Covéa Insurance plc Reviews 

2,690
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 527 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, polite, and understanding during stressful situations like accidents or damages. Consumers note that claims are often handled quickly and efficiently, with polite advisors guiding them smoothly through every single step. However, some customers also noted significant delays and poor communication regarding the status of their claims. A few reviewers experienced unresponsive service from the team and felt completely left behind chasing updates without clear answers or timelines. People mentioned having to repeatedly follow up or experiencing slow handling that added unnecessary stress to an already difficult situation.

What people talk about most

Staff

Consumers find staff to be positive, helpful, and very professional during difficult situations. Reviewers... See more

Customer service

People report positive experiences with customer service, highlighting supportive and efficient interactions.... See more

Claim

Reviewers highlight ambiguous aspects of claim experiences, showing a distinct split in customer... See more

Service

Clients share positive opinions on service, highlighting efficient claims handling and helpful staff.... See more

Response time

Reviewers mention ambiguous feedback about response time, with experiences varying greatly among consumers.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I stupidly put petrol in my diesel volvo xc60 then drove in limp mode for 20mls to get home, not realising the problem until it was to late. Covea wrote my car off because of the internal damage cau... See more

Company replied

Rated 5 out of 5 stars

The company responded promptly to our claim. A survey of our property was required to effect repairs to a damaged water main. They appointed someone to assess the situation which was done quickly with... See more

Company replied

Rated 5 out of 5 stars

I had what I considered a relatively minor and straightforward claim. Freezer gave up the ghost and a fair amount of food/contents could not be salvaged. An 'excess' amount needed to be taken off my c... See more

Company replied

Rated 5 out of 5 stars

Once I got to the right person the experience was excellent. That right person was Jade, very efficient, helpful, friendly, she explained everything clearly and did exactly what she said she was goin... See more

Company replied


Company details

  1. Insurance Agency

Written by the company

We’re the UK arm of the Covéa Group – one of Europe’s leading insurance and reinsurance providers. From protecting family homes and cars to safeguarding businesses, we deliver a full range of insurance products backed by the financial strength of Covéa and our award-winning claims service. We’ve been trusted in the UK for over 60 years and we’re proud to be consistently recognised by brokers and customers alike: 5-star rated in Personal Lines, Insurance Times “Customer Champion of the Year,” and ICS ServiceMark with Distinction. Our purpose is simple: to protect people when the worst happens — and to put things right, fast.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

3K reviews

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1-star

No recent history of asking for reviews

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Replied to 98% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(2,690)

499 reviews in the last 12 months

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Rated 1 out of 5 stars

Insure my car through Carole Nash…

Insure my car through Carole Nash didn't realise that covea were the insurer. Just tried to add my 41 year old daughter onto my policy for occasional use and was refused. My daughter has no convictions for any motoring nor has ever claimed on any insurance, She has been a teacher until recently and now a stay at home Mum, which presumably is the problem. I shall be looking elsewhere for insurance with immediate effect.

5 September 2026
Unprompted review
Rated 5 out of 5 stars

Taff Khan

Taff Khan was very helpful in explaining and getting me through my claim.

3 September 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good afternoon, thank you for taking the time to leave a review. I'm glad Taff was able to help you with your claim. Kind regards, Lauren.

Rated 1 out of 5 stars

Beware price gouging

Six weeks after taking out our home insurance, Covea unexpectedly increased the agreed price by £80. Their contract says we could only cancel the insurance without penalty in the first two weeks. They said we'd had a previous claim. We had tried to make a claim in 2023 after storm Babot dislodged a roof tile but we never received a pay out so the claim was not successful. Our previous insurance company had told us, since no money had been paid out, this did not count as a claim. The insurance industry needs proper regulation to stop this kind of sharp practice.

1 October 2025
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good morning Patrick, I'm sorry to hear that you're unhappy with your experience. If you would like to discuss this further, please email us at Customer.Relations@coveainsurance.co.uk and include your full name and postcode so we can locate your file. Kind regards, Lauren.

