Direct Line Reviews 

35,406
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 7,977 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently mention that the digital online platform is exceptionally easy to navigate, allowing them to quickly secure competitive prices for their policies. People also deeply appreciate the staff, describing customer service agents as very polite, helpful, and efficient when handling various phone requests and emergency situations. However, some people mentioned unexpected annual renewal price increases that caught them completely by surprise after the initial policy period. Others experienced frustrating difficulties reaching human support through automated chat systems or dealing with confusing online system errors during renewals.

What people talk about most

Price

People report positive experiences with price, highlighting that the costs met their needs at a reasonable... See more

Service

Customers consistently note positive experiences with service, highlighting efficient processes, helpful... See more

User experience

Clients share positive opinions on user experience, describing the website and application form as... See more

Customer service

Consumers find customer service to be mixed, as many reviewers report helpful, polite representatives who... See more

Website

Reviewers mention positive feedback about website stating that purchasing insurance online is pretty... See more

Reviews shaping this summary

Rated 4 out of 5 stars

This survey has helped me understand a little better. I'm not great at understanding web-site details and find it all a bit confusing, however, I must point out that the Direct Line site was above th... See more

Company replied

Rated 4 out of 5 stars

I looked around for certain items to be covered. This was the best price for the cover. I had a policy with Direct Line before but second year the price rose considerably. This seems to always happ... See more

Company replied

Rated 4 out of 5 stars

The policy with Direct Line was tailored to my requirements. It was not the cheapest but I wanted to insure with a reliable company with a proven record. Some of the companies I reviewed I had never... See more

Company replied

Rated 4 out of 5 stars

UPDATE: It was good to see DL reply to my review. Companies should always respond to all their customers' reviews. However, sad to see they didn't comment on my policy payment issue. -------... See more

Company replied


Company details

  1. Insurance Company
  2. also in
  3. Auto Insurance Agency
  4. Home Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

Written by the company

Direct Line has been insuring cars for 40 years. From small beginnings, we’re now one of the UK’s biggest insurers, with more than 10 million customers. We offer a range of products, including home, pet, and business insurance, that you can get online, on our app, or over the phone. For many years, we prided ourselves on only dealing directly with customers, but as insurance has evolved, so have we, and you can now buy some of our policies on Price Comparison Websites. We always put our customers first, that’s why we make it easy to manage your insurance online so you can spend more time on the things that matter.

Direct Line

Written by the company

Direct Line began an insurance revolution. We started from scratch in the UK in April 1985 with a single product – car insurance, and just one way for our customers to buy – over the telephone. It was a revolutionary time as out went the middlemen, the forms and the jargon. In came speed, simplicity and a common‐sense human touch. And today we’re still revolutionising insurance. We have over ten million customers and a broad range of products and services over the phone and on the Internet.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

35K reviews

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4.3

All reviews

(35,406)

7,583 reviews in the last 12 months

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Rated 3 out of 5 stars

I also have car insurance with DL which…

I also have car insurance with DL which made the renewal of my house insurance so difficult as each policy requires a different email address.
My home renewal documents were very late in arriving and after phone calls with 3 DL staff only found a helpful one at the 3rd attempt.. a Scottish lady whose name ive unfortunately forgot.

5 November 2026
Rated 5 out of 5 stars

Very good price for home& buildings….

Very good price for home& buildings contents, decent communication.

5 November 2026
Direct Line logo

Reply from Direct Line

We are pleased to hear that you found our home and buildings cover to be very reasonably priced and that you experienced good communication with us. Thank you for taking the time to share your positive feedback. Ellie

Rated 5 out of 5 stars

Quick and easy thank you

Quick and easy thank you

5 November 2026
Direct Line logo

Reply from Direct Line

We're so pleased to hear that your experience was fast and straightforward. Thank you for taking the time to leave a five-star review; we really appreciate your feedback. Ellie

Rated 4 out of 5 stars

Comprehensive policy at a competitive…

Comprehensive policy at a competitive price

5 November 2026
Direct Line logo

Reply from Direct Line

We're pleased to hear that you found our coverage comprehensive and our pricing competitive. Thank you for sharing your positive feedback and giving us a four-star rating. Ellie

Rated 3 out of 5 stars

awaiting documentation

i am happy with the price and product, but i am still waiting for the paper version through the post. will be happy once I receive that.

4 November 2026
Direct Line logo

Reply from Direct Line

Thank you for your feedback. We're pleased that you are satisfied with the price and product, and we hope your printed documents arrive in the post very soon. Ellie

Rated 5 out of 5 stars

EASY TO COMPLETE APPLICATION FOR…

EASY TO COMPLETE APPLICATION FOR INSURANCE AND EASY TO UNDERSTAND

4 November 2026
Direct Line logo

Reply from Direct Line

We're pleased to hear that you found our application process straightforward and the details easy to understand. Thank you for sharing your positive feedback and five-star review. Ellie

Rated 4 out of 5 stars
Direct Line logo

Reply from Direct Line

We're so pleased to hear that you experienced swift assistance and found our rates to be competitive. Thank you for taking the time to share your positive feedback with us! Ellie

Rated 5 out of 5 stars

Straightforward renewal and hassle free.

Straightforward renewal and hassle free.

23 October 2026
Direct Line logo

Reply from Direct Line

We're so pleased to hear that your renewal process was smooth, simple, and completely hassle-free. Thank you for taking the time to share your positive feedback and for giving us a five-star rating. Ellie

Rated 5 out of 5 stars

I went through The Meerkats

I went through The Meerkats. This was the lowest price for house insurance. All sorted very quickly

4 November 2026
Direct Line logo

Reply from Direct Line

We're glad you enjoyed your experience with our quick process and found our house insurance pricing to be so competitive. Thank you. Ellie

Rated 5 out of 5 stars

Simple and easy

Very simple and easy to renew policy. Good renewal price. I’m very happy.

4 November 2026
Direct Line logo

Reply from Direct Line

We are so pleased to hear that you found the renewal process straightforward and were happy with the price. Thank you for sharing your positive feedback and giving us a five-star rating. Ellie

Rated 1 out of 5 stars

I will be looking for another insurance…

I will be looking for another insurance company - the carpet we had put down by you after claim was terrrible quality and nothing like what we had before. Even though we complained you said it was the same quality - would not reccomend you

4 November 2026
Direct Line logo

Reply from Direct Line

We're sorry to hear that you're unhappy with the quality of the replacement carpet provided for your claim and the subsequent handling of your complaint. If you remain unhappy with the outcome of your complaint, you have the right to refer your case to the Financial ombudsman on the link below. Ellie

http://www.financial-ombudsman.org.uk/publications/consumer-leaflet.htm

Rated 5 out of 5 stars

My home insurance transferred from RBS…

My home insurance transferred from RBS to Direct Line. The transfer was seamless and went without a hitch,I was kept fully informed at every stage, Also I was very pleased with the renewal premium.

4 November 2026
Direct Line logo

Reply from Direct Line

We are pleased to hear that the transition of your home insurance was smooth and that you were kept well informed throughout the process. Thank you for sharing your positive experience. Ellie

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