Gouda Reseförsäkring Reviews 

742
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

I bought travel insurance for two people for the first time last year, and I’m really impressed. I had to make a claim, and the whole process was super smooth. I received my refund within a few da... See more

Rated 5 out of 5 stars

I am very satisfied with Gouda's services, it is my first experience with them, and I will continue buying their insurance for me and my family. Many thanks for everything.

Rated 5 out of 5 stars

Was flying to Dubai recently and these guys really helped me out in last minute. I needed a good travel insurance that covered everything during COVID. Forever gratefull!

Company replied

Rated 5 out of 5 stars

The response was prompt and the answers to my queries were clear. Everyone who answered my emails and calls were very helpful. Especially Sara and Andres.

Company details

  1. Travel Insurance Company

Written by the company

Gouda Reseförsäkring är en del av Gjensidige, ett av Nordens största försäkringsbolag. Gjensidige har försäkrat hem, fordon och familj sedan 1816. I Sverige är Gouda en av de ledande aktörerna på marknaden för såväl privat- som tjänstereseförsäkringar. Gouda försäkrar idag fler än 2 miljoner resenärer per år. Vår ambition är att erbjuda den svenska marknaden de mest omfattande och prisvärda reseförsäkringsprodukterna. I vårt utbud finns reseförsäkringar för korta och långa resor, både till dig som privatperson och för företag. Försäkringar anpassade för studier och arbete utomlands, liksom sjuk- och olycksfallsförsäkring för utländska besökare samt avbeställningsförsäkring. Välkommen till Gouda!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

742 reviews

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Replied to 25% of negative reviews

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4.7

All reviews

(742)

180 reviews in the last 12 months

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Rated 5 out of 5 stars

Best travel insurance in Sweden

I bought travel insurance for two people for the first time last year, and I’m really impressed. I had to make a claim, and the whole process was super smooth.

I received my refund within a few days. The support team was helpful and responsive from the start. I have already recommended this insurance to my friends who use other providers. Great job, and keep up the excellent service!

November 11, 2025
Unprompted review
Rated 1 out of 5 stars

Dissapointed

So my flight got cancelled due to the war - the flying company refunded my ticket but because of the situation I had extra expenses for those days before I got on a new flight back home. I contacted Gouda which assured me that I can get some compensation back for those extra costs. When I followed procedure and sent in all invoices I got a reply that felt AI generated which claimed that I can't get a refund and that it is a flying company responsability that I got extra costs...sure the outbreak of war is a responsability of a flying company. What is the point of having an insurance then?

March 30, 2026
Unprompted review
Rated 5 out of 5 stars

Hassle free

My mother had an accident I have no experience with the insurance before , this is the first time . The hospitalization cost was huge, Once I have the necessary documents , certificates and receipts directly from hospital , Gouda made life easier in the financial point of view .

August 20, 2024
Rated 5 out of 5 stars
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Dear customer,

Thank you for your review.

We are grateful that you have chosen Gouda and that your experience with us has been satisfactory.

Best regards,

Gouda travel insurance

Rated 1 out of 5 stars

Not the best option -100% negative

Last 2 times this company don't answer from anything, made my losse the money and pay for my self anything. is nos a genuine company when u have a problem, ask for many thing when u have problems and never answer back for the service, i can send more info about this

December 21, 2023
Unprompted review
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Dear Cristian,

Thank you for sharing your experience with us,

You have been in contact with both our Alarm Center and our Claims Department regarding your case. Both departments have requested that you send us relevant documentation so they can process your claim. However, we have not yet received this documentation.
You are more than welcome to reply to our Claims Department with the information they requested, and they will proceed to handle your case accordingly.

Kind regards,

Gouda Travel insurance

Rated 5 out of 5 stars

good solution to problems.

good solution to problems.
quick response.

April 18, 2023
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Dear customer,

Thank you for your nice review.

We strive to provide you with comprehensive information and resolve the issues promptly that is presented to us. We are glad that this is reflected in your experience with us.

Best regards,

Gouda Travel Insurance

Rated 5 out of 5 stars

They are very helpful and kind

They are very helpful and kind. They replied the soonest possible they can to my concern.

April 17, 2023
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Dear Vilma,


Thank you very much for your review. It means a lot when our customers experience the high level of service we strive for.

I warmly welcome you back on your next trip!

