Cover4Rentals Reviews 

3,350
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,851 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the website is very easy to use, allowing them to purchase car hire excess insurance quickly. People also appreciate the competitive pricing, which offers a much cheaper alternative to the daily waivers offered by car rental companies. Furthermore, consumers praise the straightforward claims process, noting that payouts and approvals are handled efficiently within a few days. Some reviewers were not happy with unexpected price increases on renewal policies. Some people also felt that certain terms regarding coverage limits and regional options were a bit confusing to understand.

What people talk about most

User experience

Users describe positive interactions with user experience, highlighting how quick, simple, and easy the... See more

Price

Reviewers highlight positive aspects of price, noting very competitive rates that are a fraction of the cost... See more

Website

People report positive experiences with website, describing the online process as fast, clear, and very... See more

Claim

Consumers find claim experiences vary, as many reviewers have not actually tested the process or needed to... See more

Service

Customers had positive experiences with service, describing it as professional, efficient, and very easy to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My hire car windscreen was damaged and while at the airport for my flight home I was able to submit my claim easily, uploading photos of documents and the damage etc. Within a week of claim submiss... See more

Company replied

Rated 5 out of 5 stars

Cover4Rentals did exactly what they promised they would when I bought my policy from them. In other words - they settled my claim, quickly, in full and without any quibble whatsoever. I genuinel... See more

Company replied

Rated 5 out of 5 stars

It just works. Have been buying policies for years and recently have had to claim, twice, and each time from submission to payment is about 3 weeks. The online system is pretty good and helps you see... See more

Company replied

Rated 5 out of 5 stars

I did not need to claim, so I cannot speak of a claims experience, but suffice to say that the product sold to me by cover4rentals was simple and easy to arrange and ticked all the boxes. It was a fra... See more

Company replied


Company details

  1. Insurance Agency
  2. Insurance Broker
  3. Insurance Company

About Cover4Rentals

Written by the company

After experiencing the costly excess waivers often sold by car rental companies, Cover4Rentals was created. We offer a fairer, more affordable alternative to help drivers across Europe avoid unnecessary costs and access reliable protection when renting a vehicle.

We’re dedicated to helping customers reduce the overall cost of car hire by offering straightforward, comprehensive cover at a fraction of the price typically charged by rental companies.


Contact info

Rental Car Excess Insurance

Car rental made fairer and more affordable with Cover4Rentals

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.7

All reviews

(3,350)

2,987 reviews in the last 12 months

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Rated 5 out of 5 stars

Great way of saving on car hire costs

Excellent company to deal with. Contact is only online, but responses are fairly quick (usually two business days turnaround). Prices are very reasonable, especially for the first year (as with most insurance companies). The price of the excess insurance is usually recoverable in about four or five days of car hire.
I have had to make one claim and it was paid quickly, once I had submitted the necessary photos and copies of rental agreements/car hire company charges. Process for making a claim is fairly straightforward. Acceptance of claim was received in a week and refund received a few days later.
I hire a car about five times a year, total of about 30 days a year and this insurance saves me over £600 a year as I no longer pay for car hire company full cover insurance.
I have just renewed for another year and would highly recommend them.

1 September 2026
Rated 5 out of 5 stars

Straight Forward Website

Straight forward and easy to use website. I find that reviewing insurance products is only meaningful if you need to claim. That's when you see if they are really worth their ranking.

3 September 2026
Rated 5 out of 5 stars

Perfect

This is the perfect insurence if you want to pay at the counter of the rental company a high price.

3 September 2026
Rated 5 out of 5 stars

Simple, efficient and speedy claims process

I had expected a complicated claims process but I filled in the form and after just a couple of queries they settled my claim. I would highly recommend this insurance company for peace of mind when hiring a car, after my recent experience with Europcar, where they claimed damage that I didn’t cause!

29 August 2026
Unprompted review
Rated 5 out of 5 stars

Simple efficient and speedy settlement

I had expected a complicated claims process but I filled in the form and after just a couple of queries they settled my claim. I would highly recommend this insurance company for peace of mind when hiring a car, after my recent experience with Europcar, where they claimed damage that I didn’t cause!

29 August 2026
Unprompted review

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