Scalapay Reviews 

138,834
TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

I've been using Scalapay for a while now and just completed my last installment for this month without any issues. The whole process is super simple, transparent, and quick. Having the option to split... See more

Rated 4 out of 5 stars

It's a great solution to manage monthly budget by splitting up a payment by 3. I think that future options like managing payment day, more splitting options with fees, physical card would bring a grea... See more

Rated 5 out of 5 stars

I absolutely love using Scalapay. It’s super easy, flexible, and lets me pay in 3 or 4 parts without any stress. They’re partnered with so many great stores—most of them are already my favorites—which... See more

Rated 5 out of 5 stars

Scalapay has made shopping much more accessible. The option to pay in 4 interest-free installments is incredibly useful nowadays. Even when I can afford to pay the full amount upfront, a high price of... See more

Company details

  1. Payment Service

About Scalapay

Written by the company

Scalapay is an innovative payment service allowing consumers to pay for their purchases in 3 instalments, without interests: the first at the time of ordering, the second after one month and the third after two months.

Scalapay is available on more than 3,000 brand partner websites and in more than 4,000 physical shops. Its partners include names such as Kiko, Twinset, Douglas, Shein, Alpitour and Stroili, as well as fashion, beauty, home and travel companies in 9 countries (Italy, France, Spain, Germany, Portugal, Austria, Belgium, the Netherlands and Finland).





How does it work?

Online, the customer can select the payment option at the time of purchase, register and proceed to enter their credit, debit or prepaid card details. The balance will automatically be divided into three instalments, the first immediately, the second and third one month apart. Choosing to pay through Scalapay has no cost, in terms of interest or commission, for the end customer.

In-store, the customer registers on the Scalapay website, selects the retailer where they want to buy and how much they want to spend. The Scalapay system generates a barcode which, when presented at the checkout, will be scanned to complete the transaction.

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Contact info

4.8

Excellent

TrustScore 5 out of 5

139K reviews

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4.8

All reviews

(138,834)

60,862 reviews in the last 12 months

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Rated 5 out of 5 stars

Excellent and smooth payment service!

I've been using Scalapay for a while now and just completed my last installment for this month without any issues. The whole process is super simple, transparent, and quick. Having the option to split payments makes budgeting so much easier. Highly recommended!

23 July 2026
Unprompted review
Rated 5 out of 5 stars

Thank you

Scalapay is more than just a payment method; it represents shared trust. It makes life easier, simplifies our shopping, and brings us happiness.
Thank you, Scalapay.

20 July 2025
Unprompted review
Rated 4 out of 5 stars

Scalapay your goals, buy more to best manage your balance

It's a great solution to manage monthly budget by splitting up a payment by 3. I think that future options like managing payment day, more splitting options with fees, physical card would bring a greater competitive challenge. Overall I recommend Scalapa, great support team. I believe that wise customers bring wore expandable solutions too.

13 July 2026
Unprompted review
Rated 5 out of 5 stars

Financial Flexibility That Makes a Difference

This has been one of the best experiences I have had since I started using your bank’s installment payment services. The flexibility to spread payments over time has allowed me to purchase items that would otherwise have been beyond my immediate budget.

I truly appreciate the convenience, transparency, and support your bank provides. The service has made managing larger purchases much easier and has significantly improved my overall banking experience.

I would highly recommend your installment payment program to anyone looking for a practical and reliable way to manage their purchases while maintaining financial flexibility.

8 November 2025
Unprompted review
Rated 5 out of 5 stars

It's easy to use

It's easy to use, intuitive, and makes splitting payments simple and hassle-free. Everything is clear and transparent, and my experience has been smooth from start to finish. I highly recommend it to anyone looking for a convenient way to manage their purchases.

1 July 2026
Unprompted review

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