Just answer the question!
So I went into the bank to apply for a credit card and on my first application I messed up some info and it was auto-declined, I was told by the friendly staff it may effect my future credit rating and to call 13 2221 to see if I can get it annulled. He had me fill out most of a new form just so I hade it ready to submit.
I came home and called the number, after half an hour I was passed around to half a dozen people before being shoved onto the Ceba text chat and guided to a human.
This human has sent 5 messages over the course of an hour NONE of them, not a single one answers clearly.
1. Will the auto-declined application impact my credit rating.
2. Is there anyway for them to remove it or nullify the impact.
They are far more interested in having me complete the open application which might not even get approved which would be 2 strikes against me not just 1. I'm happy to take one hit because I was declined on accurate information but I will not take 2 because one of them was a mistake.