Rated 5 out of 5 stars

Quality Service

Exactly what you would expect from a professional and courteous company, they handled my claim with precision and were so helpful guiding us through the procedures.
I can’t thank them enough for their service, I will be recommending them to everyone as not all private insurance companies operate this way.
Top drawer for me.

2 September 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good morning Joe, thank you for taking the time to leave a review. I'm glad our team were able to help with your claim. Kind regards, Lauren.

Rated 5 out of 5 stars

Taff

Taff - was very informative and patient, phone reception wasn't good but he persevered with the call. making sure I understood what the procedures were. All in all a very helpful agent.
Covea did call back when they said they would.
All in all a very positive and helpful call.

1 September 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good morning William, thank you for taking the time to leave a review. I'm glad Taff was able to help with your call. Kind regards, Lauren.

Rated 1 out of 5 stars

If I could give minus stars I would

If I could give minus stars I would . My 82yr old dad has taken his private plate off his vehicle , phoned to update the details and do an admin change . He has been refused as he has a month left on his policy .want him to take out a new policy . He is still insured for a month !!!!!!! My mother needs transport for hospital appointments and my dad now cannot transport her and drive his car . Absolutely illegal to deny a change to a current policy any attempt for him to pay a fortune for a new policy !!!!!! Avoid this company 😡😡😡😡😡😡

UPDATE - Emailed as requested 3 days later no reply !!!! Still unable to use the vehicle . Shameful service and theft of remaining policy money , I will make sure I spread the word,

1 September 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good morning Tracey, I'm sorry to hear that you're unhappy with your experience. If you would like to discuss this further, please email us at Customer.Relations@coveainsurance.co.uk and include the full name, postcode and vehicle registration on the policy so we can locate it. Kind regards, Lauren.

Rated 1 out of 5 stars

Buyer beware!!

Buyer beware!!

I "thought" that I was insured with The AA. This was clearly not the case!

I then learned that I was actually insured with Covea. The AA are simply a broker Im told.

After my wife reversed in to car I contacted the AA and was told that I would need to contact Covea.

Apart from being annoyed with the AA, the experience continued to go down hill!

I have been waiting three weeks and have not seen any progress. I have called weekly for an update, submitted two sets of photos and I have been told that they will only be paying for 79% of the clain as my named drver had an undeclared SP30, not known to me and a genuine mistake!

I get the feeling that this company are delaying as much as possible and will continue to reduce the level of payout.

Never again!

1 September 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good morning Paul, I'm sorry to hear that you're unhappy with your experience. If you would like to discuss this further, please email us at Customer.Relations@coveainsurance.co.uk and include your full name, vehicle registration, and postcode so we can locate your file. Kind regards, Lauren.

Rated 5 out of 5 stars

My call was handled by Kate Freeman

My call was handled by Kate Freeman, who was very polite and professional at all times. Kept me fully informed through the call, what she was doing etc. Dealt with my call better than expected and I believe she went above and beyond for me.

1 September 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Hi Simon, thanks for taking the time to leave a review. I'm glad Kate was able to help with your call. Kind regards, Lauren.

Rated 5 out of 5 stars

I’d like to give a huge thank you to…

I’d like to give a huge thank you to Katie and Sophia at Covea Insurance for their outstanding service. They were both incredibly attentive, helpful and patient throughout, and genuinely went above and beyond to make sure everything was dealt with smoothly.

It’s so refreshing to speak to people who really listen, take the time to understand your situation and make you feel valued as a customer. Katie and Sophia were professional, friendly and reassuring from start to finish.

I couldn’t have asked for better support and would happily recommend them both. They are a real credit to Covea Insurance — thank you, Katie and Sophia! ⭐️⭐️⭐️⭐️⭐️

28 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Hi CeeCee, thank you for taking the time to leave a review. I'm glad to hear that Katie and Sophia were able to help and support with your claim. Kind regards, Lauren.

