Tryg Reviews 

29,557
TrustScore 3.5 out of 5

3.4

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Rated 1 out of 5 stars

Insured for renters and after a stay ended in damage they refused to pay out citing it wasn’t covered for ‘accidents’ - even though apparently accidentally spilling red wine in the sofa is an acciden... See more

Company replied

Rated 5 out of 5 stars

Super fast support and good coverage with the clear policy from Tryg... Highly recommended.

Rated 4 out of 5 stars

God og fair behandling ifm krav/udbetaling af erstatning ved brand... En situation hvor man kan risikere at mangle overskud til at "slås med sin forsikring" 👍

Company replied

Rated 5 out of 5 stars

I had a fantastic service offered by Jannick Larsen from skade center who assisted me in reporting a claim about parking damage. since the website process is in danish, he has walked me through and re... See more

Company replied

Company details

  1. Insurance Agency

Written by the company

Tryg er et af Nordens største skadeforsikringsselskaber med aktiviteter i Danmark, Norge og Sverige. I Danmark og Norge er vi henholdsvis nummer et og fire. I Sverige er Tryg den femte største spiller på markedet. Hver dag sikrer Trygs 4.400 medarbejdere tryghed og værdi for mere end 4 mio. kunder. Med et bredt spektrum af forsikringer til både privat, erhverv og industri, behandler Tryg årligt mere end 1 million skader på tværs af Norden. Tryg har leveret økonomisk og personlig sikkerhed for sine kunder i snart 300 år. Vores historie som forsikringsselskab er en af Nordens ældste, og kan spores tilbage til Københavns store brand i 1728.

Tryg A/S

Written by the company


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3.4

Average

TrustScore 3.5 out of 5

30K reviews

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3.4

All reviews

(29,557)

1,821 reviews in the last 12 months

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Rated 5 out of 5 stars

Very good

Good experience🥰🥰🥰

August 29, 2026
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Reply from Tryg

Hi Jiwan

Thank you very much for your feedback.

Best regards Dorte, Tryg

Rated 1 out of 5 stars

Very unclear ruling on accidental damage - unempathetic

Insured for renters and after a stay ended in damage they refused to pay out citing it wasn’t covered for ‘accidents’ - even though apparently accidentally spilling red wine in the sofa is an accident that is covered. So pretty horrible experience for us.

August 29, 2026
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Reply from Tryg

Hi Great

Thank you for your review.
We’re sorry to hear that your experience did not meet your expectations. We understand that claim decisions can be disappointing, especially when the coverage may seem unclear. If you would like us to take another look at the case with you, please feel free to contact us directly.

Best regards Dorte, Tryg

Rated 5 out of 5 stars

Very good customer service can…

Very good customer service can recommend for insurance.

August 26, 2026
Unprompted review
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Reply from Tryg

Hi Patrick

Thank you for your excellent review. We greatly appreciate your kind feedback.

I wish you a lovely weekend.
Kind regards Alberte, Tryg

Rated 1 out of 5 stars

Hopeless claim settlement!

Hopeless claim settlement! After paying thousands in the premium for years, they failed to settle a small genuine claim for my dental treatment, without collecting/considering all the facts. I am moving all my insurances from them to another insurer.

July 30, 2026
Unprompted review
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Reply from Tryg

Hi Naveen

I am sorry to read that the insurance did not live up to your expectations when you needed it.

I hope you have received a clear explanation from us, so you understand the basis for our decision.

If you have any questions about your claim, please feel free to send an email to hej@tryg.dk and include your claim number. I will make sure that you are contacted by our claims department.

I am sorry that this means goodbye to Tryg Insurance for now, but thank you for taking the time to leave a review.

Kind regards Pernille, Tryg

Rated 1 out of 5 stars

Paid immediately, still being chased for it..

I had a claim open with Tryg for an induction hob. The excess (selvrisiko) invoice was paid the same day I received it. Despite that, the case was never closed.

Since then I have received two further claims for the same amount, the second one with a reminder fee attached, even though the original invoice shows as paid in Tryg's own system. I called in, and the person I spoke to was apologetic and confirmed I do not owe anything. That was reassuring in the moment, but the case is still open, so I am now waiting to see whether the next letter is a reminder with a higher fee or, worse, an automated debt collection notice.

