Lots of neobanks claim to be innovative and customer-focused. In my experience, most aren't that amazing compared to, if you will, legacy banks.

But Revolut is different. So many neat features, which are helpful once you realize what they are. The value-added services offered to premium subscribers are valuable and useful.

The money management part works just fine as does the trading of traditional shares in various markets. Some currency savings products offer a 3-4% interest rate.

Security is one of the strengths of Revolut. Not too intrusive, yet one feels that one's money is well protected.

I was on the fence when Revolut launched some years ago. Not anymore.