Rated 1 out of 5 stars

Wriggle Out When You Try To Claim

Been paying monthly permions for a personal accident policy with Covea Insurance since 2006 (twenty years). Got an annual payment reminder in which I read the payments for certain injuries. I contacted them and informed them that I had been diagnosed with both a fractured spine and pelvis after getting a DEXA scan and was told by Covea Insurance that I would be unable to claim if I could not prove it was caused by an accident so proof that I actually have the injuries is insufficient to make a claim.

27 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good morning Mr Keenan, I'm sorry to hear that you're unhappy with your experience. If you would like to discuss this further, please email us at Customer.Relations@coveainsurance.co.uk and include your full name, and postcode so we can locate your file. Kind regards, Lauren.

Rated 1 out of 5 stars

car ran into me

I agree with all the 1 star reviews.Do not use this insurance company.Disagreed with what i said more or less sais it was my fault.They can now put that same comment at the end of this

25 October 2025
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good morning Malcolm, I'm sorry to hear that you're unhappy with your experience. If you would like to discuss this further, please email us at Customer.Relations@coveainsurance.co.uk and include your full name, vehicle registration and postcode so we can locate your file. Kind regards, Lauren.

Rated 5 out of 5 stars

Well Treated

Katrina treated the situation with a lot of care and consideration for myself. It has been two months since the accident and a lot of stress has resulted. It was nice to be treated with such consideration.

26 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Hi Jim, thank you for taking the time to leave a review. I'm glad Katrina was able to help you. Kind regards, Lauren.

Rated 1 out of 5 stars

A friend of mine is going through hell…

A friend of mine is going through hell dealing with Covea on a subsidence case - it has taken 7 years. They are completely unresponsive, dragging their feet on everything, refusing to repair areas where they have caused issues - avoid like the plague.

26 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good afternoon Linda, I'm sorry to hear that you're unhappy with your experience. If you would like to discuss this further, please email us at Customer.Relations@coveainsurance.co.uk and include your full name and postcode so we can locate your file. Kind regards, Lauren.

Rated 1 out of 5 stars

A £369 tv broke they dragged there feet…

A £369 tv broke they dragged there feet untill I gave up and had to buy a new one. Poor communication. They will not pay out. Avoid at all costs.

25 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Good afternoon Alan, I'm sorry to hear that you're unhappy with your experience. If you would like to discuss this further, please email us at Customer.Relations@coveainsurance.co.uk and include your full name and postcode so we can locate your file. Kind regards, Lauren.

Rated 5 out of 5 stars

This girl was absolutely amazing I’ve…

This girl was absolutely amazing I’ve been through 5 days of hell before I spoke to her thank you Rebecca

25 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Hi Jennifer, thank you for taking the time to leave a review. I'm glad to hear Rebecca was able to help you. Kind regards, Lauren.

Rated 5 out of 5 stars

I believe that I was quite lucky in…

I believe that I was quite lucky in having my call answered by Taff, he was very friendly and helpful. He seemed to go above and beyond in helping me through what is a reasonably stressful experience.
🙏🙏🙏

24 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Hi Bernard, thank you for taking the time to leave a review. I'm glad to hear that Taff was able to help with your call. Kind regards, Lauren.

Rated 5 out of 5 stars

Lucy was very helpful and patient

Lucy was very helpful and patient. The steps were clear and concise and the timelines were made clear. Very pleased with the service I received.

25 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Hi James, thanks for taking the time to leave a review. I'm glad Lucy was able to help with your claim. Kind regards, Lauren.

Rated 5 out of 5 stars

The young lady to whom I spoke to today…

The young lady to whom I spoke to today 24/08/26, was so polite, respectful and friendly, also very aware of what process needed to followed.
Thank you 🙂

24 August 2026
Unprompted review
Covéa Insurance plc logo

Reply from Covéa Insurance plc

Hi Graham, thank you for taking the time to leave a review. I'm glad our team were able to help you yesterday. Kind regards, Lauren.

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