quicker, thanks Tom and Reciprocal team! :)

24 July 2026
Unprompted review
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Reply from Reciprocal

Thanks so much for your kind words.

We do our best to ensure our rates are among the most competitive in the market, so we're thrilled that's being recognised.

We look forward to supporting your future payments.

All the best
Team Reciprocal.

Rated 5 out of 5 stars

Great FX Service

Great FX Service, I know Tom from AMEX FX when he helped setup and support my account there in 2021, Now using Reciprocal the multi currency account is useful to receive payments in and platform easy to use to pay suppliers, best rates of exchange and simple to setup and use, Tom easy to get hold of for support whenever I call or email.

22 July 2026
Unprompted review
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Reply from Reciprocal

Thanks Mujtaba,

Great to hear you're enjoying the platform, and your account manager is providing a great service.

We look forward to supporting your business over the long term.

All the best
Team Reciprocal

Rated 5 out of 5 stars

I have been dealing with Tom for over 4…

I have been dealing with Tom for over 4 years now, originally when he worked for AMEX. I have always received a very professional and efficient service. We mainly us the platform for USD purchases for goods in the far east, platform is user friendly and all payments go througe within hours usually. Voucher scheme was a great surprise, i have just used 2 recently. Great work reciprocal and especially Tom.

28 April 2026
Unprompted review
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Reply from Reciprocal

Thanks for the review Alan.

We'll pass these kind words on to Tom, he'll be chuffed.

Good to hear you're enjoying our reward scheme. We look forward to paying out on many more!

All the best
Team Reciprocal

Rated 5 out of 5 stars

Our financial advisor introduced us to…

Our financial advisor introduced us to Sam, he was brilliant from the first conversation. Buying our villa in Spain was quite a daunting experience due to the size of money we was transferring. But Sam was patient, answered all of our many questions, and the payment went through really smoothly. Thanks Sam for you help.

11 March 2026
Unprompted review
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Reply from Reciprocal

Fantastic to hear this Joga, thanks so much. We wish you all the best in your new holiday home. Enjoy that tapas!

All the best
Team Reciprocal

Rated 5 out of 5 stars

Our accountant recommended Sam

Our accountant recommended Sam, and he was brilliant in helping us get the right solution for what we needed. We had a substantial amount of machinery to purchase from Germany for our workshop. Not only did he help secure a really competitive business loan to fund it, but the exchange rates were far better than our banks when exchanging the pounds to Euros. Great service, would happily recommend.

18 March 2026
Unprompted review
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Reply from Reciprocal

James, it was a real pleasure helping you with this. We hope the new equipment allows you to fulfil those extra orders.

All the best
Team Reciprocal

Rated 5 out of 5 stars

Smooth setup and always easy to make…

Smooth setup and always easy to make payments. Highly Recommended. Great scheme included with funds the plantation of tree with each payment and a rewards scheme.

4 February 2026
Unprompted review
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Reply from Reciprocal

Thanks for the review Adeem, great to hear you're enjoying everything.

We're really appreciative to have you as a client.

All the best
Team Reciprocal

Rated 5 out of 5 stars

Excellent company for foreign currency payments

We’ve had a really positive experience with Reciprocal. The voucher rewards scheme works well and has been genuinely appreciated, and the tree-planting initiative is a great touch that aligns nicely with our values.

What really makes the difference though is the support, our account manager has been excellent. Always responsive, proactive, and genuinely helpful, which makes the whole process easy and stress-free.

Overall, a well-run platform with a solid product and great people behind it.

8 February 2026
Unprompted review
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Reply from Reciprocal

Thanks so much for the review Matt.

We're thrilled you're enjoying your experience, and we look forward to supporting your business's payments in future.

We'll pass your kind words onto your account manager.

All the best
Team Reciprocal

Rated 5 out of 5 stars

Now my only FX dealer

Now my only FX dealer! Great rates and services. The platform is easy to use and you also benefit from a nice reward programme (lots of partnership to enjoy) and the tree planting is an added bonus.

5 February 2026
Unprompted review
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Reply from Reciprocal

Thanks so much for the review.

We're glad to hear the list of partnered brands to spend your cashback on is working out. More brands hopefully coming soon!