Best regards,

Gouda Travel Insurance

Rated 2 out of 5 stars

Terribly bad service, nonchalant treatment of customers

We travel a lot and we have always chosen Gouda Insurances. We have never before had any issues or claims.Unfortunately we had bad luck our last trip and my grandson was ill during our stay in the Maldives. For the first time we had to make a claim. Three (3!) months after we reported this to Gouda they opened the case and after such a long time they began asking questions about obvious and already reported things. Week after week again nothing happened. Finally they gave the wrong compensation and ignored calling us back when we tried to contact them. I am sorry, but we will never again choose them for our coming trips. Terribly bad service and nonchalant treatment of loyal customers.

January 24, 2023
Unprompted review
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Dear Susanne

We are very sorry to hear about your experience with our claims handling. It is certainly not the service that we want to deliver. Unfortunately, we have been affected by a longer processing time than usual due to COVID-19, baggage challenges at airports and have not had sufficient staff to treat the increased number of claims. We are now back to normal processing times of 5-10 days and hope that, despite your experience, you will take out your travel insurance with us again.

Best regards,

Gouda Travel Insurance

Rated 5 out of 5 stars

THEY ANSWER WITH A MINUTE AND THEY GIVE…

THEY ANSWER WITH A MINUTE AND THEY GIVE ALL THE INFORMATION WHAT I WANT EASY CONTACT WITH THEM I AM VERY HAPPY.

January 19, 2023
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Dear Gedion,

Thank you so much for your positive review of our services! We are grateful that you have taken the time to put your experience with Gouda into words. It is important for us to provide promt information and provide you with a vast overall picture over of the services that we offer.

Best regards,

Gouda Travel Insurance

Rated 5 out of 5 stars
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Hi Stella,
Thank you for taking the time to write this nice review. We try our best to be as attentive and flexible to help our costumers to in the specific matter. We are thankful that you experienced the high level of service that we strive to achieve every day.

Best regards,

Gouda Travel Insurance

Rated 1 out of 5 stars

Wont answer any Emails

I moved to the US from Sweden to study and decided to buy the insurance from Gouda. When i was here i suddenly got very ill and had to go to the hospital. Gouda told me that they would pay for my bills but has yet to do so months later. it has now been over 5 months and im afraid that my bills will go to the bill collectors in the US. Im now left with a bill that is over 50 000 swedish kr and they refuse to answer my emails that ive been sending them for weeks.

February 10, 2022
Unprompted review
Rated 1 out of 5 stars

Bag stolen from my room while I was sleeping

I have been a customer with Gouda (Danish branch) before, and never had any issues or claims, so I never had any reason to complain.
Now, for the first time I did make a claim, as I had my laptop bag with all its contents stolen from my (locked) hotelroom whilst I was sleeping in the very same room.
Someone seemingly got hold of a staff key and let themselves in in the middle of the night and snatched the bag.

Now, firstly, it has been extremely difficult to get hold of Gouda, I have only succeded by email with very long response times.
And when they do respond it seems as if they didnt read the information I provided.
As they initially denied my claim on the grounds that someone had “permission” to enter my room, and therefore they dont cover.
That seems rather absurd, I didnt lose my key, or give it to anyone. So they seem to imply that anyone with a key, be it a thief or your landlord, can just steal your stuff and you will be at fault.

I contested this, due to the absurdity, and now they deny my claim again.
This time on the grounds that I didnt exhibit due care. Now they didnt clarify whether that was because I was sleeping in my locked room, or because I didnt put my laptop bag in a safe whilst I was still in the room.

Either way, if you use Goudas travelinsurance Id suggest you sleep with one eye open.

Another interesting aspect here is that their “aktsamhetskrav” is supposedly more strict the higher the value of the item in question.
I did not actually request that they replace my laptop, since the laptop is not mine to begin with.
I basically just wanted my headphones and glasses replaced, but Im sure from the decisions they have rendered thus far, they havent reviewed my actual claim.

I sincerely hope the rest of you get fairly compensated should you be as unfortunate as I have, but I wouldnt expect it given how far they are pushing their interpretation of the contract to avoid compensation.

December 10, 2021
Unprompted review
Rated 5 out of 5 stars

Second to none service

Second to none service, swift, and proper communication!

June 8, 2021
Gouda Reseförsäkring logo

Reply from Gouda Reseförsäkring

Dear Hans,

Thank you so much for your positive review of our services, we are grateful that you have taken the time to put your experience with our company into words.

Best regards,
Gouda Travel Insurance

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