The amount is not the issue. The issue is being made to prove, repeatedly, that I paid something I paid straight away, and having to chase a company that already has my money. Tryg: please make sure paid cases are actually registered and closed. Automated reminders on settled invoices create unnecessary stress for customers who did nothing wrong.

At this point I am looking into other insurers.

July 27, 2026
Unprompted review
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Reply from Tryg

Hi Gunnar

Thank you for your review.

I am very sorry to read about your experience. It is certainly not the level of service we want to provide to our customers.

Unfortunately, I do not have access to the specific case you are referring to, but I would be very happy to follow up on this and ensure that you are contacted so we can look into the matter further.

If you think that would be helpful, please feel free to send me your contact details and, if possible, your claim number by email at hej@tryg.dk. I will then arrange for someone from our Claims Department to call you.

Kind regards Natashja, Tryg

Rated 1 out of 5 stars

Can't reach human voice bot won't let…

Can't reach human voice bot won't let me

Tried to reach an advisor about my car-insurance, however I was not able to.

Instead of using the dialing (select a number), I instead needed to talk with it directly, and no matter what I did, I ended up in a situation, where my only options were: 1. emergency, 2. company insurance, "for all other requests, you can reach us by writing to us".

I have had no problem reaching the correct department on the phone before, but this made it impossible.

August 12, 2026
Unprompted review
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Reply from Tryg

Hi Gustav,

I’m very sorry to read that you are experiencing difficulties getting through our voice bot.

That is certainly not our intention.

Unfortunately, based on the information you have provided here, I am unable to identify your details in our system.

If you still need a response to your inquiry, you are very welcome to send an email to hej@tryg.dk with your contact information, and I will make sure that you are contacted.

You can also request a callback using the following link.

https://tryg.dk/bliv-kunde/bliv-ringet-op?icid=kundeserviceukendt_navbanner_blivringetop

Best regards Natashja, Tryg

Rated 5 out of 5 stars

I have generally had a good experience…

I have generally had a good experience with Tryg, but Neelan made it a true five-star experience. He responded quickly, handled everything efficiently, and showed a strong service-minded attitude throughout. Thank you, Neelan, for the excellent support!

August 6, 2026
Unprompted review
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Reply from Tryg

Hi Hamilton,

Thank you so much for your kind words and for taking the time to share your experience.

Thank you for choosing Tryg, and we look forward to assisting you again in the future.

Kind regards
Rikke, Tryg

Rated 1 out of 5 stars

The company charged me 800 kroner for…

The company charged me 800 kroner for canceling my insurance. I've never experienced this before. I highly do not recommend it.

July 30, 2026
Unprompted review
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Reply from Tryg

Hi Damian,

Thank you for your feedback.

According to our insurance terms and conditions, an increased cancellation fee applies if the policy is cancelled within the first year. If this is not the case for your policy, please feel free to contact us at hej@tryg.dk, and we will be happy to look into the matter further.

Kind regards Rikke, Tryg

Rated 1 out of 5 stars

I get a call from a very pleasant…

I get a call from a very pleasant gentleman promising me I can save 3000kr. per year if I move my house, indbo and car insurances to Tryg.
I am told the insurances will have the same coverage as my current provider.
Sounds great, who wouldn't love that, right?
A week later I get a mail that my house isnurance will not cover a bunch of things that are covered by my old insurance company.
I call Tryg to tell them I am no longer interested in switching and I am met with a bot asking me to speak in Danish.
Fair enough, I live in Denmark, that's my responsibility, but just a warning for people who might not be very confident with their Danish skills yet.
I finally manage to get through to a person and I am told I now have to call my old insurance company myself and tell them I'd like to stay.
What a waste of everybody's time. What was the point?

July 23, 2026
Unprompted review
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Reply from Tryg

Hi M. Sinek

Thank you for your honest feedback. I can certainly understand how frustrating the experience must have been when the expectations set initially did not match the information you received afterwards.

As I do not have insight into the specific details of your case, I am unfortunately unable to comment on the process or the information you were given. However, I do appreciate your feedback, as the customer experience is important to us.

I hope you have found the solution that best fits your needs.

