Kingcash Reviews 

1,203
TrustScore 4.5 out of 5

4.4

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Rated 1 out of 5 stars

The lender Opal financial has changed the payee name multiple times to where my bank cannot place a stop payment. CIBC fraud department has opened an investigation into this. Super shad... See more

Rated 5 out of 5 stars

My experience is always great with your company. Everyone I speak with is professional and helpful to the best of their ability. The easiest part is applying for the loan online, especially if it’s a... See more

Company replied

Rated 5 out of 5 stars

I find the king cash always comes up with the funds that I need when I need them their staff is so kind and caring I'd like to wish everybody there a very Merry Christmas and the best of the new year

Company replied

Rated 5 out of 5 stars

Amazing company!! Always have been super helpful and accommodating for anything I’ve needed. Be it over the phone or email. Amazing staff too!! Thank you so much!!

Company replied

Company details

  1. Loan Agency

Written by the company

At Kingcash, we believe that fast cash loans should not be a long and complicated process. This is why we have created an easy and fast solution that will allow you to qualify in under a few minutes from the comfort of your home! Getting a cash loan approval in Canada with Kingcash is easy. You don't have to wait in long lines or create a lot of paperwork. Instead, filling out a simple application online usually allows you to receive the loan directly and securely into your bank account within a few hours. Kingcash cash loans are available online and are usually processed within an hour, giving the borrower almost instant access to the money. This payback period is flexible and adapts to your reality, allowing you to repay your loan in 3, 6, or 12 instalments.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.4

All reviews

(1,203)

8 reviews in the last 12 months

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Rated 1 out of 5 stars

Shady lending practices

The lender Opal financial has changed the payee name multiple times to where my bank cannot place a stop payment.

CIBC fraud department has opened an investigation into this.

Super shady business practices, not to mention they don't respond to emails.

If this company continues to attempt to withdraw funds from my account, I will be moving forward with the legal options at my disposal.

As each unauthorized transaction that is attempted is being monitored.

April 29, 2026
Unprompted review
Rated 1 out of 5 stars

King Cash approved my application after…

King Cash approved my application after calling and verifying my personal information, including my employer and personal references. When they sent me the payout information I was told that I would have to pay back an additional $250 on a $500 loan plus 23%interest. They said it was a " surety" charge and even if I paid the loan off early, I would still have to pay back almost $800. They should not be in business!

January 14, 2026
Unprompted review
Rated 1 out of 5 stars

Complete garbage

Complete garbage. Asked them to take payment out on a Monday not on a Friday and 2 weeks later it comes out on a Friday. Called that very Friday to rectify and then the operator says theres nothing he can do and whatever happens, happens. This company is completely unprofessional and a scam.

December 5, 2025
Unprompted review
Rated 1 out of 5 stars

Highly Suspect 1K+ of Paid for Reviews

I've never questioned 1K+ of reviews could be fake untill now!

First red flag was being asked to resubmit documents already submitted.

Second red flag was how long this process dragged out, which was 3 days.

With an income of well over $100,000 a year this was the denial email received from Kingcash:

Due to the lack of bills and/or pre-authorized payments in your account, we’re unable to calculate your debt ratio. This helps us determine if you can afford the payments on the loan you applied for.

Like a lot of people bills are either paid on the companies website and through etransfer. With only a few being automatic withdrawl.

If someone making over $100k a year can't get approved for a $500 loan. Who can?

October 23, 2025
Unprompted review
Rated 1 out of 5 stars

Customer Service Does Not Communicate

Despite explaining to somebody on the phone that my bank statements are a bit sketch this month as a result of shutting my accounts down due to a fraud issue, as well as emailing several times about this, and following the slight condescending instructions about printing to PDF, they rejected my loan due to the bank statements

October 17, 2025
Unprompted review
Rated 1 out of 5 stars

Good to terrible experience

Went from a great experience to the absolute worst. Got approved by 1pm to then learn that they had used old account information from years ago. This wasn’t recognized till I called in multiple times to ask when I would get the funds at 3pm. From there I was told I had to wait for the funds to be returned which should be simple enough from an account that isn’t open. Instead I was left waiting and am now being told I have till wait till Monday which matters none to me at this point. I saw the bad reviews but chose to ignore them till it now happened to me. Well my advice and I wash I had taken it is to apply elsewhere no resolution management and absolutely no sympathy for a fault that was entirely theirs.

May 30, 2025
Unprompted review
Rated 1 out of 5 stars

Can't fix their mistake

Everything was going good, I got approved.
I gave them my proper documentation's proper account statements and proper void check. The funds were deposited into the WRONG account, an account that I can no longer use and they say there's nothing I can do about it. It was an account that I applied with a while ago. They made the mistake to not update my file properly, now I am paying for loan that I cant even use because of their error. AND THEY SAID THERE IS NOTHING THEY CAN DO ABOUT IT. And the guy in finance was so rude and mean he felt zero sympathy when its them that made the mistake NOT ME. I needed the money for emergency. I know they can reverse the deposit by calling my bank and depositing it in the right bank account.

April 30, 2025
Unprompted review
Rated 5 out of 5 stars

Quick

Quick, efficient and friendly

February 28, 2025
Kingcash logo

Reply from Kingcash

Thank you!

Rated 3 out of 5 stars

loan less than requested

I was given a loan for less than what I requested which was fine, but an explanation would have been nice to advise why it was less than requested.

February 27, 2025
Kingcash logo

Reply from Kingcash

Thank you for the review, Tammy! You're absolutely right and we should have been more transparent. We'll make sure we do better moving forward.

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