BELT Seguros Reviews 

529
TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

Presale and sale stage was great. Customer support knowledgeable, helpful and polite. Easy to purchase. Haven’t used it yet - it’s for upcoming trip. But thank you so far for great experience.

Company replied

Rated 5 out of 5 stars

It was the second time in 6 mounts that I’ve used Belt Seguros for my family trip insurance. Quick, very clear information and for now, with any complaints to talk about. Goo balance price/qualidade.... See more

Company replied

Rated 5 out of 5 stars

The process to buy my travel insurance was amazing. Super easy steps with no out of context or unnecessary questions. It took me 2/3 minutes to get things done. The insurance options presented were... See more

Company replied

Rated 3 out of 5 stars

Quickly purchase process. However, during my trip I had a small emergency incident and wasn't able to first contact the insurance, so instead I went directly to a clinic. After I contact belt company... See more

Company replied

Company details


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4.6

Excellent

TrustScore 4.5 out of 5

529 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 69% of negative reviews

Typically replies within 1 week

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4.6

All reviews

(529)

112 reviews in the last 12 months

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Rated 5 out of 5 stars

Really trustful security company

Really trustful security company, feel save to apply, got everything in minutes

16 July 2025
Unprompted review
BELT Seguros logo

Reply from BELT Seguros

Bom dia, muito obrigada por partilhares a tua experiência!

Ficamos muito felizes por saber que confias na BELT e que o processo foi rápido e seguro ✨
Trabalhamos todos os dias para oferecer soluções simples, práticas e que funcionam quando mais precisas.

Se precisares de alguma coisa, não hesites em entrar em contacto.

A equipa BELT

Rated 3 out of 5 stars

Quickly purchase process

Quickly purchase process. However, during my trip I had a small emergency incident and wasn't able to first contact the insurance, so instead I went directly to a clinic. After I contact belt company they did not accept it and refuse to pay.

13 September 2024
Unprompted review
BELT Seguros logo

Reply from BELT Seguros

Bom dia Catarina,

Muito obrigado pelo teu review.

Lamentamos que a tua experiência não tenha sido como esperavas. Queremos muito ajudar a resolver qualquer situação que tenhas enfrentado!

Para podermos acompanhar o teu caso com a seguradora e encontrar a melhor solução, pedimos que envies um email para o nosso colega Martim: martim.branca@beltseguros.pt

Estamos totalmente disponíveis para te auxiliar.

Cumprimentos,
A equipa BELT

Rated 5 out of 5 stars

Great pre-purchase support; user friendly site; affordable price.

Before purchasing the insurance I had a few questions. Was easy to reach out to BELT via WhatsApp. The agent was very polite, supportive and knowledgeable; answered my questions. Thank you. I’ve bought the travel insurance.

27 March 2025
BELT Seguros logo

Reply from BELT Seguros

Hello Loreta,

Thank you so much for your review and for your trust.

We are available for whatever you need, don't hesitate in contacting us.

Rated 5 out of 5 stars

Helpping people

Helpping people
Personalised help from de person that attended me going beyond what she had to do.

24 February 2025
BELT Seguros logo

Reply from BELT Seguros

Hello Simoné,

Thank you so much for your kind review. It really does mean a lot for us to receive this type of reviews.

If you need our help for anything, do not hesitate to contact us.

BELT

Rated 5 out of 5 stars

Nada a acrescentar

Nada a acrescentar

11 February 2025
BELT Seguros logo

Reply from BELT Seguros

Olá Paulo.

Muito obrigada pela tua avaliação. 🙏🏻 Trabalhamos todos os dias para oferecer a melhor experiência digital em seguros.
Se pudermos ajudar com mais alguma questão, não hesites em nos contactar através dos meios habitualmente disponibilizados.

Equipa BELT Seguros

Rated 5 out of 5 stars

Speedy and smooth

A quick and efficient and smooth
Transaction.
Though I am now disappointed
That Portugal have exited the euros, last night...so I can't get my money DOH!!!
Thank you Come on England

5 July 2024
BELT Seguros logo

Reply from BELT Seguros

Hi Paul,

Thank you for your purchase.

Be on the lookout for further BELT marketing moves. For now, we are still trying to get over our defeat.

Have a nice trip.