Kind regards Simone, Tryg

Rated 5 out of 5 stars

My faith in insurance companies was restored

I honestly never thought I’d be writing a 5-star review for an insurance company, but my experience with Tryg has genuinely been that good.
Like many people, I’ve always been a bit sceptical about insurance companies and expected the process to be difficult, especially when it came to actually getting help. But when my cat got sick and I needed to use my insurance, Tryg really surprised me.
Every time I called with questions about my case, the customer service was friendly, patient, and clear. The whole process felt straightforward, and I never felt like they were trying to make things harder or avoid helping me.
In the end, they handled my case better than I expected, and it made a stressful situation much easier to deal with. Reimbursement is also almost instant. I’m genuinely grateful for the support I received, and this experience has definitely changed the way I think about insurance companies.

July 14, 2026
Unprompted review
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Reply from Tryg

Hi Catherine

Thank you for your nice review.

We are delighted to hear that you had a positive experience with us during a difficult time with your cat. We’re pleased that you found our service friendly and helpful, and that both the claims process and reimbursement met your expectations.

Thank you for your trust, and we wish you and your cat all the best.

Kind regards,
Melanie, Tryg

Rated 1 out of 5 stars

I have got double charge twice this…

I have got double charge twice this year, I have been trying to solve the first one since April, then the two together since May, still no solution. Every time I call they say they cannot help me, that they will transfer to another competent person, then that person says the same until there is no answer. I have share 50! emails with the guy who opened the insurance for me (Joachim) he tells me since mid May that either Emil or Thomas will call me and/or send me an email, still no call nor email ... this will probably never end

June 26, 2026
Unprompted review
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Reply from Tryg

Hi Tomás,

I am sorry to hear about your experience and that you still have not received any feedback.

Based on the information you provided, I am unable to see your insurance policies, so you are welcome to send an email to hej@tryg.dk, and I will be happy to look into it.

Kind regards Simone, Tryg

Rated 5 out of 5 stars

good service

good service

June 17, 2026
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Reply from Tryg

Hej Gerensea

Thank you for your feedback. We appreciate your positive comment.

Kind regards
Julie, Tryg

Rated 1 out of 5 stars

they don't care about their customers

they don't care about their customers. They litereally just hung up on me.

June 10, 2026
Unprompted review
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Reply from Tryg

Hello B-Mix

I am very sorry to hear that the call was disconnected while you were in contact with us. That is certainly not how we wish to meet our customers.

You are always very welcome to write to me at hej@tryg.dk if you need any assistance.

Kind regards,
Dorte, Tryg

Rated 1 out of 5 stars

This is the worst insurance company…

This is the worst insurance company have claimed a case since December each time I called them they will be like the person having your case will call you back. To no avail they will just ignore you while you pay almost 1300 every month. They only nice to customers when they want you to join. Bad customer service very unreliable company.

December 10, 2025
Unprompted review
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Reply from Tryg

Hi Nyima

Thank you for your feedback.
I'm very sorry that we haven't been able to give you the answers you need, about your claim.
If you send an email to hej@tryg.dk with your insurance informations, I will make sure you'll be contacted as soon as possible.

Kind regards
Melanie, Tryg

Rated 1 out of 5 stars

Huge disappointment as a loyal customer…after having a client for over 20 years…

After having been client for over 20 years for our house at TRYG and the last 7 years for our little dog , today TRYG stopped insuring our 7 year old beloved dog, just because she’s getting older and will need this insurance more than ever. This in extremely unfair and inhumane. These pets are like children for many. In over 20 years we have paid TRYG hundreds of thousands of Kroner to insure our house and everything else without having reported any big claims at all. Nothing major and now this is their loyalty. We will be switching to another insurance asap for home, work, pet and anything else and will ask all our friends to do the same. This should not be swept under the carpet. Shame on you TRYG!!!!!!

June 8, 2026
Unprompted review
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Reply from Tryg

Hi Anthony

Thank you for your feedback.
I'm sorry to hear about the situation about your dog insurance.
With the change of your insurance for your dog, you should've received a letter with explanation.

If you have any questions about this, you are welcome to contact us.

