The transaction fees are really starting to eat into my margins. Support is also much slower than it used to be. Had some issues getting the API to play nicely with my site.
Company replied
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Millions of businesses of all sizes—from startups to large enterprises—use Stripe’s software and APIs to accept payments, send payouts, and manage their businesses online. It's the payment infrastructure for the internet
510 Townsend Street, 94103, San Francisco, United States
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Strip is definitely the worst payment method. I personally think it should be shut down and non-existent. It eats heavily into your profits and holds funds for way to long. If you are relying on payments to be fast and don't hold your breath with this method at all.
But having a low Trust score I am not surprised that STRIPE is partnering with businesses with unethical business practices.
I am concerned about Stripe’s involvement in a subscription payment system where the customer has no clear or accessible way to cancel. WPS provides an account console, yet there is no cancellation option, and even the payment receipts offer no facility to stop the subscription. As a third-party payment provider, Stripe should ensure that merchants using its services provide transparent and accessible subscription management. I urge Stripe to review this situation and distance itself from business practices that create unnecessary barriers to cancellation.
One of the worst experiences I’ve ever had with a financial service.
My account was blocked FOUR times in three months, then permanently restricted without any clear explanation.
I run a legitimate consulting business, yet accessing my own funds became a recurring problem.
Customer support is useless: vague, generic answers and no real explanation.
Four restrictions in three months. No transparency. No meaningful support.
I strongly advise business owners to think twice before trusting this company with their money.
omg i received a sms saying here is your verification code i never asked for one MY BIG MISTAKE was to contact support the web site keeps saying connecting to a live person then the endless mindless messages wanting screen shots ,proof of that the sms has a link from stripe ,they cant understand it was from them to my cell phone WHAT A NIGHT MARE i am deleting stripe from my website NEVER USE STRIPE PEOPLE
I've been in business a long time and I have never once left a bad review — for anyone.
This is the first one I've ever written. I'm writing it because I wish someone had warned me.
I own a registered LLC building software for small trade businesses. Before we ever went live,
I set up Stripe and tested the payment flow the way any founder would — my own cards, my own
test accounts, my own money. No customers yet. Zero disputes. Zero chargebacks. Zero fraud
complaints. Not one person was ever harmed.
Stripe's system flagged my account as "high risk," paused it, and then closed it. I submitted
my LLC formation documents and my EIN and asked for a human to actually look at my case. What I
got back were two emails 46 minutes apart on a Sunday morning — a "we're still reviewing your
account" note at 6:52am, and a final "we still can't support you" at 7:38am. No human read my
case; two automated emails on a Sunday made that obvious. There is no phone number. There is no
real appeal. Just a black box that says "risk" and a door that locks behind you.
Here is my warning to any small business owner or founder: do not build your livelihood on a
company that can shut you off by algorithm, hold your funds under its own terms, and give you no
person to talk to and no way back. Test everything in their test mode, never with real money,
and always — always — have a second processor ready to go.
I lost weeks of work and nearly put my entire company on this. Having it happen before launch
instead of after was the only lucky part. Learn from me.
Stripe charges a 2.9%+ and then holds my first payment 2 weeks. what a crock! criminals. Do NOT use this company. Its not your money to hold and you collected your fees, there should be no risk period to pay me MY money. Ill never use again.
I have a problem with my developer fee on Bridge, and one one solved it until now for 3rd month in a row. There is a CS Maritta she/he just told me oh no fee was added, and no solution or anything, they have other CS also provided wrong information. Im really tired and I don't know who can help me with this ugly CS company
Zero stars! Worst company ever! Doesn’t even have a telephone number for support. Will force you into a chat bot with an ai who’s only solution is sending an email which still seems to be ai! They aren’t reading anything you send them! They closed my account and took over 3000$ from me claiming I’m a high risk business when I’ve given them all the documentation, invoices, pictures etc they’ve thrown me in through a hoop for! It’s now September and this has been on going me attempting to work with them and prove anything they need as my business is perfectly legitimate and they will close your account without warning (DURING THE INVESTIGATION) which won’t allow you to log in or get any chats- emails- picture proof of the funds they are holding etc. now all my emails is an automatic reply saying please review the email where we’ve stated that we’ve closed your account and that’s all they’ll say they give you no support after that this should be illegal. This business should be literally banned. Not sure why people still use. It would never recommend terrible customer service honestly just seems like scammers because I promise you every document they asked me for I gave.
Stripe was a disappointing experience. My account was closed, and I found the situation frustrating. I would have appreciated clearer communication and better support. I hope Stripe improves its account review process and customer service.
Reply from Stripe
Started a £195 direct debit payment, from a company i'd never heard of. Luckily I spotted it on my bank statement. STRIPE IS A SCAM AND POSSIBLY FRAUDULENT.
Reply from Stripe
First, I incorporated my company through Stripe Atlas.
Second, I use Mercury Bank, a setup facilitated by Stripe’s guidance; all my funds are deposited into my Mercury account.
