Review of Cynergy Bank


Rated 2 out of 5 stars

Another company that will NEVER answer…

Another company that will NEVER answer the phone or call back.
Trying to partial transfer my ISA out to another company. I keep getting emails asking me to call Cynergy about the transfer. But nobody answers the phone, so my transfer has been five days without moving. I try and register a complaint, and it gives the same phone number that nobody answers. In the meantime, I check my account and find the transfer has still not been made. I try and phone again just put on hold for over two hours. Their Authenticator app system is appallingly poor, clunky and pointless. I have been with this bank for several years but would never ever recommend anyone getting remotely involved now.
UPDATE response to Cynergy. EVERYONE is busy, not just you. I am busy but have now had several cost implication issues because I can’t access or move MY money. I can still get through to several other major and smaller banks after a short wait. Just getting automated responses & excuses from you is not an acceptable reply, especially when you advise calling the very number that I have now not had any callback from after over 7 hours, and using several different phones. Call back systems only work if someone actually bothers to manage it, but Cynergy don’t.
UPDATE: Still no change and another day passes (now day 6) with my money in limbo and no contact with Cynergy. Called again 1m after they opened today, waited for a call back for over 3 hours, then got three calls 30 minutes apart.... Been with this bank since 2017, now the customer service is like a third world bank. Raised a complaint on line, they said they would respond in 5 days? Really? How did they ever get the banking service awards they claim???

2 April 2025
Unprompted review

Reply from Cynergy Bank

Hello David,

Thank you for taking to the time to complete a review and we're really sorry to learn of your experience.

Our contact centre is experiencing high call volumes at present. We’re grateful for your patience while we work to bring waiting times down.

If you’re unable to wait on the phone at these times, you can request a callback from our Customer Service team when you call us. Simply select this option when prompted, allowing you to carry on with your day uninterrupted. Our colleagues will then ring you once your place in the queue comes up.

Once again, we apologise for any inconvenience you've encountered.

Cynergy Bank