SO

Socrates

Lithuania

Reviews

Review of Finjet


Rated 1 out of 5 stars

Shady lender with 1000% AIR

Finjet offers quick, bad loans with minimal requirements for an almost 1000% annual interest rate. If you borrow 500 euros for 35 days, you will have to return 814 euros. That is insane.

20 January 2026
Unprompted review

Review of Revolut


Rated 4 out of 5 stars

Good but not amazing

Revolut is safe and tends to be a fine platform for holding money. One big downside of this platform is that there are limited options to invest money without fees. For investing in particular I would choose another platform as Revolut has extremely high fees for transferring your investment portfolio to another broker and there are no available options for buying stocks in euros.

13 July 2024
Unprompted review

Review of Esketit


Rated 5 out of 5 stars

Great platform for earning interest

I have been using Esketit for a few years now. My average annual yield is around 11,3%. Haven't faced any issues as I mostly invest into Latvian loans.

I do not recommend using the default auto-investment tools as loans from Jordan and Spain sometimes fail to produce a return as they become “late”.

EDIT: meant to say “late”, not defaulted loans.

13 July 2024
Unprompted review

Reply from Esketit

Good day,

Thank you for your review and for the kind words!

We are glad to hear that you are satisfied with the interest rates and the loans offering on the Esketit platform.

Regarding the: ''I do not recommend using the default auto-investment tools as loans from Jordan and Spain sometimes default.''

There were no defaults on the platform, Esketit founders Davis Barons and Matiss Ansviesulis did not lose any of the investors funds during their 13+ years of professional career.

Currently there are no issues with the repayments obligations for any of the Loan originators presented on the Esketit.

The information regarding the Loan originators terms can be found here
https://esketit.com/loan-originators

You are also very welcome to check our statistics page in order to have an access to the complete information regarding each and every Loan originator loans status and performance on the Esketit https://esketit.com/statistics

In the situation you have any doubts or unclarify left please be be so kind as to contact us to support@esketit.com and we will be happy to provide a required clarification and answer all of your questions.






Review of gamerpay.gg


Rated 4 out of 5 stars

Great website overall, there are some issues

Great website overall although there are some things to note: 1) the advertised 0% buying fee should be taken with a grain of salt as there still is a deposit fee (1,7% when depositing through a bank account); 2) the website does not have a shopping cart and it, consequently, forces you to purchase items one at a time.

31 December 2023
Unprompted review

Reply from gamerpay.gg

Hello Socrates,

Thank you for the kind words and the 4-star review. To maintain a functioning marketplace, we have to generate revenue in some places. We mainly do this by charging fees for deposits. If you already have a balance from a sale, you can spend it without paying any fees.

In some cases, you can purchase multiple items in one trade, but only if you buy from the same seller. As we are a P2P site, it is hard to allow bundled trades across different sellers, but we hope to crack the code in the future.

Best Regards,
Team GamerPay

Review of Digital Republic AG


Rated 5 out of 5 stars

Used during my trip to Switzerland

Used Digital Republic during my trip to Switzerland. The connection didn’t disappoint.

8 July 2023
Unprompted review

Reply from Digital Republic AG

Hey Socrates

Thank you very much for the amazing review! Also nice to see you're still doing well after that shady drink they offered you down in Athens. We're looking forward to provide you with an internet connection on your next trip to Switzerland!

Kind regards
Digital Republic

Review of Skinport


Rated 5 out of 5 stars

High prices, but great service

Items on this site are quite more expensive compared to other websites but at least there are no buyer fees and it is easy to make a purchase. On the other hand, seller fees are 12%.

27 December 2022
Unprompted review

Reply from Skinport

Thank you for the feedback!

Review of SkinBaron


Rated 5 out of 5 stars

Great place to buy CS items

A trustworthy German marketplace for CS skins. You can deposit in EUR via SEPA transfer without any fees.

27 December 2022
Unprompted review

Reply from SkinBaron

Hej Socrates, thank you for your rating and your 5 stars, big hug for you :)

Review of Surfshark


Rated 4 out of 5 stars

Awesome VPN service

They offer great VPN speeds in lots of countries at a good price.

6 August 2022
Unprompted review

Reply from Surfshark

Hey there! Thank you so much for your feedback! 🙌 We are happy to hear that Surfshark is working well for you! If there is anything that we can do regarding the service to get a 5-star rating from you - let our team know via Live Chat!

Review of Eneba

Review of Kinguin.net


Rated 4 out of 5 stars

Asked for a refund and got it

I made an order, received the key, didn't use it, asked for a refund and they refund the full amount. Second time buying, haven't faced any problems. But the website UI could be better.

6 August 2022
Unprompted review

Review of CS.DEALS

Review of NETELLER

Review of Simplex

Review of Phemex


Rated 3 out of 5 stars

High withdrawal fees

The withdrawal fees for BTC and ETH are quite high but so far so good.

10 August 2021
Unprompted review

Reply from Phemex

Dear Socrates,

we understand your disappointment, but this is not something arbitrary in Phemex and it is an industry standard for centralized exchanges.
Miner´s fees are high, for example Phemex charges 0,00057 BTC, which a competitive one.
Has been exactly the same since exchange was launched in Nov 2019.
Sadly, BTC is not worth 3500$ anymore, but around 50.000$, so instead of less than 2$, mining fee is currently around 30$.

Another solution could be that you withdraw for example USDT via tr20 for zero fees.
You can find our conditions about withdrawal fees here https://phemex.com/fees-conditions

If you have any remaining questions, please don´t hesitate to contact us directly at www.phemex.com.
We are here 24/7 to support you.

Best regards,
Team Phemex