Direct Line Reviews 

33,981
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 7,618 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable staff and friendly call handlers for being extremely polite, professional, and genuinely helpful during phone inquiries. Consumers also appreciate the exceptionally straightforward digital process, which makes purchasing coverage and securing competitive initial pricing very simple, fast, and convenient. However, some customers also noted that annual renewal prices can increase significantly over time, creating frustration for loyal, long-term policyholders. A few other people also felt that reaching customer support by phone can sometimes be challenging and difficult when trying to resolve account issues.

What people talk about most

Price

Consumers find price to be positive and note that initial quotes can be considerably cheaper than renewals or... See more

Service

Customers had positive experiences with service, describing it as great, friendly, and efficient. Consumers... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the process is... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying dramatically from highly... See more

Staff

Clients share positive opinions on staff, frequently praising representatives for being quick, efficient, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I now always go to a comparison site to get the best price I can around renewal time. Loyal customers are penalised by Direct Line compared to new business. Last year I saved around 40% - the renewal... See more

Company replied

Rated 4 out of 5 stars

The process was quite easy but the reward for renewing doesn’t reflect the year on year increase in the overall cost. Having never claimed myself why do we get penalised for those who have?

Company replied

Rated 5 out of 5 stars

Fast acting, considerate & clear on explaining. Help was always available & reasured that due to being no fault of my own, the repairs needed were covered by the other party & this does not affect m... See more

Company replied

Rated 5 out of 5 stars

When I had to make a claim I was upset and needed support. Direct Line were magnificent. So long as they retain capable staff to help customers through moments of truth they will retain my business, e... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Pet Insurance Company
  5. Travel Insurance Company

Written by the company

Direct Line has been insuring cars for 40 years. From small beginnings, we’re now one of the UK’s biggest insurers, with more than 10 million customers. We offer a range of products, including home, pet, and business insurance, that you can get online, on our app, or over the phone. For many years, we prided ourselves on only dealing directly with customers, but as insurance has evolved, so have we, and you can now buy some of our policies on Price Comparison Websites. We always put our customers first, that’s why we make it easy to manage your insurance online so you can spend more time on the things that matter.

Direct Line

Written by the company

Direct Line began an insurance revolution. We started from scratch in the UK in April 1985 with a single product – car insurance, and just one way for our customers to buy – over the telephone. It was a revolutionary time as out went the middlemen, the forms and the jargon. In came speed, simplicity and a common‐sense human touch. And today we’re still revolutionising insurance. We have over ten million customers and a broad range of products and services over the phone and on the Internet.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

34K reviews

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4.3

All reviews

(33,981)

7,233 reviews in the last 12 months

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Rated 4 out of 5 stars

I called Direct Line to chat about what…

I called Direct Line to chat about what I had found on the self style portal to ensure that I had fully understood some parts of the policy. The person I spoke to was patient and made sure that I was satisfied with the intended purchase. Well done that person.

27 August 2026
Unprompted review
Rated 3 out of 5 stars

I was eventually happy but Direct Line…

I was eventually happy but Direct Line taking the payment was a problem I could have done without, I had to contact my bank to find out if they knew about the payment and they said they did and the problem was Direct Lines end I paid direct in the end

29 August 2026
Rated 5 out of 5 stars

Efficient Service

The lady I spoke to resolved our problem very well and efficiently. Also, unlike some companies, it was easy to get to talk to a person.

3 September 2026
Rated 1 out of 5 stars

I disputed the original quote for my…

I disputed the original quote for my car insurance and after 2 calls a lower price was agreed and confirmed in writing.You then charged me the original price.Afer another call a credit was agreed on 28/8. 9 days later I am still waiting for the credit to my account.I am not happy

5 September 2026
Rated 4 out of 5 stars

Price changed

The initial price I was quoted was unacceptable inky £12 difference from last year and no claims. After speaking to Direct line a small sum was removed from the total.
If you have loyal customers give them a better deal and you will retain them.

5 September 2026
Rated 5 out of 5 stars

Very happy customer!

I've just taken out a policy with direct line with all the added extras so I have complete peace of mind and the price was a huge £500 cheaper than my renewal price with my previous insurer, and I wasn't getting so many perks with my previous insurer either. Needless to say I signed up. I have since needed to call the customer services number to amend my direct debit and I was able to get through and make the necessary change with ease. I would certainly recommend.

2 September 2026

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