Cashcowboy Reviews 

9
TrustScore 3 out of 5

3.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details

  1. Loan Agency
  2. Car Finance and Loan Company
  3. Mortgage Lender

Written by the company

Cash Cowboy is a licensed and trusted digital financial services provider redefining how people access and manage credit. As a leading fintech company operating across Canada and the United States, we offer a full-spectrum lending platform that includes payday loans, short-term credit, installment plans, and personalized financial products tailored to real-life needs. What sets us apart is our commitment to innovation, simplicity, and transparency. Our advanced digital platform empowers users to apply for loans, monitor their repayment schedules, and manage their accounts all from the convenience of a mobile phone or computer, 24/7. With automated decision-making and instant notifications, most loans are approved within minutes—no paperwork, no delays. Whether you're facing an unexpected emergency, managing bills between paydays, or consolidating existing debts, Cash Cowboy offers fast, secure, and hassle-free loan solutions to help you stay financially strong. We prioritize data security and privacy by implementing bank-level encryption and modern compliance protocols. Our customers enjoy full control over their finances, with clear terms, no hidden fees, and reliable customer support. At Cash Cowboy, we stand for responsible lending, financial inclusion, and empowering individuals through accessible, technology-driven credit services. Join thousands who trust us to be their financial partner when it matters most.


Contact info

3.1

Average

TrustScore 3 out of 5

9 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.1

All reviews

(9)

9 reviews in the last 12 months

Write a review

We perform checks on reviews

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Extremely disappointing experience

Extremely disappointing experience

I would strongly recommend doing your research before using this company.

My experience has been extremely frustrating, particularly when it comes to their customer service. I found the service rude and unhelpful, and the process itself unnecessarily difficult.

Having to wait 24 hours before being able to reapply is also incredibly frustrating, especially when you are trying to resolve an issue and simply want an opportunity to move forward.

What really disappointed me was the lack of helpful and respectful customer service. Customers should not feel like they are being treated as an inconvenience when asking for assistance.

After this experience, I have decided to take my business elsewhere. I’m sharing this review simply as a warning to other potential customers: please do your research and consider your options carefully before choosing this company.

For me, this was a lesson learned, and I definitely won’t be returning.

September 4, 2026
Unprompted review
Rated 1 out of 5 stars

Just going to vent you want want my…

Just going to vent you want want my advice don't waist your time they used to be amazing great staff and they always helped now I think different owner's or something cause they are pathetic never got accepted even when they promised so stay far far away from them

August 15, 2026
Unprompted review
Rated 1 out of 5 stars

They play "wait and see" and then charge you for funds NEVER RECEIVED!!

Applied for a loan June 30th, waited past the timeframe for getting the loan, and called customer service. Had to call a few times as they were somehow busy for well over 3 hours. When I FINALLY was able to get ahold of someone, they told me to "wait and see" and call back again in a couple days.

This went on for a few weeks and I NEVER received the funds. I am now being told that I have till 2pm (despite it now being PAST that time) to e-transfer them funds back I never even got in the first place! Just hope they don't take the funds out, otherwise I'm gonna be short on rent.

June 30, 2026
Unprompted review
Rated 3 out of 5 stars

THEY SENT MY LOAN TO THE WRONG…

THEY SENT MY LOAN TO THE WRONG BANK.....I'VE NEVER SEEN IT BEFORE ....RIDICULOUS.....AND ALL THEY CAN SAY IN REPONSE IS CHECK YOUR BANK.....WHERE THE FUNDS AREN'T.....I'LL WRITE ANOTHER REVIEW IF THEY EVER RESOLVE THIS/////////PROBLEM RESOLVED 2 DAYS LATER.....SO I UPGRADED THEIR RATING

March 9, 2026
Unprompted review
Rated 1 out of 5 stars

Hi my name is Kenneth Baker…

Hi my name is Kenneth Baker bakerisinlove2019 and I had no problem getting a loan for the longest time and ran into trouble one time and I told them everything honest truthful with them Ani thought they understood and ever since rejected and I even paid back the loan I had missed with them when I called and told them everything and 100%Honest from day 1 and for 2 months I apply get a email telling me to apply my next pay and I will get the loan and here is more Honesty folks don't apply with this company they don't care and lie play games with you and they have lost this guy as a customer they ruined my holidays and and I got my phone stolen and my wallet stolen money stolen I really need some money for medical reasons and rejected again and hope they had wonderful Christmas and New Years because I sure the hell didn't thanks for the assholes and I can't get into any of my emails now and I BEG EVERYONE TO BOYCOTT CASHCOWBOY YOU WILL JUST BE LET DOWN I PROMISE YOU GOODBYE JERKS may y9u enjoy the place you are all going to end up cause I know I am not the only unhappy customer because the old saying goes good guys finish last and I guess honesty gets you hurt😪😢😭😭😭😭😭😭 HAPPY NEW YEAR CASHCOWBOY

January 2, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look