Kind regards
Melanie, Tryg

Rated 1 out of 5 stars

Not to be trusted

There are issues when you try to login on the site and check your insurance policies. When i made the insurances i specifically told the employee what i want my insurances to cover, we agreed on the content and on the price. I tried to login and check them, it did not work, then i traveled...forgot to check in those 15 days in which i could change my mind. After several months the damage happened and i received the answer that i was not insured for something i specifically asked to be covered. Aparently i was not. I do not trust now that i have the good coverage i wanted and payed for, so i would rather have an honest company to help me in case of ilness or any accident during my holiday and so on. I can not relay on Tryg. Furthermore, i was not told that you will pay a huge amount if you cancel your policies. I feel like the employees will tell you anything by the phone just to catch you, and when you discovered you have been lied to it is too late. Would definitely not recomand them.

June 4, 2026
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Reply from Tryg

Hi Gabriela

Thank you for your feedback. We’re sorry to hear about your experience and understand your concerns.
If you need us to review your case and clarify what has happened.
Please feel free to contact us directly.

Venlig hilsen
Julie, Tryg

Rated 1 out of 5 stars

I have been customer for almost 10…

I have been customer for almost 10 years. Thru FDM or Alka, it was always Tryg. All okay, even though they raised my insurances 3 times in a year, but I hated the hassle to move to another company. But after all my coverage, they didn't covered my washing machine last year. And some said it should have been covered and they will look into it. But never called back. I kept repeating my issue for a year, asked reasons, in writing or over the phone, but not even now I don't know. And then suddenly, my house insurance and car go up 350 extra per month. I decided I will move, because this company has treated me poorly, and ignored me actually most of the time, when they didn't want me to buy more coverage of course. When they called to go thru the insurances, to see if "I have the best coverage", they were all sweet, but after I bought something more, when I explained what happened last year, they all promised to get back to me. They will investigate, because it should have been covered, they said. Then complete silent. They said if I don't agree with the raise in prices, I am free to move 1st of May. I moved those 2 from 1st of May but the rest I had to wait until 1st of June. And when they called to see why I want to move, I asked why the rest of my insurances cannot be moved 1st of May too, and the man said that they are free to be moved, just that the other company asked for them only 1st of June. Then when I told the other company that I was told the insurances can be moved before 1st of June, she told me that not without paying extra. I agreed with her that we wait then. But then what Tryg did??? They charge me 74 kr x3 for the insurances I move, and for my dog insurance that used to be 60 kr, now they charge me 1st of June almost 600 kr?
So THAT is the reason I write this review, I am very pissed for all I had from you but this was the last drop. Because you've been ignoring, lying a lot, and now you charge me like this? I will report your behavior, this cannot be legal. Shame on you.

May 31, 2026
Unprompted review
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Reply from Tryg

Hej Florina

Jeg beklager den oplevelse du har haft, det forstår jeg godt du er frustreret over.

Der er gebyr på, hvis man opsiger sine forsikringer midt i året. Hvis du er blevet lovet noget andet, skal vi selvfølgelig kigge nærmere på den aftale.

Send mig gerne nærmere info på hej@tryg.dk, så ser vi på sagen.

Venlig hilsen Dorte, Tryg

Rated 1 out of 5 stars

I had a very frustrating experience…

I had a very frustrating experience with Tryg pet insurance.

When signing up, everything was quick and easy, and I was constantly offered additional insurance options. However, when I actually needed help regarding my cat’s allergy treatment and immunotherapy, the process became extremely difficult and exhausting.

The communication has been slow, unclear, and very hard to navigate as a non-Danish speaker. Calling customer service was especially frustrating — I was repeatedly redirected through automated phone systems in Danish, even after choosing the English option and speaking with an English-speaking representative.

I also feel that my case was handled in a very rigid way, with little consideration of the actual medical timeline and circumstances. Instead of trying to help, it felt like the focus was on finding reasons not to provide coverage.

Overall, this has been a stressful and disappointing experience, especially considering that pet insurance is supposed to provide support during difficult situations.

May 27, 2026
Unprompted review
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Reply from Tryg

Hi Karolina

I’m sorry to hear about your experience.

I hope you have received a proper explanation from us, so you understand the basis for the decision in your case.

If there is anything you still need clarification on, you’re very welcome to send your claim number to hej@tryg.dk, and I will make sure that Tryg’s Pet Team contacts you.

Kind regards Pernille, Tryg

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