Many thanks
Team Reciprocal

Rated 5 out of 5 stars

Excellent FX company

In a competitive market place Reciprocal are able to provide great rates and are now my sole FX dealer. The reward programme and tree planting is an added bonus. My account manager is always available and the platform is easy to use putting me in control of when to make transfers dependent on the market and my requirements

2 February 2026
Unprompted review
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Reply from Reciprocal

We really appreciate the review Sam.

It's a pleasure working with you and we hope the relationship lasts many years.

Thanks again,
Team Reciprocal

Rated 5 out of 5 stars

I used the service for exchange foreign…

I used the service for exchange foreign currency and send money to Asia . It was really good services . Smooth transaction and always been guided on if there are some problems.

Would recommend to anyone!

31 January 2026
Unprompted review
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Reply from Reciprocal

Thanks so much, great to hear you're enjoying the service. We can't wait to reward you with your cashback next quarter.

All the best
Team Reciprocal

Rated 5 out of 5 stars

we have been using the services for…

we have been using the services for almost a year and we are very happy with the service. Tom which i have been dealing with is always helpful and available if any queries. every week updates on the exchange fluctuation to and market updates . To top it up the quarterly rewards are handy

8 January 2026
Unprompted review
Reciprocal logo

Reply from Reciprocal

Thank you for the review Dhurata. We'll pass these kind words onto Tom. We look forward to supporting your FX transfers in future. Enjoy those cashback rewards!

All the best
The team at Reciprocal.

Rated 5 out of 5 stars

Outstanding service

Thank you Sam for your professional and expert service. You made the world of currency exchange very approachable and safe.

From our initial conversation, I did not hesitate to using Reciprocal and felt reassured with Sam's expert guidance.

We discussed the disadvantageous exchange circumstances from GBP to CHF and how to best go about it. Sam provided financial and economical context, along with political dates that were likely to be impactful. I am not very knowledgeable about financial matters, yet everything Sam explained was accessible.
Every week, Sam sent me comprehensive updates and when the pound fell lower than its latest lowest point, he alerted me.
We agreed to continue monitoring the situation and that we would aim to complete the trade prior to the new budget announcement.

Right from the start, Sam explained that the rates he could offer would not be as competitive as an online currency platform, but I would have a person to speak to if anything went wrong with the transaction. Given the amount at play, minimising risk was a key factor.
On top of this, Sam guided me through the online platform setup. For someone with ADHD who is not technically minded, this was another added bonus!!! As soon as I’d provided all the relevant details and ID checks had been carried out, we jumped on a call and Sam talked me through how the online platform functioned. Although relatively straightforward, it made the user experience noticeably smoother.

We have now completed the trade and it all went extremely smoothly.
Reciprocal plants a tree for every trade and offers a thank you voucher too - more significant perks!

I cannot praise Sam’s expertise enough and will not hesitate to use his services again or recommend him to anyone around me.

21 November 2025
Unprompted review
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Reply from Reciprocal

Thank you Anne, it was such a pleasure to work with you. We hope everything goes well in Switzerland.

Rated 5 out of 5 stars

Great service at any time!

Great service from Sam who despite going on holiday managed to arrange competitive and flexible solution.

22 September 2025
Unprompted review
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Reply from Reciprocal

Thanks for the review Les. It was a pleasure working with you. Should your business need any finance in future to help you grow even further, we'd be happy to help.

All the best
Sam

Rated 5 out of 5 stars

Thanks!

Sam and his team went above & beyond when I needed offline support for a business transaction currency exchange. They not only reacted super fast but also followed up to ensure I was equip with the correct knowledge process for next time. Thanks for making it easy & putting my mind at rest!

18 November 2024
Unprompted review
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Reply from Reciprocal

Thanks Lucy. Always happy to help and we look forward to supporting your business and its future growth.

Rated 5 out of 5 stars

Sam did a very good job,always kept us…

Sam did a very good job,always kept us up to date with our situation, I would not hesitate to use Sam services again.
Thank you
Ezio Dusi

10 June 2024
Unprompted review
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Reply from Reciprocal

Thanks Ezio, it was a pleasure working with you.

Rated 5 out of 5 stars

Money transfer

Couldn't fault it. We had an apartment to sell in Spain and Sam helped make everything go through smoothly.
We had the money back in our UK account the following day, really chuffed with everything.

1 April 2024
Unprompted review
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Reply from Reciprocal

Thanks Gary, we're glad everything went as planned.

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