We dealt with Lendlab Inc. who obtained our Chip Reverse Mortgage for us. What amazing people,kept us up to date on all procedures going forward. Received clear & concise information in a timely manne... See more
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HomeEquity Bank (HEB) is Canada’s original and leading national provider of reverse mortgages, with over 40 years of service. HEB is the only federally regulated bank specialized for Canadians 55 and better. With its flagship product, the CHIP Reverse Mortgage, HomeEquity Bank empowers Canadians 55+ to use what they’ve built to live well, help their family, or plan their legacy by providing a secure way to access equity from their most strategic investment – their home.
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Royal Bank Plaza, South Tower, 200 Bay Street, Suit 3500, M5J 2J1, Toronto, Canada
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I was very disappointed in the length of time the process took and the fact that my house was appraised at a certain price and they dropped it down quite a bit because of the Toronto market. If I had known id end with such a small payout at the end I would have backed out
I would like to recommend this company for a reverse mortgage, I started this process as a retired senior looking to stay in my home and complete some necessary repairs and updates. The application process was thorough and completed in timely fashion.
This company made my journey stress free and accommodated my needs.
Would not hesitate to use this company again
From the very start, as this was a the most serious decision I’ve made, where I was nervous, Janet and Abigail and also Audra made me feel heard and respected. They got right back to me when I had questions. Well done ladies. I’ve struggled for so long, and so hard that this end result will take a moment to get used to. What a gift to anyone who loves their home as much as I do. Thank you all.
We were very impressed with Marcia who demonstrated strong communication skills and product knowledge. The result was a very streamlined process for us. The product offers flexibility and accessing the equity in our home allows us to continue the lifestyle we enjoy in retirement. Thank you Brad and Kat
The mortgage specialist
Mr. Antoine Filion, made my experience with this process incredibly easy and pleasant. His help , his knowledge , his patience and way of explaining things in very respectful way made it a wonderful and very trusting process for me. He is a truly amazing person and extremely professional and I wish there is more caring people like him when it comes to customer interaction.
Thank you so much .
My experience was amazing they helped me thru all the stewps and we re very patient with me thank-you Sam sinclair .I'd definetety recommend you to everyone I know .thank-you again
It take only weeks to process everything. Constant follow up with my advisor
Application process was easy to follow and understand. Terms and fees were clearly defined. Staff was friendly and helpful.
no previous contact before closing then asked for review? otherwise broker (excellent) and ILA (OK) but nothing....crickets
Neil Sharma. Is the only one I dealt with. He was patient understanding and always listened. He was amazing self control when I was upset. Always calm.
I would like to give a Big Thank You to Christian Bozza . He is very professional, and explained everything to us step by step and made us feel comfortable .You are kind and caring ! I would recommend you to anyone .
Thank You !
Manuel & Patty
Kyle was very professional and efficient it was a pleasure to deal with him and get the chip transaction completed
I can only recommend anyone to deal with Chip
I’ve been a client over 6 years and the last 4 times I’ve had the same specialist, Antoine Filion and found him to be very professional and knowledgeable.
This is the fourth time I’ve dealt with Antoine Filion and have found him to be very helpful and knowledgeable.
The people were all very friendly and helpful. The whole process went very smoothly. It was was a great relief to find a comfortable way to stay in my house. Feeling grateful for the assistance.
Rachele Dunn was excellent, very helpful and always keeps you updated throughout the process.
If you are thinking about a CHIP Reverse Mortgage but are not sure if it is right for you just pick up the phone and speak to one of the Mortgage Specialists. Our specialist is Rachele Dunn and she has been fantastic through the entire process. We felt from the get go that Rachele really understood our situation and was more than able to explain everything fully.
Everyones's situation is different and we found that our concerns were answered and the explanations were backed up with an illustration that we were able to review and digest at our own pace. No pressure sales, just information that you can use to decide what is best for you. Its a big step and we found the process to be clear and our Mortgage Specialist to be extremely helpful, but we were never pressured, in fact you are required to obtain independent legal advice as part of the process.
They make the coolest silver and blue chips
Rachele Dunn was an amazing help, she did walk me through all the process.
She was very patient with my questions and answered them in a way that I understood
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