Go&Grow Reviews 

I was a Bondora investor for over a decade, it has now become Go&Grow. There were a lot of problems with Bondora before (even leading me to write negative reviews here at the time), but through Go&Grow I think they created a better product in several ways, it became easier and far less complicated, mitigating risks for investors (although at a cost).

Returns are lower than the pure p2p loans were before, but risks are now pooled leading to an average return, that is still substantially better than savings accounts at any bank, and have practically the same flexibility (easy to withdraw). As such I now recommend it to friends looking for better returns on their savings.

Hoping they keep it up and don't pull any funny tricks.

Frequent challenges in obtaining funds, coupled with inadequate communication from the customer service team, may be viewed as serious shortcomings in the operation of an investment platform. From my personal experience, these circumstances have contributed to my assessment of Ten of Ten as a more dependable option when compared with numerous other trading services.

It's very easy to open the account and the app provides a good survey of what you earned.

I really like the app, I think it's very easy to use for both depositing and withdrawing money. I just think the mobile version could have a chart available showing net worth growth

Happy with Go&Grow. Decent yield with high liquidity, strong business numbers proven throughout many years. Easy to use interface. It does what it is supposed to to.

I’ve been with them (former Bondora) since 2018 and I can say that things are getting worse year on year.
Back then, I found a platform that offered investors the ability to manage and track their investments right down to every single bond. This business model is apparently no longer of interest to Go&Grow, so my investments have been sidelined and are set to expire. Of course, I can accept the very poor buy-out offer. These changes were announced at short notice, but there was no mention that the familiar UI with KPIs, reports and tracking would be completely scrapped. So now I’m stuck with a black box for the next few years.

Apart from this, you should be aware that their actions during the pandemic were anything but user-friendly. The bank run was prevented, and for weeks it was impossible to access one’s (Go&Grow) capital. The advertising promise was broken. In my opinion, the scheme was on the verge of collapsing.

Easy and straightforward to use.
Go & Grow is very easy to use and makes investing feel simple. I like being able to see my money grow over time without having to actively manage anything myself. The platform is clear and straightforward, and it’s nice to be able to follow the progress of your investment so easily. Overall, a very convenient way to invest and build your savings over time.

Impossible to sign up.

It's very hard to impossible to verify your bank account, because some details of the romanian banks aren't compatible with estonian banks, so rather they are a kind of scammers. You can't withdraw your money once you put there some money. Regardless of the answer from Bondora I will not put never ever any amount of money there.

It's a bad combination of 1 Euro withdrawal fee and all free money forcibly invested into Go & Grow loans. Due to overall investment losses (minus 2.3% annualized over 9.5 years) due to only scraps being collected from defaulted loans, I only get maybe 50 cents of repayments per month. Which causes two problems. 1) I need to wait like 1-2 years before withdrawing, for the 1 Euro withdrawal fee not to "eat" the bulk of the recovered money. 2) I waited 10 years for scraps to be recovered from poor quality loans issued by this company, and even these scraps they forcibly invest into yet more of their (Go & Grow) loans. A product that I never signed up for due to losses with their previous investment product.
And my 2.3% annualized loss over 9.5 years is not because I was greedy - I just turned on their auto-invest and it invested evenly across different loan risk classes. I.e. in 9.5 years collections still haven't recovered even the principal.

Some historical context.
Also, I don't trust this company because of their, misleading at best, fraudulent at worst, reporting of loan statuses (before Go & Grow - no idea how it is now). Suppose you invested into ten 100 Eur loans for 5 years, and Bondora (old name of G&G) poorly evaluated borrower risk, and after one month not a single one of the ten borrowers repaid a single cent. The portal dashboard would happily report to investors that their portfolio is 98.4% current. Never mind that nobody is paying and all loans are late and you are highly likely not to recover even all of your principal (as my experience after 9.5 years shows). No, they counted only the late installment amounts as late, not the principal. 1 month installment late / 60 month loan duration = 1.6%, Hey, dear investor, your portfolio is 98.4% "current". This fake rosy statistics lead me to invest (and lose) much more than I should have.
Currently they hide all the loan and collection statuses behind the opaqueness of Go & Grow product, maybe things are better now, I don't know. But after their earlier misleading reporting of how much of portfolio is current and negative returns even after allowing 9.5 years for collections, I do not trust my money to this company anymore.

Instructions are very clear. It's a very user-friendly platform. Interest rates are good. You can literally see your money grow every day.

this is a scam, they just remove fund from your account; they sell you your own loans for 95% of what they are worth when you migrate you to Go&Grow, there is no customer support, so very bad, cost me a lot of money

I'm with Bondora since 2018 and it has always been very easy to withdraw or deposit , very fast services and a easy way of earning money without taking much care at it.

It's for sure how much you'll get!!! One of the best platforms!! I would tell my friends to definitely tryout

I am very confident and satisfied

They are great. really like using go and grow. they have some of hte best prices and are simple to use.

Great experience so far, money gets in my pocket everyday

Transparent, great support and overall clear instructions.

Fast and easy to use.