Easy to use app money there when needed speedy pay out also love drafty as you can keep control of your account and pay off early if you want interst rates are very good
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Review summary
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Application process was easy to follow. Completion of approval took just 24 hours and the money was in the bank almost instantly! The interest rate is high, but I guess that’s because ATM that’s my go... See more
Company replied
"Excellent service "! Their interest rates are a much lower percentage than other short-term lenders, which makes the loan far more affordable and manageable. The process is quick clear and doesn't br... See more
Company replied
The questionnaire was simple, and the background checks were done in a matter of minutes.once approved money was in my account in less than 10 minutes. What I like the most is that it works as a line... See more
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Company details
About Drafty
Written by the company
Drafty offers two flexible borrowing options. Drafty Loans are personal loans ranging from £1,000 to £3,000, with terms of 12, 18, or 24 months. Drafty Flex is a personal line of credit between £50 to £3,000 – a simple, convenient alternative to loans, overdrafts, or credit cards.
If approved, you can get cash sent to your bank in as little as 90 seconds*. Want to repay early and save on interest? Go for it – we charge zero early repayment fees. That’s right: zero, zip, nada!
We're fully regulated by the Financial Conduct Authority (FCA) and committed to responsible lending. We’ll never offer credit if we believe it could worsen someone’s financial situation.
Please think carefully about whether Drafty is the right option for you. This is even more important if you're in financial difficulty. If we don't think you can afford to repay your credit, we won't be able to approve you. We'll look at your current finances and credit history before we decide whether to give you credit.
*It may take longer to reach your account depending on your bank’s processes.
If approved, you can get cash sent to your bank in as little as 90 seconds*. Want to repay early and save on interest? Go for it – we charge zero early repayment fees. That’s right: zero, zip, nada!
We're fully regulated by the Financial Conduct Authority (FCA) and committed to responsible lending. We’ll never offer credit if we believe it could worsen someone’s financial situation.
Please think carefully about whether Drafty is the right option for you. This is even more important if you're in financial difficulty. If we don't think you can afford to repay your credit, we won't be able to approve you. We'll look at your current finances and credit history before we decide whether to give you credit.
*It may take longer to reach your account depending on your bank’s processes.
Drafty Line of Credit - Representative 96.2% APR (variable)
Written by the company
- Access up to £3,000, subject to approval
- You can apply for up to £3,000 and use what you need from your approved credit line. Unlike a loan for bad credit, you’re always in control.
- Take redraws without extra credit checks and no need to reapply
- With Drafty, you get a pot of money you can dip into whenever you need, as long as your account is in good standing. And, you only pay interest on the amount you draw.
- Cash to your bank in 90 seconds, if approved
- We pride ourselves on offering a quick and easy poor credit loan alternative. You could get cash into your bank in under 90 seconds, once approved . No need for a long and anxious wait.
- Zero fees….ever
- Drafty is the award-winning, refreshing and flexible way to borrow cash, fee free. That’s right no fees, zero, zip, nada!
- We offer flexible repayments
- You repay a minimum amount every month. Want to repay early? Cool! There’s no charge for that. And we make it easy to do with our app.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 695 8072
- info@drafty.co.uk
- drafty.co.uk
4.9
Excellent
18K reviews
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These guys are great sending reminders…
These guys are great sending reminders and having a chance to pay the same day you miss a payment. I would recommend to others.
24 October 2025
It useful but same way you need be…
It useful but same way you need be consistent with your payment
22 July 2026
Everything was clear and i got the…
Everything was clear and i got the money as promissed
18 July 2026
So easy to navigate and completed in…
So easy to navigate and completed in minutes highly recommended
21 July 2026
Straightforward
18 July 2026
Great service
Process was easy to complete. Service was fast and efficient. Site was very user friendly. I would recommend this company to others.
18 July 2026
Very easy to apply and use
Very easy to apply and use. Very helpful when theres a problem
18 July 2026
Quick n easy
17 July 2026
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