Rated 5 out of 5 stars

When choosing an insurance for…

When choosing an insurance for traveling, I want it to be informative, safe, and easy to choose and this was my experience with Belt. Extremely user-friendly, allowing me to choose the one that suited me the most, in a very easy way.

7 February 2023
Unprompted review
BELT Seguros logo

Reply from BELT Seguros

Hi Mariana,

Thank you for your kind feedback!

Rated 5 out of 5 stars

Great experience

The process to buy my travel insurance was amazing. Super easy steps with no out of context or unnecessary questions. It took me 2/3 minutes to get things done.
The insurance options presented were distinct from one another so it was not confusing to make a decision.
I ended up going with the “middle” option in terms of price and medical expenses covered - given my destination and length of the trip it seemed to be a good choice!

7 September 2023
Unprompted review
BELT Seguros logo

Reply from BELT Seguros

Hi Tiago,

Thank you for your review and feedback!

Rated 5 out of 5 stars

Very user friendly and fast process to…

Very user friendly and fast process to issue an insurance, I have never had this little trouble getting such task done. Light and structured documentation also makes the experience much smoother. Overall a great upgrade on the current process of getting an insurance!

26 February 2023
Unprompted review
BELT Seguros logo

Reply from BELT Seguros

Good afternoon Francisco,

Thank you for your review and feedback! Much appreciated!

Rated 5 out of 5 stars

I had the best experience with BELT

I had the best experience with BELT. fast, intuitive and super efficient. When I had questions they where answered right away. Whole experience was great! Recommend!

26 September 2023
Unprompted review
BELT Seguros logo

Reply from BELT Seguros

Hi Sofia,

Thank you for the kind words and review!

Rated 5 out of 5 stars

Amazing experience

I had an exceptional experience with Belt Seguros. Their website is incredibly user-friendly, making it a breeze to find and purchase insurance. What really impressed me was their speed - I had my policy documents in no time.

3 February 2023
Unprompted review
BELT Seguros logo

Reply from BELT Seguros

Good afternoon Beatriz,

Thank you for your feedback and review!

Rated 2 out of 5 stars

Updated opinion

This is an updated version of an original review. Firstly, it was very easy to book the insurance over Belt. But in our case was that we could not get a refund of a regular hospital bill due to the fact that we did not call the Emergency Hotline beforehand. It was impossible to reach someone from Ergo (the insurer) to get this situation cleared up, we were sent in circles and rudely hung up on several times. However, Claudia from Belt tried to investigate our case again, reached out to us and was very communicative after we posted a one star review. We were very positively surpised after the poor communication that we've had with Ergo. In the end though, we've reached the same outcome. It seems that we were very unlucky ducks because we have been told that people usually have a good experience with this service. Nonetheless that doesn't change the fact that we are unhappy with our experience and that Ergo did not meet our expectations which is a service sold by Belt. We remain very skeptical about the refund process and if something should happen again, we are scared our costs will not be covered on the ground of another ridiculous reason that has not been communicated beforehand. What has changed is that at least we don't feel like this was merely a scam because in the end we got to talk to a real person who at least tried to help us. That is highly appreciated, however should also be the standard of good customer service. All in all, we will not chose Ergo as an insurance in the future anymore. We do not recommend purchasing this specific product over Belt.

25 September 2023
BELT Seguros logo

Reply from BELT Seguros

Good afternoon Rita,

Thank you for your feedback which is very important for BELT to continue improving its services. We are sorry to hear your experience with regards to ERGO's assistance. We have already reported your complaint to ERGO and are still working with the insurance company to seek a different resolution. Having said that, it is important that clients call the insurance company's emergency hotlines before using medical services in other jurisdictions as per the insurance company's policies. On our end, although this requirement is clear in ERGO's policies that are sent to all ERGO customers, we will create a specific page regarding claims policies and procedures on our website to help avoid such issues in the future.

ERGO, a member of the Munich Re group, is one of the best travel insurance companies in the industry and we are confident that they will make up to you if you face a difficulty during a trip going forward.

Finally, BELT's ambassadors are ready to help whenever needed. However, we can only act on your behalf when we know an issue exists. In this specific case, we learned about it via Trust Pilot. Please do not hesitate to contact us should you have unexpected difficulties in the future.

Wishing you the very best, The BELT Team

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