Avafin Reviews 

113
TrustScore 2 out of 5

2.1

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Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Financial Consultant
  4. Loan Agency

Written by the company

AvaFin es una fintech española especializada en microcréditos y préstamos online, perteneciente a Capitec Bank Group, uno de los grupos financieros líderes a nivel internacional con presencia en varios mercados. Desde nuestros inicios, nuestro objetivo ha sido ofrecer una alternativa financiera rápida, transparente y accesible para quienes necesitan cubrir un imprevisto, hacer frente a un gasto inesperado o gestionar su liquidez a corto plazo. A través de un proceso 100% digital, nuestros clientes pueden solicitar un minicrédito online en pocos minutos, sin papeleo, sin desplazamientos y sin necesidad de aportar nóminas. Ofrecemos importes desde 50€ para nuevos clientes y hasta 2.000€ para clientes recurrentes, con plazos de devolución flexibles de entre 7 y 30 días. La verificación de identidad se realiza de forma segura mediante tecnología especializada de terceros, garantizando en todo momento la protección de los datos personales conforme a la normativa vigente. No solicitamos avales ni garantías adicionales, y todas las condiciones del préstamo como: importe, plazo y coste total se comunican de forma clara antes de la firma del contrato, sin letra pequeña ni sorpresas. Como miembros de AEMIP (Asociación Española de Fintech e Insurtech de Microcréditos), operamos bajo un firme compromiso con la regulación financiera española, las buenas prácticas del sector y la protección del consumidor. Nuestro equipo de atención al cliente está disponible para resolver dudas antes, durante y después de la contratación, acompañando a cada usuario en todo el proceso. En AvaFin entendemos que pedir un préstamo puede generar dudas, por eso apostamos por la cercanía, la claridad en la comunicación y un servicio ágil que se adapta a las necesidades reales de cada cliente. En definitiva, AvaFin es la solución para quienes buscan un préstamo rápido, seguro y sin complicaciones.


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2.1

Poor

TrustScore 2 out of 5

113 reviews

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Replied to 26% of negative reviews

Typically replies within 1 week

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2.1

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(113)

90 reviews in the last 12 months

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Rated 2 out of 5 stars

Giving 2 starts here for a reason!

Giving 2 starts here for a reason!
1 reason, as maby people are saying and it is true, I was trying to compare fees and what I could loan, when I realised... I was receiving 300€ in my account, with my surprise, 60€ fee and 57€ pay back, vice versa or something similar. Meaning, in 1 month I would have to pay back 300€ + 117€ fee... without even getting a question if I would accept or not.
Anyway, straight away I worked on giving it back to Avafin without having to pay any fee.
Of course I have done my recharge before anything, and found out nmby the Spailnish law, you (we) have 14days to give them the money back without paying any fee, meaning those 60€ that they tell you straight on the phone when you contact them, that's what happened to me!
Once I mentioned to the helper on the phone the law of 14 days... the excuse changes, and straight away send me a link on a message and email to send back those 300€ back to them without any fine!
Anything like this happening, seachr resolution on ChatGPT, it was very great, and I was relieved!
The other star goes to the last feedback, the quick help to send the money back, so at least something good and fast resolution!
The best.. avoid these company!

8 January 2026
Unprompted review
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