Third, to ensure smooth payment processing via Stripe, I have always strictly required my staff to deliver top-quality products and avoid any disputes with customers. Ultimately, however, a single customer initiated chargebacks on four separate orders, leading Stripe to perceive a high level of risk.
Fourth, Stripe could have contacted the customer—via email or phone—to inquire about the specific reasons for the refunds. (To my knowledge, this customer frequently requests refunds after shopping on various platforms and is not a high-quality customer.)
Fifth, Stripe withheld 30% of my funds as a rolling reserve. I did not consider this unreasonable, as I was confident there would be no further refunds or chargebacks.
Finally, Stripe announced its intention to refund the entire amount to the customer. This is absolutely shocking! I have already incurred significant costs—including advertising, merchandise, logistics, and employee wages—and as a user, I must defend my legitimate rights. This is my fundamental right!
Reply from Stripe
Robbing scum. Hold funds to earn money off them. 1 big scam
Reply from Stripe
Terrible at giving refunds - you are better off just paying the customer back through a check in the mail. My business is simply trying to refund a payment and Stripe will not process the refund saying I don’t have funds in my stripe account. The account shows more than enough money for the refund. Errors keep popping up. Also they don’t refund transaction fees. Issuing a refund to a client should not be this difficult. As a business you really need to try to use someone else - this company does not have the business nor the customer in mind. Read replies from reviews too, appears AI generated and lacks authentic understanding. The customer support is the same - all AI and throwing error messages out. Time to move on.
Reply from Stripe
Do not use this payment provider, Zero support if you get a chargeback and then when you do finally win your case with no help from them, they take 30% of your money for no reason! despicable way to behave. i recently switched all of my business to Worldpay who are a breath of fresh air and actually give you an account manager where you can discuss issue with a person directly. Beware of companies that have no person you can talk directly to, especially with a large chargeback that was illegally taken over a year after goods were supplied.
Reply from Stripe
I had NEVER heard of these SCAMMERS, until YESTERDAY!!!!!
These HORRIBLE People/Person...SOMEHOW...ILLEGALLY...Obtained my FULL NAME, MY EMAIL Address...AND...My Brand NEW Bank Account Details!!!
I called them...it is Run by 1 PERSON ONLY (LUKE MAYMAN)!
Who hung up the SECOND I called him a SCAMMER!!!!!
He CLAIMED he got my details from my ONE & ONLY contract from 40YEARS ago...From Radio Rentals! WHO...have been OUT OF BUSINESS FOR 20+ YEARS!!!!!
My BRAND NEW...Bank Account Details and Email Address!!!
I did NOT even HAVE an email address 40 years ago!!!! I have only obtained my VERY FIRST Email Address...7 years ago!!!!!
My Bank account...WAS a NEW...Savings Only Account...WHICH I Have NOW HAD TO TRANSFER My $$ into ANOTHER Bank ENTIRELY & CLOSE The ANZ Account Down!!!!!
THANKS SCAMMER LUKE!!
He INSISTS that "the email was sent out IN ERROR"!!!
IN ERROR????? REALLY???
SO...HOW did you obtain my BRAND NEW "ANZ" Bank Account Details...AND MY 7years old email Address...from an "ADELAIDE BANK", Bank Account that Was supplied to Radio Rentals 40Years Ago & CLOSED OFF 35+ YEARS AGO?????????
ILLEGALLY...THAT IS HOW!!!!!!!
DEFINITE SCAMMERS!!!!!
On 4th Sept...got a message asking me to go to support & "log in"...HOW do you expect.me time log in when I DONT HAVE...AND HAVE NEVER HAD...an Account WITH Stripe!?!?!?!?!
MORE SCAMS!!!
Reply from Stripe
Customers DO NOT want anything to do with stripe. it will cost you money to create an invoice, that customers never want pay with Stripe. Bottom line is its useless, not trusted, overall its been a scummy experience and I would steer people away from Stripe.
Reply from Stripe
Starting to work with Stripe is close to impossible given the level of bureacracy those guys reach. I quit.
Reply from Stripe
DO NOT USE IT! They do not care for their customers. They freeze your payments and payouts with NO WARNING AT ALL and take forever to get paid! Use SUMUP, PayPal, Mollie, GoCardless anything BUT STRIPE.
As a customer I have been greatly disrespected!
Run from STRIPE DO NOT USE IT you will deeply regret!
On top of that, they promise that they will get in contact with you. THEY DO NOT! RUN FROM STRIPE! There is NO CUSTOMER SUPPORT and they do NOT CARE FOR THE CUSTOMER AT ALL!
Reply from Stripe
What a garbage company. Do not use them. You have been warned. Everything was great for about 2 weeks. Then they held my money. Then a "review". Then they closed our account and held the money. This is the same story for 10,000s of companies. Scam. 15,000 ONE star reviews. Stripe doesn't care. Not sure how our government allows them to continue - it's a matter of time. These fools rely on AI exclusively. AI answers your complaint here. There are no humans involved when it comes to customer service.
Reply from Stripe
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